Week 1 01-03-2023

MANAGEMENT MEETING
Duration: 8:30am - 11:02am
Venue: Virtual Via Google meet
Presided by: Faith Ozegbe

ATTENDEES

ABDULLAHI NAJIMUDEEN -  Head, Internal Operations
ADETAYO OLUKOGA - Asset Creation
AMARACHUKWU EMENIKE -  Data Analyst
ANIEKAN UDOH -  National Channel Manager
BLESSING YAHAYA -  Ag head, Treasury
CHINWE OKAGBUE - Branch Manager, Abuja
EMMANUEL ONAKOYA - Head, CRM
EZINNE UMOZURIKE - Lead, Legal
FIDELIS AZUBUIKE - Head, Software
FAITH OZEGBE - Acting Secretary
GODFREY EGBUOKPORO - Ag. Head, Communications
ISMAIL BALOGUN - Account
ITIEKHAO IKPEMINOGENA - General Manager
KEHINDE OYEBADE     - Ag. Head Business Operations
KENECHUKWU IDIGBE - Lead, Strategic Partnership
LINDA OTTAH-IJEKEYE - Brokers Admin
MARTINA AMOS - Head, Sales Operations and Strategy
NANCY ANAYOCHUKWU - Head, Telesales
OLUSEGUN AKEJU - Portfolio Risk Analyst
OLUWADAMILARE OLAYINKA - Transformation
OLUWASEGUN BOLAWOLE    - Strategic Partnership
OLUWOLE EWEJOBI -   Head, Information Technology
OMOWALE BELLO - Cooperate lease
PETER OJUKWU -   Ag, Head, Recovery & Collections
SAMUEL OTTAH -   Rep, Product Development
SOPHIA DAGI -   Ag Head, Client Experience Management
STANLEY MAFUVWE - ~~Internal~~Lead, ~~Operations~~Asset Remedial Management

OPENING PRAYER
~~Sophia~~Faith ~~Dagi~~Ozegbe said the opening prayer

ADOPTION OF MINUTES
Sophia Dagi seconded by ~~Nancy Anayochukwu~~Linda Ottah-Ijekeye adopted the minutes of the last meeting.

ORDER OF PRESENTATION
Accounts, Communication, Client Experience Management, Sales Operations, Tele-sales, Asset Creation, Strategic Partnership, Co-operate Lease, Treasury, Credit Risk Management, Product Development, Business Operations, ~~Legal.~~Transformation, Legal, Human Resources, Software, Information Technology.

ACTIVITY REPORT (~~12th~~19th - ~~16th~~30th December, 2022)

Account Team Report
Risk Asset Generation for the ~~week~~period in review is Lagos - ~~8,540,~~22,535,000.00, Abuja - 3,~~068,~~797,999.00, and Port-Harcourt - ~~3,185,~~10,649,000.00. Liability Generation for the week in review is Lagos- ~~39,445,~~12,680,000.00, Port-Harcourt - ~~17,230,~~630,000.00

Communications Team Report
For the period in review ~~inquiries~~inquiries, Volume decreased by ~~77%~~9%. The week recorded a ~~15.5%~~129.6% decrease in engagement on digital Media. Total market reach ~~decreased~~increased by ~~24.7%~~43.9% while followership ~~decreased~~increased by 1%. The average task completion rate is at 100%. Google is our highest inquiry generating channel

Client Experience Management Team Report
For the period in review ~~1011,~~1241, enquires were recorded. 48.15% from Lagos, 25.40% from Abuja, and 26.45% from Port Harcourt. The Channels of communication breakdown: Facebook ~~@26.90%~~@25.54%, WhatsApp ~~@26.90%~~@33.20%, Phone @24.~~23%~~01%, Walk-in ~~@11.28%~~@9.19%, Instagram ~~@2.27%~~@5.48%, Twitter @2.~~08%~~58%.

RISK ASSET
Overall Sales – ~~14.8M~~46.5M
~~Personal~~Internal ~~Loan~~Loyalty 3 Performing the highest
Product Type Performance: Public – ~~14.9%~~8.6%, Personal Loan - ~~85.1%~~91.4%
Unit Location Performance: Lagos- ~~7.7M,~~23.1M, Port Harcourt – ~~2.7M,~~14.0M, Abuja - ~~2.3M~~5.5M

Tele-sales Team Report
The total amount consummated by the team for the week in review is ~~2,920,~~3,370,000.00 (56% of the week’s target) at 58 counts with core tele sales and tele sales-cold call team consummating ~~1.050,~~3.070,0000.00 (824% of the week’s target) at 2 counts and ~~1,870,~~300,000.00 (41% of the week’s target) at 31 counts respectively.

Asset Creation report
For the period in review, Transactions disbursed are ~~N11,993,999.~~N73,799,372.00. Others are at various transaction stages.

Strategic Partnership Team Report
For the ~~week~~period in review, the total sales achieved is 4,~~164,999.~~00,000.00 (3639.79% 0f the budget). The report also captures the activities, visits, and pending partnerships in the public and private sectors.

Brokers Admin Team Report
The week in review shows liability generation is 45.60% (N8,769,426.66) of the budget. The risk Asset Transaction disbursed for the period in review is N0.00. The report also captured Pending RTN transactions.

Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).

Abuja Team Report
The report captures the activities for the period in review, pipelines, and constraints

Treasury Team Report
For the week in review Executive summary shows the Liquidity Requirement status as ~~FAIR.~~BAD. Week 5052 experienced a net negative in cash flow from 627M ~~positive~~negative in week 4951 to 775M ~~positive~~negative. Treasury reported a ~~negative~~positive N11 million total NetFlow, with ~~N60~~N61 million inflows and 4950 million outflows.

Credit Risk Management Report
The report shows PDO recovery as ~~11.9M~~28.6M at 83221 counts (~~15%~~22.4% of the target). Extended interest recovery as ~~576,982.96~~732,754.07 at 813 counts (~~16%~~10% of the target), Provisioned Accounts recovery as 1M4.8M at 3341 counts (~~17.5%~~80% of the target)

Product Development Team Report
Captures the ongoing and completed projects

Business Operations Team Report
Captures the ongoing and completed ~~projects~~projects.

Transformation Team Report
Captures the ongoing and completed projects.

Legal Team Report
The report captures the litigation and other task fore the week in review

Human Resource Team Report
The report shows the activities carried out by the HR Admin, Learning and Development, People and Culture and HRBP. A total of 12 new hires is shown in the report ( Lagos - 10, Port Harcourt - 2).

Software Team Report
Captures ongoing and completed projects.

Information & Technology Team Report
Captures the ongoing and completed projects

B2C RISK ASSET GENERATION REPORT

~~RISK ASSET GENERATION REPORT~~	~~ROSABON FINANCIAL SERVICES~~				~~30-Sep-19~~	~~01-Jul-19~~	13	~~-168~~	~~181~~
B 2 C RISK ASSETS		WEEK	5153	Ending		~~17-~~31-Dec-22
LAGOS	PREVIOUS WEEK PERFORMANCE	BAL B/F	WEEK 5153	CUMULATIVE 2022 BUDGET	PERFORMANCE YEAR TO DATE 2022	PERFORMANCE YEAR TO DATE	BUDGET VARIANCE YEAR TO DATE	% CHANGE BETWEEN 2021 & 2022	BUDGET PERFORMANCE RATE

	~~17-~~31-Dec-22		2022	2022	2022	2021	2022	2022 vs 2021	2021
Consumer Products
Personal Loan / Public Sector Employee Loan	~~28,292,700.00~~25,796,672.13	2,~~003,725,864.88~~039,192,537.01	~~8,540,~~22,535,000.00	5,~~389,979,492.28~~134,571,967.32	2,~~012,265,864.88~~061,727,537.01	2,~~114,741,146.85~~167,304,001.35	-3,~~377,713,627.40~~072,844,430.31	-5%	~~37%~~40%
Cash Backed loan / Credit Card		123,946,044.97		~~197,160,373.49~~187,817,806.77	123,946,044.97	~~721,630,363.72~~723,173,309.04	-~~73,214,328.52~~63,871,761.80	-83%	~~63%~~66%
		-			-		-	0%	0%
Consumer Leases	~~84,150.00~~	14,056,693.15		~~56,334,345.19~~53,664,907.27	14,056,693.15	24,561,880.50	-~~42,277,652.04~~39,608,214.12	-43%	~~25%~~26%
Asset Cash Loan		-			-			0%	~~25%~~26%
SPBS		5,000,000.00			5,000,000.00			0%	0%
Sub-Total	~~28,376,850.00~~25,796,672.13	2,~~146,728,603.00~~182,195,275.13	~~8,540,~~22,535,000.00	5,~~643,474,210.97~~376,054,681.36	2,~~155,268,603.00~~204,730,275.13	2,~~860,933,391.07~~915,039,190.89	-3,~~493,205,607.97~~176,324,406.23	-~~25%~~24%	~~38%~~
									41%
ABUJA

Personal Loan / Public Sector Employee Loan	~~2,055,999.~~6,131,200.00	~~781,238,498.~~791,106,697.97	3,~~068,999.~~797,000.00	~~4,177,234,106.52~~3,979,293,274.68	~~784,307,497.~~794,903,697.97	~~859,966,274.~~868,468,273.00	-3,~~392,926,608.55~~184,389,576.71	-9%8%	~~19%~~20%
Cash Backed loan / Credit Card		-		~~20,485,216.43~~19,514,511.73	-		-~~20,485,216.43~~	0%	0%
		-			-		-19,514,511.73	0%	0%
Consumer Leases		-		~~19,716,037.35~~18,781,780.68	-		-~~19,716,037.35~~18,781,780.68	0%	0%
Asset Cash Loan		-			-			0%	0%
SPBS								0%	0%
Sub-Total Abuja	~~2,055,999.~~6,131,200.00	~~781,238,498.~~791,106,697.97	3,~~068,999.~~797,000.00	4,~~217,435,360.30~~017,589,567.09	~~784,307,497.~~794,903,697.97	~~859,966,274.~~868,468,273.00	-3,~~433,127,862.33~~222,685,869.12	-9%8%	~~19%~~20%
							3,~~433,127,862.33~~222,685,869.12
WARRI									-
Personal Loan								0%	0%
Cash Backed loan / Credit Card								0%	0%
Consumer Leases								0%	0%

Sub-Total Warri	-	-	-	-	-	-	-
SUB -TOTAL B 2 C GLOBAL	~~30,432,849.00~~31,927,872.13	2,~~927,967,101.97~~973,301,973.10	~~11,608,999.~~26,332,000.00	9,~~860,909,571.27~~393,644,248.45	2,~~939,576,100.97~~999,633,973.10	3,~~720,899,665.07~~783,507,463.89	-6,~~921,333,470.30~~394,010,275.35	-100%	0%

B2B LEASE RISK

~~B 2 B CREDIT RISK ASSETS~~
RISK ASSET GENERATION REPORT			5153	Ending	~~17-~~31-Dec-22
LAGOS	PREVIOUS WEEK PERFORMANCE	BAL B/F	WEEK 5153	CUMULATIVE 2022 BUDGET	PERFORMANCE YEAR TO DATE 2022	PERFORMANCE YEAR TO DATE 2021	BUDGET VARIANCE ~~YEAR~~ ~~TO DATE~~	~~% CHANGE BETWEEN 2021 & 2022~~	~~BUDGET PERFORMANCE RATE~~

~~Business Support Loan/ACL-Corporate~~		~~28,000,000.00~~		~~20,607,738.15~~	~~28,000,000.00~~	~~10,000,000.00~~	~~7,392,261.85~~	~~180%~~	~~136%~~
	-
~~ABUJA~~
~~Business Support Loan/ACL-Corporate~~				~~11,334,255.98~~	-		~~-11,334,255.98~~	0%	0%

~~Sub-Total B 2 B Business Support Loan~~	-	~~28,000,000.00~~		~~31,941,994.13~~	~~28,000,000.00~~	~~10,000,000.00~~	~~-3,941,994.13~~	~~180%~~	~~88%~~

~~TOTAL B 2 B Global~~	-	~~185,231,250.00~~	-	~~1,153,529,567.58~~	~~185,231,250.00~~	~~11,700,000.00~~	~~-968,298,317.58~~	~~1483%~~	~~16%~~
					-
~~TOTAL RISK ASSETS (LAGOS) & ANNEX~~	~~30,432,849.00~~	~~3,113,198,351.97~~	~~11,608,999.00~~	~~11,014,439,138.85~~	~~3,124,807,350.97~~	~~3,732,599,665.07~~	~~-7,889,631,787.88~~	~~-16%~~	~~28%~~

~~B2B CREDIT RISK ASSET GENERATION REPORT~~

~~RISK ASSET GENERATION REPORT~~			51	~~Ending~~		~~17-Dec-22~~
~~PORT HARCOURT~~	~~PREVIOUS WEEK PERFORMANCE~~	~~BAL B/F~~	~~WEEK 51~~	~~CUMULATIVE 2022 BUDGET~~	~~PERFORMANCE YEAR TO DATE 2022~~	~~PERFORMANCE~~ ~~YEAR TO DATE 2021~~	~~BUDGET VARIANCE~~ ~~YEAR TO DATE~~	~~% CHANGE BETWEEN 2021 & 2022~~	~~BUDGET PERFORMANCE RATE~~

~~B2C~~
~~Personal Loan / Public Sector Employee Loan~~	~~3,235,000.00~~	~~871,785,800.00~~	~~3,185,000.00~~	~~3,907,735,131.91~~	~~874,970,800.00~~	~~783,688,997.31~~	~~-3,032,764,331.91~~	~~8273%~~	~~22%~~
~~Cash Backed loan / Credit Card~~		-		~~25,606,520.54~~	-	~~10,450,000.00~~	~~-25,606,520.54~~	0%	0%
		-			-		-	0%	0%
~~Consumer Leases~~		-		~~64,781,265.58~~	-	~~2,750,000.00~~	~~-64,781,265.58~~	~~-100%~~	0%
~~Asset Cash Loan~~		-			-			0%	0%
~~SPBS~~		-			-			0%
									0%
~~B2B~~		-
~~Business Support Loan/ACL-Corporate~~		-		~~19,577,351.24~~	-	-	~~-19,577,351.24~~	0%	0%
~~Corporate Leases~~		-		~~5,625,177.49~~	-	~~3,850,000.00~~	~~-5,625,177.49~~	~~-100%~~	0%
~~Operating Leases~~				~~795,890,487.33~~	-	~~159,591,250.00~~	~~-795,890,487.33~~	~~-100%~~	0%

	~~3,235,000.00~~	~~871,785,800.00~~	~~3,185,000.00~~	~~4,819,215,934.10~~	~~874,970,800.00~~	~~960,330,247.31~~	~~-3,944,245,134.10~~	~~-9%~~	~~18%~~

~~BRANCH RISK ASSET GENERATION REPORT~~

~~RISK ASSET GENERATION REPORT~~			51	~~Ending~~	~~17-Dec-22~~
~~LAGOS~~	~~PREVIOUS WEEK PERFORMANCE~~	~~BAL B/F~~	~~WEEK 51~~	~~CUMULATIVE 2022 BUDGET~~	~~PERFORMANCE YEAR TO DATE 2022~~	~~PERFORMANCE~~ ~~YEAR TO DATE 2021~~	~~BUDGET VARIANCE~~ YEAR TO DATE	% CHANGE(ACTUAL) BETWEEN 2021 & 2022	BUDGET PERFORMANCE RATE
Corporate Leases				~~19,688,121.23~~18,755,187.38	-	1,700,000.00		-100%	0%
Operating Leases		157,231,250.00		~~814,840,260.84~~776,228,549.14	157,231,250.00	-25,262,500.00		0%522%	~~19%~~20%
Sub-Total B 2 B Leases	-	157,231,250.00	-	~~834,528,382.07~~794,983,736.52	157,231,250.00	~~1,700,000.~~26,962,500.00	-~~677,297,132.07~~637,752,486.52	~~9149%~~483%	~~19%~~20%

ABUJA
Corporate Lease				2,~~812,588.75~~679,312.48	-			0%	0%
Operating Leases	-	-		~~284,246,602.62~~270,777,400.86	-			0%	0%
Sub-Total B 2 B Leases	-	-	-	~~287,059,191.37~~273,456,713.34	-	-	-~~287,059,191.37~~273,456,713.34	0%	0%

B2B CREDIT RISK ASSET GENERATION REPORT

RISK ASSET GENERATION REPORT			53	Ending	31-Dec-22
LAGOS	PREVIOUS WEEK PERFORMANCE	BAL B/F	WEEK 53	CUMULATIVE 2022 BUDGET	PERFORMANCE YEAR TO DATE 2022	PERFORMANCE YEAR TO DATE 2021	BUDGET VARIANCE YEAR TO DATE	% CHANGE BETWEEN 2021 & 2022	BUDGET PERFORMANCE RATE
Business Support Loan/ACL-Corporate		28,000,000.00		19,631,227.68	28,000,000.00	10,000,000.00	8,368,772.32	180%	143%
ABUJA
Business Support Loan/ACL-Corporate				10,797,175.23	-		-10,797,175.23	0%	0%
Sub-Total B 2 B Business Support Loan	-	28,000,000.00		30,428,402.91	28,000,000.00	10,000,000.00	-2,428,402.91	180%	92%
TOTAL B 2 B Global	-	185,231,250.00	-	1,098,868,852.77	185,231,250.00	36,962,500.00	-913,637,602.77	401%	17%
TOTAL RISK ASSETS (LAGOS) & ANNEX	31,927,872.13	3,158,533,223.10	26,332,000.00	10,492,513,101.22	3,184,865,223.10	3,820,469,963.89	-7,307,647,878.12	-17%	30%

BRANCH RISK ASSET GENERATION REPORT

RISK ASSET GENERATION REPORT			53	Ending		31-Dec-22
PORT HARCOURT	PREVIOUS WEEK PERFORMANCE	BAL B/F	WEEK 53	CUMULATIVE 2022 BUDGET	PERFORMANCE YEAR TO DATE 2022	PERFORMANCE YEAR TO DATE 2021	BUDGET VARIANCE YEAR TO DATE	% CHANGE BETWEEN 2021 & 2022	BUDGET PERFORMANCE RATE
B2C
Personal Loan / Public Sector Employee Loan	14,589,000.00	889,559,800.00	10,649,000.00	3,722,564,676.31	900,208,800.00	809,941,937.55	-2,822,355,876.31	8514%	24%
Cash Backed loan / Credit Card		-		24,393,139.67	-	10,450,000.00	-24,393,139.67	0%	0%
Consumer Leases		-		61,711,565.08	-	2,750,000.00	-61,711,565.08	-100%	0%
Asset Cash Loan		-			-			0%	0%
SPBS		-			-			0%
B2B		-
Business Support Loan/ACL-Corporate		-		18,649,666.30	-	-	-18,649,666.30	0%	0%
Corporate Leases		-		5,358,624.97	-	3,850,000.00	-5,358,624.97	-100%	0%
Operating Leases				758,176,722.41	-	159,591,250.00	-758,176,722.41	-100%	0%
	14,589,000.00	889,559,800.00	10,649,000.00	4,590,854,394.74	900,208,800.00	986,583,187.55	-3,690,645,594.74	-9%	20%

CONSOLIDATED RISK ASSET GENERATION REPORT

CONSOLIDATED	PREVIOUS WEEK	BAL B/F	WEEK 5153	CUMULATIVE 2022 BUDGET	PERFORMANCE YEAR TO DATE 2022	PERFORMANCE YEAR TO DATE 2021	BUDGET VARIANCE YEAR TO DATE	% CHANGE BETWEEN 2021 & 2022	BUDGET PERFORMANCE RATE
Personal Loan	~~33,583,699.~~46,516,872.13	3,719,859,034.98	36,981,000.00	~~3,656,750,163.85~~	~~14,793,999.00~~	~~13,474,948,730.71~~12,836,429,918.31	3,~~671,544,162.85~~756,840,034.98	3,~~758,396,418.16~~845,714,211.90	-9,~~803,404,567.86~~079,589,883.33	-2%	~~27%~~29%
Cash Backed loan / Credit Card	-	123,946,044.97	-	~~243,252,110.47~~231,725,458.18	123,946,044.97	~~732,080,363.72~~733,623,309.04	-~~119,306,065.50~~107,779,413.21	-83%	~~51%~~53%
Public Sector Employee Loan	-	-	-	-	-	-	-	0%	0%
Consumer Leases	~~84,150.00~~-	14,056,693.15	-	~~140,831,648.12~~134,158,253.03	14,056,693.15	27,311,880.50	-~~126,774,954.97~~120,101,559.88	-49%	10%
Asset Cash Loan	-	-	-	~~140,831,648.12~~134,158,253.03	-	-	-~~126,774,954.97~~120,101,559.88	0%	10%
SPBS	-	5,000,000.00	-	-	5,000,000.00	-	5,000,000.00	0%	0%


Business Support Loan/ACL-Corporate	-	28,000,000.00	-	~~51,519,345.38~~49,078,069.21	28,000,000.00	10,000,000.00	-~~23,519,345.38~~21,078,069.21	180%	0%
Corporate Leases	-	-	-	~~28,125,887.47~~26,793,124.83	-	5,550,000.00	-~~28,125,887.47~~26,793,124.83	-100%	0%
Operating Leases	-	157,231,250.00	-	1,~~894,977,350.80~~805,182,672.41	157,231,250.00	~~159,591,250.~~184,853,750.00	-1,~~737,746,100.80~~647,951,422.41	-1%15%	8%9%

	~~33,667,849.00~~46,516,872.13	~~3,984,984,151.97~~4,048,093,023.10	~~14,793,999.~~36,981,000.00	15,~~833,655,072.95~~	~~3,999,778,150.97~~083,367,495.96	4,~~692,929,912.38~~085,074,023.10	4,807,053,151.44	-~~11,833,876,921.98~~10,998,293,472.86	-15%	~~25%~~27%

TREASURY MANAGEMENT REPORT

ROSABON FINANCIAL SERVICES LIABILITY

LIABILITY GENERATION REPORT

WEEK

5153

Ending

~~17-~~31-Dec-22

LAGOS

BAL B/F

INFLOW

OUTFLOW

NET FLOW

CUM BUDGET
YEAR TO DATE

PERFORMANCE
YEAR TO DATE

BUDGET VARIANCE
YEAR TO DATE

% CHANGE BETWEEN 2022 & 2021 (ACTUAL)

~~10-~~24-Dec-22

2022

2021

2022

TENOR FUND

~~234,199,079.46~~324,161,658.76

~~29,000,~~11,800,000.00

~~75,638,681.65~~28,520,972.61

-~~46,638,681.65~~16,720,972.61

2,~~261,299,798.78~~349,978,222.26

~~187,560,397.81~~307,440,686.15

-~~828,140,790.28~~892,055,627.00

-2,~~073,739,400.97~~042,537,536.11

-~~123%~~134%

R-WIN

~~6,262,561.10~~15,083,376.04

~~10,080,~~320,000.00

~~2,471,998.68~~145,000.00

~~7,608,001.32~~175,000.00

~~48,112,761.68~~49,999,536.64

~~13,870,562.42~~15,258,376.04

~~37,710,532.40~~38,334,492.10

-34,~~242,199.26~~741,160.60

-~~63%~~60%

REAP PRODUCT

3,~~715,264.17~~883,266.24

~~365,~~560,000.00

~~1,303,096.73~~4,106,482.93

-~~938,096.73~~3,546,482.93

~~96,225,523.35~~99,999,073.29

~~2,777,167.44~~336,783.31

~~20,866,583.35~~16,980,378.04

-~~93,448,355.91~~99,662,289.98

-~~87%~~98%

RBIP

TOTAL

~~244,176,904.73~~343,128,301.04

~~39,445,~~12,680,000.00

~~79,413,777.06~~32,772,455.54

-~~39,968,777.06~~20,092,455.54

2,~~405,638,083.81~~499,976,832.19

~~204,208,127.67~~323,035,845.50

-~~769,563,674.53~~836,740,756.86

-2,~~201,429,956.14~~176,940,986.69

-~~127%~~139%

ABUJA

TENOR FUND

40,189,919.83

1,~~257,941,609.92~~307,272,653.44

40,189,919.83

-146,438,601.34

-1,~~217,751,690.09~~267,082,733.61

-127%

R-WIN

-77,705.31

~~26,764,715.10~~27,814,311.78

-77,705.31

-~~26,842,420.41~~27,892,017.09

REAP PRODUCT

~~248,294.81~~-59,915.46

~~53,529,430.21~~

~~248,294.81~~55,628,623.55

-~~124,474.48~~59,915.46

-~~53,281,135.40~~312,481.70

-~~299%~~55,688,539.01

-81%

TOTAL

40,~~360,509.33~~052,299.06

1,~~338,235,755.23~~390,715,588.77

40,~~360,509.33~~052,299.06

-146,~~563,075.82~~751,083.04

-1,~~297,875,245.90~~350,663,289.71

-~~128%~~127%

WARRI

TENOR FUND

R-WIN

REAP PRODUCT

TOTAL

~~284,537,414.06~~383,180,600.10

~~39,445,~~12,680,000.00

~~79,413,777.06~~32,772,455.54

-~~39,968,777.06~~20,092,455.54

3,~~743,873,839.04~~890,692,420.96

~~244,568,637.00~~363,088,144.56

-~~916,126,750.35~~983,491,839.90

-3,~~499,305,202.04~~527,604,276.40

-~~127%~~137%

PORT-HARCOURT

WEEK 5153

TENOR FUND

~~141,056,414.64~~144,204,386.11

~~17,230,~~300,000.00

~~20,309,286.66~~1,295,342.91

-~~3,079,286.66~~995,342.91

1,~~472,590,376.69~~530,339,018.91

~~137,977,127.98~~143,209,043.20

~~19,952,938.49~~52,827,697.39

-1,~~334,613,248.~~387,129,975.71

~~592%~~171%

R-WIN

349,814.68

~~31,331,710.14~~32,560,404.66

349,814.68

49,250.54

-~~30,981,895.46~~32,210,589.98

610%

REAP PRODUCT

~~3,738,271.01~~4,259,619.26

330,000.00

65,120,809.32

4,589,619.26

1,525,460.92

-60,531,190.06

~~62,663,420.28~~

~~3,738,271.01~~

~~1,349,080.83~~

~~-58,925,149.27~~

~~177%~~201%

~~145,144,500.33~~148,813,820.05

~~17,230,~~630,000.00

~~20,309,286.66~~1,295,342.91

-~~3,079,286.66~~665,342.91

1,~~566,585,507.12~~628,020,232.88

~~142,065,213.67~~148,148,477.14

~~21,351,269.86~~54,402,408.85

-1,~~424,520,293.45~~479,871,755.74

~~565%~~172%

CONSOLIDATED

BAL B/F

INFLOW

OUTFLOW

NET FLOW

CUM BUDGET
YEAR TO DATE

PERFORMANCE
YEAR TO DATE

BUDGET VARIANCE
YEAR TO DATE

% CHANGE BETWEEN 2022 & 2021 (ACTUAL)

TENOR FUND

~~415,445,413.93~~508,555,964.70

~~46,230,~~12,100,000.00

~~95,947,968.31~~29,816,315.52

-~~49,717,968.31~~17,716,315.52

~~4,991,831,785.38~~

~~365,727,445.~~5,187,589,894.62

490,839,649.18

-~~954,626,453.13~~985,666,530.95

-4,~~626,104,339.76~~696,750,245.44

-~~138%~~150%

R-WIN

~~6,534,670.47~~15,355,485.41

~~10,080,~~320,000.00

~~2,471,998.68~~145,000.00

~~7,608,001.32~~175,000.00

~~106,209,186.92~~110,374,253.08

~~14,142,671.79~~15,530,485.41

~~37,759,782.94~~38,383,742.64

-~~92,066,515.13~~94,843,767.67

-~~63%~~60%

REAP PRODUCT

~~7,701,829.99~~8,082,970.04

~~365,~~890,000.00

~~1,303,096.73~~4,106,482.93

-~~938,096.73~~3,216,482.93

~~212,418,373.85~~220,748,506.15

~~6,763,733.~~4,866,487.11

18,193,357.26

~~22,091,189.70~~-215,882,019.04

-~~205,654,640.59~~

~~-69%~~73%

RBIP

~~429,681,914.39~~531,994,420.15

~~56,675,~~13,310,000.00

~~99,723,063.72~~34,067,798.45

-~~43,048,063.72~~20,757,798.45

5,~~310,459,346.~~518,712,653.85

511,236,621.70

-929,089,431.05

-5,007,476,032.15

~~386,633,850.67~~

-~~894,775,480.49~~

~~-4,923,825,495.48~~

~~-143%~~155%

MEETING ADJOURNMENT

~~Kehinde~~Fidelis ~~Oyebade~~Azubuike seconded by Blessing Yahaya adjourned the meeting.
~~Chinedu~~Faith ~~Ugwu~~Ozegbe said the closing prayers