Week 05 01-29-2024

MANAGEMENT MEETING
Duration: 8:30am - 10:40am13am
Venue: Virtual Via Google Meet
Presided by: Faith Ozegbe

ATTENDEES

ABDULLAHI NAJIMUDEEN        - Head, Internal operations
ADETAYO OLUKOGA                 -  Asset Creation
AJIBOLA ABDILFATAI                 - Portfolio Risk Officer
CHIMA ANNONYE                     - Head, Business Operations 
EMMANUEL ONAKOYA             - Head, CRM
EDNA EJIMAKOR                       - Branch Head, AbujaPortHArcourt
EZINNE UMORZURIKE               - Head, Legal
GBENGA AJAYI                           - Ag. Head Wealth Management
GODFREY EGBUOKPORO          - Ag. Head, Communications
FAITH OZEGBE                           -  Acting Secretary
ISMAIL BALOGUN                     -  Accounts
ITIEKHAO IKPEMINOGENA       - General Manager
KHADIJAH RAJI                          - Relationship Manager, Corporate Lease
LINDA OTTAH-IJEKEYE                -  Brokers Admin
OLUSEGUN AKEJU                       -  Portfolio Risk Analyst
OLUWADAMILARE OLAYINKA     - Head, Transformation
OLUWATONI LAWAL                    - Head, Telesales
OLUWASEGUN BOLAWOLE          - Head, Strategic Partnership
OLUWOLE EWEJOBI                     -  Head, Information Technology
OMOWALE BELLO                        -  Cooperate Lease
PETER OJUKWU                            - Ag, Head, Recovery & Collections
OWOICHO AGADA                      - Ag. Head, Human Resources
SOPHIA DAGI                               -  Ag Head, Client Experience Management
USIWOMA IGBI                            - Wealth Management

Sophia Dagi said the opening prayer 

ORDER OF PRESENTATION
Account, Client Experience Management, Telesales, Asset Creation, Corporate Lease, Wealth Management, Credit Risk Management, Product Development, Business Operations, Legal

ACTIVITY REPORT (22nd - 26th January, 2024)

Client Experience Team Report
The report shows the activity for the period in review

Account Team Report

Client Experience Management Team Report
For the period in review, 454 inquiries were recorded. 50.22% from Lagos, 23.13% from Abuja, and 26.65% from Port Harcourt. The complaint breakdown: Wrong debit @ 64.00%, CRC issues @35.00%, Disbursement @ 0%, Consumer Petition  @0%. All complaints received will be taken up with concerned stakeholders.

Tele-sales Team Report
The report captures activities for the week in review.

 Asset Creation report
For the period in review, Transactions disbursed are 26.9M.

Strategic Partnership Team Report
The report shows the activity forFor the period in reviewreview, the total sales achieved is 5M (44% Of the budget). The report also captures the activities, visits, and pending partnerships in the public and private sectors.

Brokers Admin Team Report
The week in review shows liability generation is 43%115.51%% (8.22.2M) of the budget. Risk Asset Transaction Disbursed for the week Nil,1.5M, Fresh Fund (RTN) for the Week 8.1,15, Reap Fund for the week 180K,130K, Rollover for the week Nil,6.3M, Liquidation for the week Nil. The report also captured Pending RTN transactions.

Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).

Wealth Management Team Report
For the week in review Executive summary shows the Liquidity Requirement status as 0 (77%).Fair. Week 13 experienced a net positive change in cash flow from 22M164M negative in week 523 to 117184M positive. Wealth Managers reported a positivenegative 117M187M total NetFlow, with 147234 million inflows and 30421 million outflows.

Credit Risk Management Report
The report shows Core underwriters approved 4440 transactions and pushed back 1214 transaction.transactions. The senior underwriters approved 2232 transactions and pushed back 18.15. In the recovery space, the recovery, total recovery is 11.3M (29%) broken down as PDO is 10M9M at 3747 counts (33%30% of the target). Extended interest recovery as 690K552K at 173 counts (13%10% of the target), Provisioned Accounts recovery as 2.3M1.7M at 2522 counts (34%25% of the target).

Product Team Report
Captures ongoing and completed projects.

Business Operations Team Report
Captures ongoing and completed projects.

Legal Team Report
the report captures the activities for the period in review

RISK ASSET GENERATION REPORT

         /

ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					LAGOS BRANCH PERFORMANCE
	WEEK	23		Ending				13-20-Jan-24
	BAL B/F	WEEK 23	ACTUAL PERFORMANCE	ACTUAL	NET PERFORMANCE	CUMULATIVE 2024 BUDGET	BUDGET VARIANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	% CHANGE BETWEEN 2024 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan	18,440,24,665,000.00	5,375,12,259,000.00	23,815,36,924,000.00	-	23,815,36,924,000.00	176,435,661.16264,653,491.74	-87%86%	56,577,000.00125,859,254.95	-58%71%
Consumer Leases			-		-	755,630.771,133,446.15	-100%	-	0%
Asset Cash Loan			-		-			72,675.00-	-100%0%
SPBS			-		-			-72,675.00	0%-100%
Sub-Total	18,440,24,665,000.00	5,375,12,259,000.00	23,815,36,924,000.00	-	23,815,36,924,000.00	177,191,291.93265,786,937.89	-86.56%11%	56,649,675.00125,931,929.95	-58%71%
Corporate Leases			-		-	1,345,140.482,017,710.72	0%		-100%
Operating Leases	-		-		-	38,269,836.8057,404,755.20	0%		-100%
Business Support Loan/ACL-Corporate	-		-		-	393,159.36589,739.04	0%		-100%
Sub-Total	-	-	-	-	-	40,008,136.6560,012,204.97	-100.00%	40,008,136.6560,012,204.97	-100%
B2C - Products	18,440,24,665,000.00	5,375,12,259,000.00	23,815,36,924,000.00	-	23,815,36,924,000.00	177,191,291.93265,786,937.89	-87%86%	56,649,675.00125,931,929.95	-58%71%
B2B - Products	-	-	-	-	-	40,008,136.6560,012,204.97	-100%	40,008,136.6560,012,204.97	-100%
TOTAL FOR LAGOS	18,440,24,665,000.00	5,375,12,259,000.00	23,815,36,924,000.00	-	23,815,36,924,000.00	217,199,428.57325,799,142.86	-89.04%88.67%	96,657,811.65185,944,134.92	-75%80%
Cash Backed loan / Credit Card			-		-	11,808,535.7417,712,803.61	-100%	-	0%
Total Risk Assets & Cash-Backed Loan	18,440,24,665,000.00	5,375,12,259,000.00	23,815,36,924,000.00	-	23,815,36,924,000.00	229,007,964.31343,511,946.47	-89.60%25%	96,657,811.65185,944,134.92	-75%80%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ABUJA BRANCH PERFORMANCE
	WEEK	23		Ending				13-20-Jan-24
	BAL B/F	WEEK 23	ACTUAL PERFORMANCE	ACTUAL	NET PERFORMANCE	CUMULATIVE 2024 BUDGET	BUDGET VARIANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	% CHANGE BETWEEN 2024 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan	248,2,617,000.00	1,419,5,000,000.00	1,667,7,617,000.00	-	1,667,7,617,000.00	127,915,854.34191,873,781.51	-99%96%	13,977,25,256,000.00	-88%70%
Consumer Leases			-		-	274,774.82412,162.24	-100%	-	0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Abuja	248,2,617,000.00	1,419,5,000,000.00	1,667,7,617,000.00	-	1,667,7,617,000.00	128,190,629.17192,285,943.75	-99%96%	13,977,25,256,000.00	-88%70%
Corporate Lease			-		-	192,162.93288,244.39	-100%		0%
Operating Leases			-		-	5,953,085.738,929,628.59	-100%		0%
Business Support Loan/ACL-Corporate			-		-	216,237.65324,356.47	-100%		0%
Sub-Total B 2 B Leases	-	-	-	-	-	6,361,486.309,542,229.45	-100%	-	0%
					-
B2C - Products	248,2,617,000.00	1,419,5,000,000.00	1,667,7,617,000.00	-	1,667,7,617,000.00	128,190,629.17192,285,943.75	-99%96%	13,977,25,256,000.00	-88%70%
B2B - Products	-	-	-	-	-	6,361,486.309,542,229.45	-100%	-	0%
TOTAL FOR ABUJA	248,2,617,000.00	1,419,5,000,000.00	1,667,7,617,000.00	-	1,667,7,617,000.00	134,552,115.47201,828,173.20	-99%96%	13,977,25,256,000.00	-88%70%
Cash Backed loan / Credit Card			-		-	1,180,853.57771,280.36	-100%		0%
Total Risk Assets & Cash-Backed Loan	248,2,617,000.00	1,419,5,000,000.00	1,667,7,617,000.00	-	1,667,7,617,000.00	135,732,969.04203,599,453.56	-99%96%	13,977,25,256,000.00	-88%70%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					PORT-HARCOURT BRANCH PERFORMANCE
	WEEK	23		Ending				13-20-Jan-24
	BAL B/F	WEEK 23	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2024 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2024	PERFORMANCE  YEAR TO DATE 2023	% CHANGE BETWEEN 2024 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	1,121,835.65	400,000.00Group Loan	1,521,835.65	-5,240,000.00	1,521,6,761,835.65	136,737,637.40-	6,761,835.65	205,106,456.10	-99%97%	19,900,000.0038,262,668.10	-92%82%
Consumer Leases			-		-	343,468.53515,202.79	-100%		0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Port Harcourt	1,121,521,835.65	400,5,240,000.00	1,521,6,761,835.65	0	1,521,6,761,835.65	137,081,105.93205,621,658.89	-98.89%96.71%	19,900,000.0038,262,668.10	-92%82%
Corporate Leases			-		-	384,325.85576,488.78	-100%		0%
Operating Leases			-		-	40,821,159.2661,231,738.88	-100%	300,000,250.00	0%-100%
Business Support Loan/ACL-Corporate			-		-	373,501.39560,252.09	-100%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	41,578,986.5062,368,479.75	-100.00%	0300,000,250.00	0%-100%
							-		0%
B2C - Products	1,121,521,835.65	400,5,240,000.00	1,521,6,761,835.65	-	1,521,6,761,835.65	137,081,105.93205,621,658.89	-99%97%	19,900,000.0038,262,668.10	-92%82%
B2B - Products	-	-	-	-	-	41,578,986.5062,368,479.75	-100%	-300,000,250.00	0%-100%
TOTAL FOR PORT HARCOURT	1,121,521,835.65	400,5,240,000.00	1,521,6,761,835.65	0	1,521,6,761,835.65	178,660,092.43267,990,138.65	-99.15%97.48%	19,900,000.00338,262,918.10	-92%98%
							0%		0%
Cash Backed loan / Credit Card	-		-		-	3,879,947.465,819,921.19	-100%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	1,121,521,835.65	400,5,240,000.00	1,521,6,761,835.65	0	1,521,6,761,835.65	182,540,039.89273,810,059.83	-99.17%97.53%	19,900,000.00338,262,918.10	-92%98%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ANAMBRA BRANCH PERFORMANCE
	WEEK	WEEK 23		Ending				PERFORMANCE  YEAR TO DATE 2023
	BAL B/F	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2024	PERFORMANCE  YEAR TO DATE 2023	% CHANGE BETWEEN 2024 Vs 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan	150,1,750,000.00	1,600,000.00	1,750,000.00		1,750,000.00		0%		0%
Consumer Leases			-		-		0%		0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Port Harcourt	150,1,750,000.00	1,600,000.000	1,750,000.00	0	1,750,000.00	0	0.00%	0	0%
Corporate Leases			-		-		0%		0%
Operating Leases			-		-		0%		0%
Business Support Loan/ACL-Corporate			-		-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	150,1,750,000.00	1,600,000.00-	1,750,000.00	-	1,750,000.00	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR ANAMBRA	150,1,750,000.00	1,600,000.000	1,750,000.00	0	1,750,000.00	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%		0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	150,1,750,000.00	1,600,000.000	1,750,000.00	0	1,750,000.00	0	0.00%	0	0%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					OYO BRANCH PERFORMANCE
	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE  YEAR TO DATE 2023
	BAL B/F	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2024	PERFORMANCE  YEAR TO DATE 2023	% CHANGE BETWEEN 2024 Vs 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan			-		-		0%		0%
Consumer Leases					-		0%		0%
Asset Cash Loan					-		0%		0%
SPBS					-		0%		0%
Sub-Total Port Harcourt	0	0	0	0	0	0	0.00%	0	0%
Corporate Leases					-		0%		0%
Operating Leases					-		0%		0%
Business Support Loan/ACL-Corporate					-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	-	-	-	-	-	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR OYO	0	0	0	0	0	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	0	0	0	0	0	0	0.00%	0	0%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ONDO BRANCH PERFORMANCE
	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE YEAR TO DATE 2023
	BAL B/F	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2024	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE YEAR TO DATE 2024	PERFORMANCE YEAR TO DATE 2023	% CHANGE BETWEEN 2024 Vs 2023
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan			-		-		0%		0%
Consumer Leases					-		0%		0%
Asset Cash Loan					-		0%		0%
SPBS					-		0%		0%
Sub-Total Port Harcourt	0	0	0	0	0	0	0.00%	0	0%
Corporate Leases					-		0%		0%
Operating Leases					-		0%		0%
Business Support Loan/ACL-Corporate					-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	-	-	-	-	-	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR ONDO	0	0	0	0	0	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	0	0	0	0	0	0	0.00%	0	0%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					KANO BRANCH PERFORMANCE
	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE YEAR TO DATE 2023
	BAL B/F		PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2024	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE YEAR TO DATE 2024	PERFORMANCE YEAR TO DATE 2023	% CHANGE BETWEEN 2024 Vs 2023
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	-	450,000.00	450,000.00		450,000.00		0%		0%
Consumer Leases					-		0%		0%
Asset Cash Loan					-		0%		0%
SPBS					-		0%		0%
Sub-Total Port Harcourt	0	450,000.00	450,000.00	0	450,000.00	0	0.00%	0	0%
Corporate Leases					-		0%		0%
Operating Leases					-		0%		0%
Business Support Loan/ACL-Corporate					-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	-	450,000.00	450,000.00	-	450,000.00	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR ONDO	0	450,000.00	450,000.00	0	450,000.00	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	0	450,000.00	450,000.00	0	450,000.00	0	0.00%	0	0%

TREASURY MANAGEMENT REPORT

         

ROSABON FINANCIAL SERVICES	LIABILITY GENERATION REPORT
	WEEK	23	Ending	13-20-Jan-24
LAGOS	BAL B/F	INFLOW	OUTFLOW	NET FLOW	CUM BUDGET  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	BUDGET VARIANCE  YEAR TO DATE	% CHANGE BETWEEN 2024 & 2023 (ACTUAL)
		2024	2024	2024	2024	2024	2023	2024
TENOR FUND	141,565,865.00	170,688,000.00	16,813,048.06	153,874,951.94	33,257,890.58	295,440,816.94	84,113,937.82184,150,000.00	262,182,926.36251,284,670.44	251%-67,134,670.44	49,886,835.86	228,306,146.50	111,324,686.58	178,419,310.64	105%
R-WIN	309,419.52	1,530,000.00	1,740,187.51	-210,187.51	730,942.65	99,232.01	2,021,341.69470,000.00	822,966.68	-631,710.64352,966.68	1,096,413.98	-95%253,734.67	2,681,186.79	-1,350,148.65	-109%
REAP PRODUCT	-601,210.79	1,780,000.00	217,799.16	1,562,200.84	2,558,299.28	960,990.05	-2,769,779.39495,000.00	1,676,232.61	-1,597,309.23181,232.61	3,837,448.91	-135%220,242.56	-6,268,394.93	-4,057,691.47	-96%
RBIP									-
TOTAL	141,274,073.73	173,998,000.00	18,771,034.73	155,226,965.27	36,547,132.51	296,501,039.00	83,365,500.12185,115,000.00	259,953,906.49253,783,869.73	256%-68,668,869.73	54,820,698.75	227,832,169.27	107,737,478.44	173,011,470.52	111%
ABUJA
TENOR FUND	-1,238,613.18	1,000,500,000.00		1,000,500,000.00	14,781,284.7022,171,927.05	1,261,386.82	11,794.69	-238,613.1820,910,540.23	-988,205.31	-15,019,897.88	-76%10595%
R-WIN	-			-	324,863.40487,295.10	-	-	-324,863.40487,295.10	-
REAP PRODUCT	-	120,000.00		120,000.00	-	1,137,021.90705,532.85	120,000.00	130,000.00	-1,017,021.90585,532.85	-8%
TOTAL	-1,238,118,613.18	1,120,500,000.00	-	1,120,500,000.00	16,243,170.24,364,755.00	1,381,386.82	141,794.69	-118,613.22,983,368.18	-858,205.31	-16,361,783.18	-86%874%
WARRI
TENOR FUND		-	-	-		-		-	0%
R-WIN		-	-	-		-	-	-	0%
REAP PRODUCT		-	-	-		-	-	-	0%
TOTAL		-	-	-	-	-	-	-	0%
TOTAL	140,035,460.55	175,118,000.00	18,771,034.73	156,346,965.27	52,790,302.51	296,382,425.82	82,507,294.81186,615,000.00	253,783,869.73	-67,168,869.73	79,185,453.75	229,213,556.09	107,879,273.13	-	259%112%
PORT-HARCOURT
			WEEK 23
TENOR FUND	57,942,263.23	12,000,000.00	24,498,111.69	-12,498,111.69	25,867,248.23	45,444,151.54	20,264,774.4726,600,000.00	19,576,903.31261,714,391.09	124%-235,114,391.09	38,800,872.34	-189,670,239.55	82,729,821.14	-228,471,111.89	-329%
R-WIN	-	250,000.00		250,700,000.00	568,510.98-700,000.00	250,852,766.46	-450,000.00	280,000.00	-318,510.981,302,766.46	-11%261%
REAP PRODUCT	-425,340,275.64	85,100,000.00		85,100,000.00	1,989,788.302,984,682.45	-340,240,275.64	-188,568.421,831,431.58	-2,330,063.943,224,958.09	80%-113%
	57,516,987.59	12,335,000.00	24,498,111.69	-12,163,111.69	28,425,547.51	45,353,875.90	20,356,206.0526,700,000.00	16,928,328.39262,414,391.09	123%-235,714,391.09	42,638,321.25	-190,360,515.19	84,841,252.72	-232,998,836.44	-324%
CONSOLIDATED	BAL B/F	INFLOW	OUTFLOW	NET FLOW	CUM BUDGET  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	BUDGET VARIANCE  YEAR TO DATE	% CHANGE BETWEEN 2023 & 2022 (ACTUAL)
TENOR FUND	198,269,515.05	183,688,000.00	41,311,159.75	142,376,840.25	73,906,423.51	340,646,355.30	103,390,506.98212,250,000.00	266,739,931.79512,999,061.53	229%-300,749,061.53	110,859,635.25	39,897,293.77	194,066,302.41	-70,962,341.48	-79%
R-WIN	309,419.52349,232.01	1,780,470,000.00	1,740,187.51	39,812.49	1,624,317.03	349,232.01	2,301,341.69522,966.68	-1,275,085.02052,966.68	2,436,475.54	-85%703,734.67	2,961,186.79	-3,140,210.21	-124%
REAP PRODUCT	-1,026,486.43	1,985,000.00	217,799.16	1,767,200.84	5,685,109.48	740,714.41	595,000.00	1,676,232.61	-2,828,347.811,081,232.61	8,527,664.21	-340,518.20	-4,944,395.07306,963.35	-126%8,868,182.41	-92%
RBIP	-				-	-			0%
	197,552,448.14	187,453,000.00	43,269,146.42	144,183,853.58	81,215,850.02	341,736,301.72	102,863,500.86213,315,000.00	260,520,451.70516,198,260.82	232%-302,883,260.82	121,823,775.00	38,853,040.90	192,720,525.85	-82,970,734.10	-80%

MEETING ADJOURNMENT
Sophia DagiEzinne Umozurike seconded by FaithGodfrey OzegbeEgbuokporo adjourned the meeting

Faith Ozegbe said the closing prayers