Week 34 08-19-2024
Week 30 07-22-2024
MANAGEMENT MEETING
Duration: 8:30am - 10:48am
Venue: Virtual Via Google Meet
Presided by: Faith Ozegbe
ATTENDEES
ABDULLAHI NAJIMUDEEN - Lead, Internal Operations
ADETAYO OLUKOGA - National Channels Manager
ANTHONIA OGBU - Lead, Underwriting
CHIMA AGU - Ag, Lead Client Experience ManagementCHINEDU UGWU - Legal
CHUCKS OKOROAFOR - Product Manager
EZINNE UMORZURIKE - Lead, Legal
EMMANUEL DOE - Transformation
EMMANUEL ONAKOYA - Lead, CRM
GBENGA AJAYI - Lead, Wealth Management
GODFREY EGBUOKPORO - Lead, Communications
ITIEKHAO IKPEMINOGENA - General Manager
FAITH OZEGBE - Acting SecretaryIHUOMA ANOSIKE - Coperate Lease
JOHN ESAN - Product Manager,
LINDA OTTAH-IJEKEYE - Brokers Admin
LOLO YOUNG-HARRY - Sales
MERCY UMA - Ag Branch Head
NWANNE IKEJI - Sales
OLUSEGUN AKEJU - Lead Data Science Unit/Loan Portfolio UnitOLUWADAMILARE OLAYINKA - lead, Transformation
OLUWAFEMI SIYANBOLA - SalesOLUWATOBI GBADAMOSI - Product Manager
OLUWATONI LAWAL - Lead, Telesales
OLUWOLE EWEJOBI - Head, Information Technology
OMOWASINUOLA IJASANMI - Product Manager
OWOICHO AGADA - Ag. Head, Human Resources
PETER OJUKWU - Asset Remedial
RALPH BRAYILLA - Head, Business Operations
SAMUEL OTTAH - Product Development
SOPHIA DAGI - Deputy National Channel Manager
SUNDAY KALU - Wealth ManagementBrokersTAIWO AJAGUNSEGUN - Business OperationsWALE ABATAN - Wealth Management
Faith Ozegbe said the opening prayer
Owoicho Agada seconded by Faith Ozegbe adopted the minutes
ORDER OF PRESENTATION
Asset Creation, Telesales, Wealth Management, Credit Risk Management, Product Development, Business Operations, Legal,
ACTIVITY REPORT (12th – 16th July, 2024)
Tele-sales Team Report
The total amount consummated by the team for the week in review is 34M with the core telesales and customer retention team consummating 25M (250% of the week’s target) at 1 counts and 9.4M (50% of the week’s target) at 6 counts respectively.
Asset Creation report
For the period in review, Transactions disbursed are 97M. The total consummated by all sales channel is 133.8M
Wealth Management Global Report
The week in review shows total netflow as 44M
Brokers Team Report
The week in review shows liability generation is 22.61% (13M) of the budget. Risk Asset Transaction Disbursed for the week Nil, Fresh Fund (RTN) for the Week 13M, Reap Fund for the week 50K, Rollover for the week Nil, Liquidation for the week 2.2M.
Wealth Management Team Report
For the week in review Executive summary shows the Liquidity Requirement status as BADCRITICAL (36%25%). Week 29 experienced a net positive change in cash flow from 151M positive in week 28 to 72M negative. Wealth Management reported a negative 72M total NetFlow, with 72 million inflows and 144 million outflows.W
Credit Risk Management Report
The report shows Core underwriters approved 183219 transactions and pushed back 7585 transactions. The senior underwriters approved 169131 transactions and pushed back 23.30. In the recovery space, the total recovery is 18.8M9M (48.92%23.55%) broken down as PDO is 7.6M4.3M (18.16%11.67% of the target). Extended interest recovery as 4.9M493.8K (92%9.17% of the target), Provisioned Accounts recovery as 6.4.2M at 3719 counts (90.3%68.8% of the target).
Legal Team Report
The report captures the litigation and other tasks for the week in review
RISK ASSET GENERATION REPORT
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | LAGOS BRANCH PERFORMANCE | ||||||||
| WEEK | 33 | Ending | 17-Aug-24 | ||||||
| BAL B/F | WEEK 33 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2024 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 1,334,406,382.00 | 62,700,000.00 | 1,397,106,382.00 | - | 1,397,106,382.00 | 2,911,188,409.15 | -52% | 1,311,410,786.84 | 7% |
| Consumer Leases | 349,520.00 | 349,520.00 | 349,520.00 | 12,467,907.62 | -97% | 4,533,941.97 | -92% | ||
| Asset Cash Loan | - | - | 0% | ||||||
| SPBS | - | - | 0% | ||||||
| Sub-Total | 1,334,755,902.00 | 62,700,000.00 | 1,397,455,902.00 | - | 1,397,455,902.00 | 2,923,656,316.78 | -52.20% | 1,315,944,728.81 | 6% |
| Corporate Leases | 92,125,000.00 | 92,125,000.00 | 92,125,000.00 | 22,194,817.97 | 0% | 315% | |||
| Operating Leases | - | - | - | 631,452,307.25 | 0% | 55000000 | -100% | ||
| Business Support Loan/ACL-Corporate | 34,000,000.00 | 34,000,000.00 | 34,000,000.00 | 6,487,129.47 | 0% | 20000000 | 424% | ||
| Sub-Total | 126,125,000.00 | - | 126,125,000.00 | - | 126,125,000.00 | 660,134,254.69 | -80.89% | 75,000,000.00 | 68% |
| B2C - Products | 1,334,755,902.00 | 62,700,000.00 | 1,397,455,902.00 | - | 1,397,455,902.00 | 2,923,656,316.78 | -52% | 1,315,944,728.81 | 6% |
| B2B - Products | 126,125,000.00 | - | 126,125,000.00 | - | 126,125,000.00 | 660,134,254.69 | -81% | 75,000,000.00 | 68% |
| TOTAL FOR LAGOS | 1,460,880,902.00 | 62,700,000.00 | 1,523,580,902.00 | - | 1,523,580,902.00 | 3,583,790,571.47 | -57.49% | 1,390,944,728.81 | 10% |
| Cash Backed loan / Credit Card | 38,450,000.00 | 13,000,000.00 | 51,450,000.00 | 51,450,000.00 | 194,840,839.68 | -74% | 12,250,000.00 | 320% | |
| Total Risk Assets & Cash-Backed Loan | 1,499,330,902.00 | 75,700,000.00 | 1,575,030,902.00 | - | 1,575,030,902.00 | 3,778,631,411.15 | -58.32% | 1,403,194,728.81 | 12% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ABUJA BRANCH PERFORMANCE | ||||||||
| WEEK | 33 | Ending | 17-Aug-24 | ||||||
| BAL B/F | WEEK 33 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2024 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 303,486,350.28 | 40,706,800.00 | 344,193,150.28 | - | 344,193,150.28 | 2,110,611,596.64 | -84% | 339,603,011.86 | 1% |
| Consumer Leases | - | - | 4,533,784.59 | -100% | - | 0% | |||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Abuja | 303,486,350.28 | 40,706,800.00 | 344,193,150.28 | - | 344,193,150.28 | 2,115,145,381.22 | -84% | 339,603,011.86 | 1% |
| Corporate Lease | - | - | 3,170,688.28 | -100% | 0% | ||||
| Operating Leases | - | - | 98,225,914.46 | -100% | 0% | ||||
| Business Support Loan/ACL-Corporate | - | - | 3,567,921.21 | -100% | 0% | ||||
| Sub-Total B 2 B Leases | - | - | - | - | - | 104,964,523.95 | -100% | - | 0% |
| - | |||||||||
| B2C - Products | 303,486,350.28 | 40,706,800.00 | 344,193,150.28 | - | 344,193,150.28 | 2,115,145,381.22 | -84% | 339,603,011.86 | 1% |
| B2B - Products | - | - | - | - | - | 104,964,523.95 | -100% | - | 0% |
| TOTAL FOR ABUJA | 303,486,350.28 | 40,706,800.00 | 344,193,150.28 | - | 344,193,150.28 | 2,220,109,905.17 | -84% | 339,603,011.86 | 1% |
| Cash Backed loan / Credit Card | - | - | 19,484,083.97 | -100% | 0% | ||||
| Total Risk Assets & Cash-Backed Loan | 303,486,350.28 | 40,706,800.00 | 344,193,150.28 | - | 344,193,150.28 | 2,239,593,989.14 | -85% | 339,603,011.86 | 1% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | PORT-HARCOURT BRANCH PERFORMANCE | ||||||||
| WEEK | 33 | Ending | 17-Aug-24 | ||||||
| BAL B/F | WEEK 33 | PERFORMANCE YEAR TO DATE 2024 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 368,329,993.33 | 14,927,000.00 | 383,256,993.33 | - | 383,256,993.33 | 2,256,171,017.09 | -83% | 390,339,261.06 | -2% |
| Consumer Leases | 159,300.00 | 159,300.00 | 159,300.00 | 5,667,230.74 | -97% | 0% | |||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 7,150,000.00 | -100% | ||||
| Sub-Total Port Harcourt | 368,489,293.33 | 14,927,000.00 | 383,416,293.33 | 0 | 383,416,293.33 | 2,261,838,247.83 | -83.05% | 397,489,261.06 | -4% |
| Corporate Leases | - | - | 6,341,376.56 | -100% | 0% | ||||
| Operating Leases | - | - | 673,549,127.73 | -100% | 336,000,250.00 | -100% | |||
| Business Support Loan/ACL-Corporate | - | - | 6,162,773.00 | -100% | 0% | ||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 686,053,277.29 | -100.00% | 336,000,250.00 | -100% |
| - | 0% | ||||||||
| B2C - Products | 368,489,293.33 | 14,927,000.00 | 383,416,293.33 | - | 383,416,293.33 | 2,261,838,247.83 | -83% | 397,489,261.06 | -4% |
| B2B - Products | - | - | - | - | - | 686,053,277.29 | -100% | 336,000,250.00 | -100% |
| TOTAL FOR PORT HARCOURT | 368,489,293.33 | 14,927,000.00 | 383,416,293.33 | 0 | 383,416,293.33 | 2,947,891,525.12 | -86.99% | 733,489,511.06 | -48% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 50,000,000.00 | 50,000,000.00 | 50,000,000.00 | 64,019,133.04 | -22% | 550,000.00 | 8991% | ||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 418,489,293.33 | 14,927,000.00 | 433,416,293.33 | 0 | 433,416,293.33 | 3,011,910,658.16 | -85.61% | 734,039,511.06 | -41% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ANAMBRA BRANCH PERFORMANCE | ||||||||
| WEEK | WEEK 33 | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 26,917,000.00 | 1,245,000.00 | 28,162,000.00 | 28,162,000.00 | 0% | 25,739,000.00 | 9% | ||
| Consumer Leases | - | - | 0% | 0% | |||||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Port Harcourt | 26,917,000.00 | 1,245,000.00 | 28,162,000.00 | 0 | 28,162,000.00 | 0 | 0.00% | 25,739,000.00 | 9% |
| Corporate Leases | - | - | 0% | 0% | |||||
| Operating Leases | - | - | 0% | 0% | |||||
| Business Support Loan/ACL-Corporate | - | - | 0% | 0% | |||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 26,917,000.00 | 1,245,000.00 | 28,162,000.00 | - | 28,162,000.00 | - | 0% | 25,739,000.00 | 9% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ANAMBRA | 26,917,000.00 | 1,245,000.00 | 28,162,000.00 | 0 | 28,162,000.00 | 0 | 0.00% | 25,739,000.00 | 9% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0% | |||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 26,917,000.00 | 1,245,000.00 | 28,162,000.00 | 0 | 28,162,000.00 | 0 | 0.00% | 25,739,000.00 | 9% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | OYO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 31,821,000.00 | 1,630,000.00 | 33,451,000.00 | 33,451,000.00 | 0% | 29,180,000.00 | 15% | ||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 31,821,000.00 | 1,630,000.00 | 33,451,000.00 | 0 | 33,451,000.00 | 0 | 0.00% | 29,180,000.00 | 15% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 31,821,000.00 | 1,630,000.00 | 33,451,000.00 | - | 33,451,000.00 | - | 0% | 29,180,000.00 | 15% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR OYO | 31,821,000.00 | 1,630,000.00 | 33,451,000.00 | 0 | 33,451,000.00 | 0 | 0.00% | 29,180,000.00 | 15% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 31,821,000.00 | 1,630,000.00 | 33,451,000.00 | 0 | 33,451,000.00 | 0 | 0.00% | 29,180,000.00 | 15% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ONDO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | |
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 1,950,000.00 | 1,100,000.00 | 3,050,000.00 | 3,050,000.00 | 0% | 7,820,000.00 | -61% | ||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 1,950,000.00 | 1,100,000.00 | 3,050,000.00 | 0 | 3,050,000.00 | 0 | 0.00% | 7,820,000.00 | -61% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 1,950,000.00 | 1,100,000.00 | 3,050,000.00 | - | 3,050,000.00 | - | 0% | 7,820,000.00 | -61% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 1,950,000.00 | 1,100,000.00 | 3,050,000.00 | 0 | 3,050,000.00 | 0 | 0.00% | 7,820,000.00 | -61% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 1,950,000.00 | 1,100,000.00 | 3,050,000.00 | 0 | 3,050,000.00 | 0 | 0.00% | 7,820,000.00 | -61% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | KANO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | ||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 34,584,000.00 | 1,750,000.00 | 36,334,000.00 | 36,334,000.00 | 0% | 0% | |||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 34,584,000.00 | 1,750,000.00 | 36,334,000.00 | 0 | 36,334,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 34,584,000.00 | 1,750,000.00 | 36,334,000.00 | - | 36,334,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 34,584,000.00 | 1,750,000.00 | 36,334,000.00 | 0 | 36,334,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 34,584,000.00 | 1,750,000.00 | 36,334,000.00 | 0 | 36,334,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | OSUN BRANCH PERFORMANCE | ||||||||
| WEEK | Ending | PERFORMANCE YEAR TO DATE 2023 |
|||||||
| BAL B/F | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | ||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 38,743,000.00 | 9,765,000.00 | 48,508,000.00 | 48,508,000.00 | 0% | 0% | |||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 38,743,000.00 | 9,765,000.00 | 48,508,000.00 | 0 | 48,508,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 38,743,000.00 | 9,765,000.00 | 48,508,000.00 | - | 48,508,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 38,743,000.00 | 9,765,000.00 | 48,508,000.00 | 0 | 48,508,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 38,743,000.00 | 9,765,000.00 | 48,508,000.00 | 0 | 48,508,000.00 | 0 | 0.00% | 0 | 0% |
TREASURY MANAGEMENT REPORT
| ROSABON FINANCIAL SERVICES | LIABILITY GENERATION REPORT | ||||||||
| WEEK | 33 | Ending | 17-Aug-24 | ||||||
| LAGOS | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2024 & 2023 (ACTUAL) |
| 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 | |||
| TENOR FUND | 821,147,742.43 | 41,830,000.00 | 20,777,281.16 | 21,052,718.84 | 2,227,369,196.00 | 842,200,461.27 | -876,209,903.11 | -1,385,168,734.73 | -196% |
| R-WIN | 2,898,785.84 | 530,000.00 | 160,000.00 | 370,000.00 | 47,390,833.96 | 3,268,785.84 | -12,268,941.50 | -44,122,048.12 | -127% |
| REAP PRODUCT | 24,057,798.06 | 530,000.00 | 30,000.00 | 500,000.00 | 94,781,667.92 | 24,557,798.06 | 4,522,077.96 | -70,223,869.86 | 443% |
| RBIP | - | ||||||||
| TOTAL | 848,104,326.33 | 42,890,000.00 | 20,967,281.16 | 21,922,718.84 | 2,369,541,697.88 | 870,027,045.17 | -883,956,766.65 | -1,499,514,652.71 | -198% |
| ABUJA | |||||||||
| TENOR FUND | 127,661,031.80 | 6,300,000.00 | 3,918,883.56 | 2,381,116.44 | 1,239,066,307.71 | 130,042,148.24 | -25,419,377.69 | -1,109,024,159.47 | -612% |
| R-WIN | - | - | 26,363,112.93 | - | - | -26,363,112.93 | - | ||
| REAP PRODUCT | -933,247.61 | - | 52,726,225.86 | -933,247.61 | -660,108.27 | -53,659,473.47 | 41% | ||
| TOTAL | 126,727,784.19 | 6,300,000.00 | 3,918,883.56 | 2,381,116.44 | 1,318,155,646.50 | 129,108,900.63 | -26,079,485.96 | -1,189,046,745.87 | -595% |
| WARRI | |||||||||
| TENOR FUND | - | - | - | - | - | 0% | |||
| R-WIN | - | - | - | - | - | - | 0% | ||
| REAP PRODUCT | - | - | - | - | - | - | 0% | ||
| TOTAL | - | - | - | - | - | - | - | 0% | |
| TOTAL | 974,832,110.52 | 49,190,000.00 | 24,886,164.72 | 24,303,835.28 | 3,687,697,344.38 | 999,135,945.80 | -910,036,252.61 | - | -210% |
| PORT-HARCOURT | |||||||||
| WEEK 33 | |||||||||
| TENOR FUND | 79,471,737.13 | 22,520,000.00 | 2,392,951.85 | 20,127,048.15 | 1,450,494,288.79 | 99,598,785.28 | 438,573,057.18 | -1,350,895,503.51 | -77% |
| R-WIN | -1,923,486.88 | - | 30,861,580.61 | -1,923,486.88 | 775,000.00 | -32,785,067.49 | -348% | ||
| REAP PRODUCT | 1,804,710.86 | 10,000.00 | 30,000.00 | -20,000.00 | 61,723,161.23 | 1,784,710.86 | 200,547.77 | -59,938,450.37 | 790% |
| 79,352,961.11 | 22,530,000.00 | 2,422,951.85 | 20,107,048.15 | 1,543,079,030.63 | 99,460,009.26 | 439,548,604.95 | -1,443,619,021.37 | -77% | |
| CONSOLIDATED | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2023 & 2022 (ACTUAL) |
| TENOR FUND | 1,028,280,511.36 | 70,650,000.00 | 27,089,116.57 | 43,560,883.43 | 4,916,929,792.50 | 1,071,841,394.79 | -463,056,223.62 | -3,845,088,397.71 | -331% |
| R-WIN | 975,298.96 | 530,000.00 | 160,000.00 | 370,000.00 | 104,615,527.50 | 1,345,298.96 | -11,493,941.50 | -103,270,228.54 | -112% |
| REAP PRODUCT | 24,929,261.31 | 540,000.00 | 60,000.00 | 480,000.00 | 209,231,055.00 | 25,409,261.31 | 4,062,517.46 | -183,821,793.69 | 525% |
| RBIP | - | - | - | 0% | |||||
| 1,054,185,071.63 | 71,720,000.00 | 27,309,116.57 | 44,410,883.43 | 5,230,776,375.00 | 1,098,595,955.06 | -470,487,647.66 | -4,132,180,419.94 | -334% |
MEETING ADJOURNMENT
Ezinne Umorzurike seconded by Faith Ozegbe adjourned the meeting