Week 43 10-21-2024
Duration: 8:30am - 10:15am
Venue: Virtual Via Google Meet
Presided by: Faith Ozegbe
ATTENDEES
ABDULLAHI NAJIMUDEEN - Lead, Internal Operations
ADEDOYIN ADEYEMI - Recovery
ADETAYO OLUKOGA - National Channels Manager
AJA IJI - Branch Head, Abuja
ANTHONIA OGBU - Lead, Underwriting
CHIMA AGU - Ag, Lead Client Experience Management
CHUKWUMA OKONJI - Telesales
EMMANUEL DOE - Transformation
EZEINNE UMOZURIKE - Lead, Legal
GBENGA AJAYI - Lead, Wealth Management
GODFREY EGBUOKPORO - Lead, Communications
FAITH OZEGBE - Acting Secretary
ITIEKHAO IKPEMINOGENA - General Manager
JOHN ESAN - Product Manager,
JULIANAH OMOSEHIN - Product Support
LINDA OTTAH-IJEKEYE - Brokers Admin
OLUWAFEMI SIYANBOLA - Sales
OLUWATOBI GBADAMOSI - Product Manager
OLUWOLE EWEJOBI - Head, Information Technology
OMOWALE BELLO - Cooperate Lease
OWOICHO AGADA - AG. Head, Human Resources
PETER OJUKWU - Asset Remedial
RALPH BRAYILLA - Head, Business Operations
SAMUEL OTTAH - Product Development
SAMUEL UKOR - IMTT Supervisor
SUNDAY KALU - Broker
TAIWO AJAGUNSEGUN - Business Operations
Owoicho Agada said the opening prayer
ORDER OF PRESENTATION
Client Experience, Asset Creation, Global Wealth Management, Corporate Lease, Wealth Management, Credit Risk Management, Product Development, Business Operations, Legal
ACTIVITY REPORT (16th – 20th September, 2024)
Client Experience Management Team Report
For the period in review, 348 inquiries were recorded: Lagos: 86.78%, Port Harcourt: 5.17%, Abuja: 8.05%. The complaint breakdown: Wrong debit @ 71.43%, Credit update @9.52%, Disbursement @14.29%, Consumer Petition @0%, Double debit @4.70%. All complaints received will be taken up with the concerned stakeholder.
Tele-sales Team Report
The total amount consummated by the team for the week in review is 4.9M with the core telesales and customer retention team consummating 1.1M (12% of the week’s target) at 2 counts and 3.8M (20% of the week’s target) at 3 counts respectively.
Asset Creation report
For the period in review, Transactions disbursed by the core sales 69.2M, total asset creation is 73.7M
Wealth Management Global Report
The week in review shows total netflow as -62.2M
Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).
Credit Risk Management Report
The report shows Core underwriters approved 142 transactions and pushed back 22 transactions. The senior underwriters approved 144 transactions and pushed back 24. In the recovery space, the total recovery is broken down as PDO is 6.6M (26.68% of the target). Extended interest recovery as 2.9M (54.75% of the target), Provisioned Accounts recovery as 1.7M at 17 counts (27.6% of the target).
Product Development Team Report
Captures ongoing and completed projects.
Business Development Team Report
Captures ongoing and completed projects.
Legal Team Report
captures the ongoing and completed litigation
RISK ASSET GENERATION REPORT
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | LAGOS BRANCH PERFORMANCE | ||||||||
| WEEK | 42 | Ending | 19-Oct-24 | ||||||
| BAL B/F | WEEK 42 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2024 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 2,031,151,496.00 | 21,048,552.19 | 2,052,200,048.19 | - | 2,052,200,048.19 | 3,705,148,884.38 | -45% | 1,435,112,016.84 | 43% |
| Consumer Leases | 349,520.00 | 349,520.00 | 349,520.00 | 15,868,246.07 | -98% | 4,533,941.97 | -92% | ||
| Asset Cash Loan | - | - | 0% | ||||||
| SPBS | - | - | 31,408,900.00 | -100% | |||||
| Sub-Total | 2,031,501,016.00 | 21,048,552.19 | 2,052,549,568.19 | - | 2,052,549,568.19 | 3,721,017,130.44 | -44.84% | 1,471,054,858.81 | 40% |
| Corporate Leases | 92,125,000.00 | 92,125,000.00 | 92,125,000.00 | 28,247,950.14 | 0% | 0% | |||
| Operating Leases | - | - | - | 803,666,572.86 | 0% | 55000000 | -100% | ||
| Business Support Loan/ACL-Corporate | 34,000,000.00 | 34,000,000.00 | 34,000,000.00 | 8,256,346.60 | 0% | 20000000 | 70% | ||
| Sub-Total | 126,125,000.00 | - | 126,125,000.00 | - | 126,125,000.00 | 840,170,869.61 | -84.99% | 75,000,000.00 | 68% |
| B2C - Products | 2,031,501,016.00 | 21,048,552.19 | 2,052,549,568.19 | - | 2,052,549,568.19 | 3,721,017,130.44 | -45% | 1,471,054,858.81 | 40% |
| B2B - Products | 126,125,000.00 | - | 126,125,000.00 | - | 126,125,000.00 | 840,170,869.61 | -85% | 75,000,000.00 | 68% |
| TOTAL FOR LAGOS | 2,157,626,016.00 | 21,048,552.19 | 2,178,674,568.19 | - | 2,178,674,568.19 | 4,561,188,000.05 | -52.23% | 1,546,054,858.81 | 41% |
| Cash Backed loan / Credit Card | 76,150,000.00 | 6,475,359.81 | 82,625,359.81 | 82,625,359.81 | 247,979,250.51 | -67% | 19,600,000.00 | 322% | |
| Total Risk Assets & Cash-Backed Loan | 2,233,776,016.00 | 27,523,912.00 | 2,261,299,928.00 | - | 2,261,299,928.00 | 4,809,167,250.56 | -52.98% | 1,565,654,858.81 | 44% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ABUJA BRANCH PERFORMANCE | ||||||||
| WEEK | 42 | Ending | 19-Oct-24 | ||||||
| BAL B/F | WEEK 42 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2024 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 478,780,428.53 | 9,163,000.00 | 487,943,428.53 | - | 487,943,428.53 | 2,686,232,941.17 | -82% | 362,548,069.86 | 35% |
| Consumer Leases | - | - | 5,770,271.29 | -100% | - | 0% | |||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Abuja | 478,780,428.53 | 9,163,000.00 | 487,943,428.53 | - | 487,943,428.53 | 2,692,003,212.47 | -82% | 362,548,069.86 | 35% |
| Corporate Lease | - | - | 4,035,421.45 | -100% | 0% | ||||
| Operating Leases | - | - | 125,014,800.23 | -100% | 0% | ||||
| Business Support Loan/ACL-Corporate | - | - | 4,540,990.63 | -100% | 0% | ||||
| Sub-Total B 2 B Leases | - | - | - | - | - | 133,591,212.30 | -100% | - | 0% |
| - | |||||||||
| B2C - Products | 478,780,428.53 | 9,163,000.00 | 487,943,428.53 | - | 487,943,428.53 | 2,692,003,212.47 | -82% | 362,548,069.86 | 35% |
| B2B - Products | - | - | - | - | - | 133,591,212.30 | -100% | - | 0% |
| TOTAL FOR ABUJA | 478,780,428.53 | 9,163,000.00 | 487,943,428.53 | - | 487,943,428.53 | 2,825,594,424.77 | -83% | 362,548,069.86 | 35% |
| Cash Backed loan / Credit Card | - | - | 24,797,925.05 | -100% | 0% | ||||
| Total Risk Assets & Cash-Backed Loan | 478,780,428.53 | 9,163,000.00 | 487,943,428.53 | - | 487,943,428.53 | 2,850,392,349.82 | -83% | 362,548,069.86 | 35% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | PORT-HARCOURT BRANCH PERFORMANCE | ||||||||
| WEEK | 42 | Ending | 19-Oct-24 | ||||||
| BAL B/F | WEEK 42 | PERFORMANCE YEAR TO DATE 2024 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 545,545,993.33 | 24,640,000.00 | 570,185,993.33 | - | 570,185,993.33 | 2,871,490,385.38 | -80% | 410,509,596.08 | 39% |
| Consumer Leases | 159,300.00 | 159,300.00 | 159,300.00 | 7,212,839.12 | -98% | 0% | |||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 7,150,000.00 | -100% | ||||
| Sub-Total Port Harcourt | 545,705,293.33 | 24,640,000.00 | 570,345,293.33 | 0 | 570,345,293.33 | 2,878,703,224.51 | -80.19% | 417,659,596.08 | 37% |
| Corporate Leases | - | - | 8,070,842.90 | -100% | 0% | ||||
| Operating Leases | - | - | 857,244,344.39 | -100% | 336,000,250.00 | -100% | |||
| Business Support Loan/ACL-Corporate | - | - | 7,843,529.27 | -100% | 15,400,000.00 | -100% | |||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 873,158,716.56 | -100.00% | 351,400,250.00 | -100% |
| - | 0% | ||||||||
| B2C - Products | 545,705,293.33 | 24,640,000.00 | 570,345,293.33 | - | 570,345,293.33 | 2,878,703,224.51 | -80% | 417,659,596.08 | 37% |
| B2B - Products | - | - | - | - | - | 873,158,716.56 | -100% | 351,400,250.00 | -100% |
| TOTAL FOR PORT HARCOURT | 545,705,293.33 | 24,640,000.00 | 570,345,293.33 | 0 | 570,345,293.33 | 3,751,861,941.06 | -84.80% | 769,059,846.08 | -26% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 50,000,000.00 | 50,000,000.00 | 50,000,000.00 | 81,478,896.60 | -39% | 550,000.00 | 8991% | ||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 595,705,293.33 | 24,640,000.00 | 620,345,293.33 | 0 | 620,345,293.33 | 3,833,340,837.66 | -83.82% | 769,609,846.08 | -19% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ANAMBRA BRANCH PERFORMANCE | ||||||||
| WEEK | WEEK 42 | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 33,062,000.00 | 900,000.00 | 33,962,000.00 | 33,962,000.00 | 0% | 32,019,000.00 | 6% | ||
| Consumer Leases | - | - | 0% | 0% | |||||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Port Harcourt | 33,062,000.00 | 900,000.00 | 33,962,000.00 | 0 | 33,962,000.00 | 0 | 0.00% | 32,019,000.00 | 6% |
| Corporate Leases | - | - | 0% | 0% | |||||
| Operating Leases | - | - | 0% | 0% | |||||
| Business Support Loan/ACL-Corporate | - | - | 0% | 0% | |||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 33,062,000.00 | 900,000.00 | 33,962,000.00 | - | 33,962,000.00 | - | 0% | 32,019,000.00 | 6% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ANAMBRA | 33,062,000.00 | 900,000.00 | 33,962,000.00 | 0 | 33,962,000.00 | 0 | 0.00% | 32,019,000.00 | 6% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0% | |||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 33,062,000.00 | 900,000.00 | 33,962,000.00 | 0 | 33,962,000.00 | 0 | 0.00% | 32,019,000.00 | 6% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | OYO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 39,621,000.00 | 260,000.00 | 39,881,000.00 | 39,881,000.00 | 0% | 29,685,000.00 | 34% | ||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 39,621,000.00 | 260,000.00 | 39,881,000.00 | 0 | 39,881,000.00 | 0 | 0.00% | 29,685,000.00 | 34% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 39,621,000.00 | 260,000.00 | 39,881,000.00 | - | 39,881,000.00 | - | 0% | 29,685,000.00 | 34% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR OYO | 39,621,000.00 | 260,000.00 | 39,881,000.00 | 0 | 39,881,000.00 | 0 | 0.00% | 29,685,000.00 | 34% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 39,621,000.00 | 260,000.00 | 39,881,000.00 | 0 | 39,881,000.00 | 0 | 0.00% | 29,685,000.00 | 34% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ONDO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | |
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 10,480,000.00 | 1,000,000.00 | 11,480,000.00 | 11,480,000.00 | 0% | 8,120,000.00 | 41% | ||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 10,480,000.00 | 1,000,000.00 | 11,480,000.00 | 0 | 11,480,000.00 | 0 | 0.00% | 8,120,000.00 | 41% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 10,480,000.00 | 1,000,000.00 | 11,480,000.00 | - | 11,480,000.00 | - | 0% | 8,120,000.00 | 41% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 10,480,000.00 | 1,000,000.00 | 11,480,000.00 | 0 | 11,480,000.00 | 0 | 0.00% | 8,120,000.00 | 41% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 10,480,000.00 | 1,000,000.00 | 11,480,000.00 | 0 | 11,480,000.00 | 0 | 0.00% | 8,120,000.00 | 41% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | KANO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | ||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 45,739,000.00 | 450,000.00 | 46,189,000.00 | 46,189,000.00 | 0% | 5,275,000.00 | 776% | ||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 45,739,000.00 | 450,000.00 | 46,189,000.00 | 0 | 46,189,000.00 | 0 | 0.00% | 5,275,000.00 | 776% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 45,739,000.00 | 450,000.00 | 46,189,000.00 | - | 46,189,000.00 | - | 0% | 5,275,000.00 | 776% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 45,739,000.00 | 450,000.00 | 46,189,000.00 | 0 | 46,189,000.00 | 0 | 0.00% | 5,275,000.00 | 776% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 45,739,000.00 | 450,000.00 | 46,189,000.00 | 0 | 46,189,000.00 | 0 | 0.00% | 5,275,000.00 | 776% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | OSUN BRANCH PERFORMANCE | ||||||||
| WEEK | Ending | PERFORMANCE YEAR TO DATE 2023 |
|||||||
| BAL B/F | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | ||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 147,737,000.00 | 16,277,000.00 | 164,014,000.00 | 164,014,000.00 | 0% | 0% | |||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 147,737,000.00 | 16,277,000.00 | 164,014,000.00 | 0 | 164,014,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 147,737,000.00 | 16,277,000.00 | 164,014,000.00 | - | 164,014,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 147,737,000.00 | 16,277,000.00 | 164,014,000.00 | 0 | 164,014,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 147,737,000.00 | 16,277,000.00 | 164,014,000.00 | 0 | 164,014,000.00 | 0 | 0.00% | 0 | 0% |
TREASURY MANAGEMENT REPORT
| ROSABON FINANCIAL SERVICES | LIABILITY GENERATION REPORT | ||||||||
| WEEK | 42 | Ending | 19-Oct-24 | ||||||
| LAGOS | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2024 & 2023 (ACTUAL) |
| 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 | |||
| TENOR FUND | 987,733,106.29 | 31,610,000.00 | 194,072,211.38 | -162,462,211.38 | 2,834,833,522.19 | 825,270,894.91 | -1,210,757,931.61 | -2,009,562,627.28 | -168% |
| R-WIN | 17,419,226.53 | 2,927,800.00 | 120,191.57 | 2,807,608.43 | 60,315,606.86 | 20,226,834.96 | -4,241,411.57 | -40,088,771.90 | -577% |
| REAP PRODUCT | 34,057,585.96 | 2,215,000.00 | 446,667.74 | 1,768,332.26 | 120,631,213.71 | 35,825,918.22 | 10,681,042.70 | -84,805,295.49 | 235% |
| RBIP | - | ||||||||
| TOTAL | 1,039,209,918.78 | 36,752,800.00 | 194,639,070.69 | -157,886,270.69 | 3,015,780,342.75 | 881,323,648.09 | -1,204,318,300.48 | -2,134,456,694.66 | -173% |
| ABUJA | |||||||||
| TENOR FUND | 166,792,230.79 | 1,000,000.00 | 9,451,872.37 | -8,451,872.37 | 1,576,993,482.54 | 158,340,358.42 | -19,636,500.97 | -1,418,653,124.12 | -906% |
| R-WIN | - | - | 33,553,052.82 | - | - | -33,553,052.82 | - | ||
| REAP PRODUCT | -1,195,725.48 | - | 67,106,105.64 | -1,195,725.48 | -899,879.33 | -68,301,831.12 | 33% | ||
| TOTAL | 165,596,505.31 | 1,000,000.00 | 9,451,872.37 | -8,451,872.37 | 1,677,652,641.00 | 157,144,632.94 | -20,536,380.30 | -1,520,508,008.06 | -865% |
| OSUN | |||||||||
| TENOR FUND | - | - | - | - | - | 0% | |||
| R-WIN | - | - | - | - | - | - | 0% | ||
| REAP PRODUCT | - | - | - | - | - | - | 0% | ||
| TOTAL | - | - | - | - | - | - | - | - | 0% |
| TOTAL | 1,204,806,424.09 | 37,752,800.00 | 204,090,943.06 | -166,338,143.06 | 4,693,432,983.75 | 1,038,468,281.03 | -1,224,854,680.78 | - | -185% |
| PORT-HARCOURT | |||||||||
| WEEK 42 | |||||||||
| TENOR FUND | -36,634,634.64 | 109,695,657.54 | 4,696,528.92 | 104,999,128.62 | 1,846,083,640.28 | 68,364,493.98 | 396,274,758.82 | -1,777,719,146.30 | -83% |
| R-WIN | -1,903,486.88 | 29,000.00 | 29,000.00 | 39,278,375.33 | -1,874,486.88 | 775,000.00 | -41,152,862.21 | -342% | |
| REAP PRODUCT | 2,714,959.55 | 50,000.00 | 30,000.00 | 20,000.00 | 78,556,750.65 | 2,734,959.55 | 1,292,771.11 | -75,821,791.10 | 112% |
| -35,823,161.97 | 109,774,657.54 | 4,726,528.92 | 105,048,128.62 | 1,963,918,766.25 | 69,224,966.65 | 398,342,529.93 | -1,894,693,799.60 | -83% | |
| CONSOLIDATED | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2023 & 2022 (ACTUAL) |
| TENOR FUND | 1,117,890,702.44 | 142,305,657.54 | 208,220,612.67 | -65,914,955.13 | 6,257,910,645.00 | 1,051,975,747.31 | -834,119,673.76 | -5,205,934,897.69 | -226% |
| R-WIN | 15,515,739.65 | 2,956,800.00 | 120,191.57 | 2,836,608.43 | 133,147,035.00 | 18,352,348.08 | -3,466,411.57 | -114,794,686.92 | -629% |
| REAP PRODUCT | 35,576,820.03 | 2,265,000.00 | 476,667.74 | 1,788,332.26 | 266,294,070.00 | 37,365,152.29 | 11,073,934.48 | -228,928,917.71 | 237% |
| RBIP | - | - | - | 0% | |||||
| 1,168,983,262.12 | 147,527,457.54 | 208,817,471.98 | -61,290,014.44 | 6,657,351,750.00 | 1,107,693,247.68 | -826,512,150.85 | -5,549,658,502.32 | -234% |
MEETING ADJOURNMENT
Isismemen Ebhomen seconded by Faith Ozegbe adjourned the meeting