Week 12 03-27-2023

MANAGEMENT MEETING
Duration: 8:30am - 11:18am
Venue: Virtual Via Google meet
Presided by: Faith Ozegbe

ATTENDEES

ABDULLAHI NAJIMUDEEN -  Head, Internal Operations
ADETAYO OLUKOGA - Asset Creation
AMARACHUKWU EMENIKE -  Data Analyst
ANIEKAN UDOH -  National Channel Manager
ANTHONIA OGBU    - Lead, Underwriting
BLESSING YAHAYA -  Ag head, Treasury
EMMANUEL ONAKOYA -  Head, CRM
EZINNE UMOZURIKE -  Lead, Legal
FIDELIS AZUBUIKE -  Head, Software
FAITH OZEGBE -  Acting Secretary
GODFREY EGBUOKPORO -  Ag. Head, Communications
ISMAIL BALOGUN -  Account
ISIMEMEN EBHOMIEN    - Account
KEHINDE OYEBADE     - Ag. Head Business Operations
KHADIJAH RAJI    - Relationship Manager, Corporate Lease
LINDA OTTAH-IJEKEYE -  Brokers Admin
NANCY ANAYOCHUKWU    - Head, Telesales
OLUSEGUN AKEJU -  Portfolio Risk Analyst
OLUWADAMILARE OLAYINKA -  Transformation
OLUWAFISAYO OMOPARIOLA - Sales Operations & Strategy
OLUWASEGUN BOLAWOLE    - Strategic Partnership
OLUWOLE EWEJOBI -  Head, Information Technology
PETER OJUKWU -  Ag, Head, Recovery & Collections
SAMUEL OTTAH -  Rep, Product Development
SOPHIA DAGI -  Ag Head, Client Experience Management
STANLEY MAFUVWE - Lead, Asset Remedial Management

OPENING PRAYER
~~Linda~~Isimemen ~~Ottah-Ijekeye~~Ebhomien said the opening prayer

ADOPTION OF MINUTES
~~Sophia~~Ismail ~~Dagi~~Balogun seconded by ~~Linda~~Sophia ~~Ottah-Ijekeye~~Dagi adopted the minutes of the last meeting.

ORDER OF PRESENTATION
Account, Client Experience Management, Sales Operations, Tele-sales, Asset Creation, Strategic Partnership, Co-operate Lease, Treasury, Credit Risk Management, ~~Transformation,~~Product Development, Business Operations, Legal

ACTIVITY REPORT (~~6th~~20th – ~~10th~~24th March, 2023)

Accounts Team Report
For the week in review, Risk asset/Cash backed loan performance shows Lagos: ~~46.7M,~~82.2M, Abuja - ~~15.3M, and~~24.7M, Port Harcourt - ~~13.8M.~~17, Anambra - 700K Oyo - 820K. Liability generation Performance Inflow: Lagos - ~~14.5M, Abuja -~~ 4.~~1M,~~4M, Port Harcourt - ~~6M,~~57.7M, Outflow: Lagos - ~~12.3M,~~11.8M, Port Harcourt - 4M541.2K

Client Experience Management Team Report
For the period in review ~~480,~~783, conversations were recorded. ~~51.46%~~46.87% from Lagos, ~~23.33% from Abuja, and 25.21%~~29.37% from Port ~~Harcourt.~~Harcourt, and 23.75% from Abuja. The Channels of communication breakdown: WhatsApp @38.95%, Facebook ~~@0%, WhatsApp @52.29%,~~@31.03% Phone ~~@30.42%~~@17.75%, Walk-in ~~@15.21%~~@10.22%, Twitter @1.67%, Instagram @0.~~42%, Twitter~~25% ~~@1.67%~~. All complaints received will be taken up with concerned stakeholders.

Sales Operations and Strategy Team Report
RISK ASSET
Overall Sales – ~~65.97M~~109.27M
~~Internal~~Personal ~~Loyalty~~Loan 35 Plus Performing the highest
Team Performance: Telesales: ~~13.65%~~12.98%, Sales: ~~86.35%~~87.02%
Product Type Performance: Public – 8.~~32M~~79M (~~10.89%~~11.04%), Personal Loan - ~~68.08M~~114.53M (~~89.11%~~91.21%).
Unit Location Performance: Lagos- ~~50M,~~82M, Abuja - 24M, Port Harcourt – ~~14.5M,~~17M, ~~Abuja~~Oyo - ~~11.9M~~0.8M, Anambra - 0.70M

Tele-sales Team Report
The total amount consummated by the team for the week in review is ~~14,698,000.00~~17.5M (3534% of the week’s target) at 823 counts with core tele sales and tele sales-cold call team consummating ~~12,218,000.00~~2.2M (~~111%~~21% of the week’s target) at 67 counts and ~~2,480,00~~15.2M~~0.00~~ (837% of the week’s target) at 216 counts respectively.

Asset Creation report
For the period in review, Transactions disbursed are ~~58.9M~~106.4M. Others are at various transaction stages.

Asset Creation report (Public Sector)
For the period in review, Transactions disbursed are ~~24.4M~~20M. Others are at various transaction stages.

Strategic Partnership Team Report
For the period in review, the total sales achieved is ~~12.2M~~5.9M (~~107~~51% 0f the budget). The report also captures the activities, visits, and pending partnerships in the public and private sectors.

Brokers Admin Team Report
The week in review shows liability generation is 30.5% (5.87M) of the budget. Risk Asset Transaction Disbursed for the week 2.5M, Fresh Fund (RTN) for the Week 5.7M, Reap Fund for the week 170K, Rollover for the week nil, Liquidation for the week nil. The report also captured Pending RTN transactions.

Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).

Treasury Team Report
For the week in review Executive summary shows the Liquidity Requirement status as ~~CRITICAL.~~BAD. Week 1012 experienced a net ~~negative~~positive change in cash flow from 334M ~~negative~~positive in week 911 to ~~1.2~~64M positive. Treasury reported a ~~negative~~positive ~~1.2M~~64M total NetFlow, with ~~N14.7~~84 million inflows and ~~15.9~~20 million outflows.

Credit Risk Management Report
The report shows Core underwriters approved ~~207~~165 transactions, pushed back 68 transactions and ~~pushed back 128 transactions.~~. The senior underwriters approved 80 transactions and pushed back 80 transactions. PDO recovery as 161M at 199 counts (43% of the target). Extended interest recovery as 131.8K at 7 counts (4% of the target), Provisioned Accounts recovery as 491.3K at 9 counts (1.48% of the target).

Product Team Report
Captures ongoing and completed projects.

Business Operations Team Report
Captures ongoing and completed projects.

Legal Team Report
The report captures the litigation and other tasks for the week in review

~~B2C~~ RISK ASSET GENERATION REPORT

ASSETGENERATION ~~PERFORMANCERATE~~

BROSABON 2FINANCIAL CSERVICES LTD- RISK ~~ASSETS~~	~~WEEK~~	10	~~Ending~~REPORT			~~11-Mar-23~~		LAGOS BRANCH PERFORMANCE
~~LAGOS~~	WEEK	12		Ending				25-Mar-23
	BAL B/F	WEEK 1012	ACTUAL PERFORMANCE	ACTUAL	NET PERFORMANCE	CUMULATIVE 2023 BUDGET	~~PERFORMANCE~~BUDGET VARIANCE YEAR TO DATE ~~2023~~	PERFORMANCE YEAR TO DATE ~~2022~~	~~BUDGET VARIANCE YEAR TO DATE 2022~~	% CHANGE BETWEEN 2022 & 2023
~~BUDGET~~		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
	~~04-Mar-23~~	2023	2023	2023	2023	2023	2023	2022	2022	vs 2023 ~~Vs 2022~~	~~2022~~
~~B2C~~PRODUCTS
Personal Loan / Public Sector Employee Loan	~~375,185,954.95~~460,390,487.84	~~46,773,000.~~82,257,500.00	~~880,467,721.57~~542,647,987.84	~~421,958,954.95~~33,476,350.00	~~293,953,258.68~~509,171,637.84	1,056,561,265.88	-~~458,508,766.62~~52%	~~44%~~351,296,379.66	~~48%~~54%
Consumer Leases	951,141.97		951,141.97		951,141.97	22,325,454.42	-96%	1,009,273.00	-6%
Asset Cash Loan			-		-				0%
SPBS			-		-				0%
Sub-Total	461,341,629.81	82,257,500.00	543,599,129.81	33,476,350.00	510,122,779.81	1,078,886,720.30	-52.72%	352,305,652.66	54%
Corporate Leases			-		-	3,088,332.74	-100%		0%
Operating Leases			-		-	225,415,606.44	-100%		0%
Business Support Loan/ACL-Corporate	13,582,800.00		13,582,800.00		13,582,800.00	3,636,659.67	273%		0%
Sub-Total	13,582,800.00	-	13,582,800.00	-	13,582,800.00	232,140,598.85	-94.15%	-	0%

B2C - Products	461,341,629.81	82,257,500.00	543,599,129.81	33,476,350.00	510,122,779.81	1,078,886,720.30	-53%	352,305,652.66	54%
B2B - Products	13,582,800.00	-	13,582,800.00	-	13,582,800.00	232,140,598.85	-94%	-	0%
TOTAL FOR LAGOS	474,924,429.81	82,257,500.00	557,181,929.81	33,476,350.00	523,705,579.81	1,311,027,319.15	-60.05%	352,305,652.66	58%

Cash Backed loan / Credit Card	1,000,000.00		~~25,772,597.84~~1,000,000.00		1,000,000.00	30,927,117.41	-97%	29,150,000.00	-~~24,772,597.84~~	-97%	4%
~~Consumer Leases~~	~~657,475.00~~		~~18,604,545.35~~	~~657,475.00~~	~~1,009,273.00~~	~~-17,947,070.35~~	~~-35%~~	4%
~~Asset Cash Loan~~	-		-	-		0%
~~SPBS~~Total Risk Assets & Cash-Backed Loan	475,924,429.81	82,257,500.00	558,181,929.81	33,476,350.00	524,705,579.81	1,341,954,436.56	-60.90%	-		0%
~~Sub-Total~~	~~376,843,429.95~~	~~46,773,000.00~~	~~924,844,864.76~~	~~423,616,429.95~~	~~324,112,531.68~~	~~-501,228,434.81~~	~~31%~~381,455,652.66	46%

ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ABUJA BRANCH PERFORMANCE
	WEEK	12		Ending				25-Mar-23
	BAL B/F	WEEK 12	ACTUAL PERFORMANCE	ACTUAL	NET PERFORMANCE	CUMULATIVE 2023 BUDGET	BUDGET VARIANCE YEAR TO DATE	PERFORMANCE YEAR TO DATE	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2023 vs 2022
PRODUCTS
Personal Loan / Public Sector Employee Loan	~~109,826,997.00~~	~~15,329,300.00~~	~~489,148,734.20~~	~~125,156,~~135,865,297.00	~~99,297,~~24,757,000.00	160,622,297.00	1,516,555.61	159,105,741.39	586,978,481.04	-73%	126,498,100.00	~~-363,992,437.20~~	~~26%~~	~~26%~~
~~Cash Backed loan / Credit Card~~			~~14,318,109.91~~		-	~~-14,318,109.91~~	0%	0%27%
Consumer Leases			~~10,335,858.53~~-		-	~~-10,335,858.53~~12,403,030.23	0%-100%		0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
~~SPBS~~Sub-Total Abuja	135,865,297.00	24,757,000.00	160,622,297.00	1,516,555.61	159,105,741.39	599,381,511.28	-73%	126,498,100.00	27%
Corporate Lease			-		-	1,715,740.41	-100%		0%
Operating Leases			-		-	125,230,892.46	-100%		0%
Business Support Loan/ACL-Corporate			-		-	2,020,366.49	-100%		0%
Sub-Total B 2 B Leases	-	-	-	-	-	128,966,999.36	-100%	-	0%
					0%-
~~Sub-Total~~B2C ~~Abuja~~- Products	~~109,826,997.00~~	~~15,329,300.00~~	~~513,802,702.64~~	~~125,156,~~135,865,297.00	~~99,297,~~24,757,000.00	160,622,297.00	1,516,555.61	159,105,741.39	599,381,511.28	-73%	126,498,100.00	27%
B2B -~~388,646,405.~~ Products	-	-	-	-	-	128,966,999.36	-100%	-	0%
TOTAL FOR ABUJA	135,865,297.00	24,757,000.00	160,622,297.00	1,516,555.61	159,105,741.39	728,348,510.64	~~26%~~-78%	~~24%~~126,498,100.00	27%

~~WARRI~~								-
~~Personal Loan~~							0%
Cash Backed loan / Credit Card							0%
~~Consumer Leases~~							0%
~~Sub-Total Warri~~	-	-	-	-	-	-
~~SUB -TOTAL B 2 C GLOBAL~~	~~486,670,426.95~~	~~62,102,300.00~~	~~1,438,647,567.40~~	~~548,772,726.95~~	~~423,409,631.68~~	~~-889,874,840.45~~	~~-100%~~	0%

~~B2B LEASE RISK~~

~~RISK ASSET GENERATION REPORT~~		10	~~Ending~~	~~11-Mar-23~~
~~LAGOS~~	~~BAL B/F~~	~~WEEK 10~~	~~CUMULATIVE 2023 BUDGET~~	~~PERFORMANCE YEAR TO DATE 2023~~	~~PERFORMANCE YEAR TO DATE 2022~~	~~BUDGET VARIANCE YEAR TO DATE 2022~~	~~% CHANGE BETWEEN 2022 & 2023~~	~~BUDGET PERFORMANCE RATE~~
~~Corporate Leases~~			~~2,573,610.62~~		10		~~-100%~~	0%
~~Operating Leases~~			~~187,846,338.70~~		-		0%	0%
~~Sub-Total B 2 B Leases~~	-	-	~~190,419,949.32~~	-	10	~~-190,419,949.32~~17,181,731.89	-100%		0%

~~ABUJA~~
~~Corporate~~Total ~~Lease~~Risk Assets & Cash-Backed Loan	135,865,297.00	24,757,000.00	160,622,297.00	1,~~429,783.68~~516,555.61	159,105,741.39	745,530,242.54	-79%		0%	0%
~~Operating Leases~~			~~104,359,077.05~~		-		0%	0%
~~Sub-Total B 2 B Leases~~	-	-	~~105,788,860.73~~	-	-	~~-105,788,860.73~~	0%	0%

~~B2B CREDIT RISK ASSET GENERATION REPORT~~

~~SupportLoan/ACL-Corporate~~

~~RISK ASSET GENERATION REPORT~~		10	~~Ending~~	~~11-Mar-23~~
~~LAGOS~~	~~BAL B/F~~	~~WEEK 10~~	~~CUMULATIVE 2023 BUDGET~~	~~PERFORMANCE YEAR TO DATE 2023~~	~~PERFORMANCE YEAR TO DATE 2022~~	~~BUDGET VARIANCE YEAR TO DATE 2022~~	~~% CHANGE BETWEEN 2022 & 2023~~	~~BUDGET PERFORMANCE RATE~~
~~Business Support Loan/ACL-Corporate~~	~~13,582,800.~~126,498,100.00		~~3,030,549.73~~	~~13,582,800.00~~	-	~~10,552,250.27~~	0%	~~448%~~27%

~~ABUJA~~ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					PORT-HARCOURT BRANCH PERFORMANCE
~~Business~~	WEEK	12		Ending			~~1,683,638.74~~	25-Mar-23
-	~~-1,683,638.74~~BAL B/F 2023	0%WEEK 12	0%PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE YEAR TO DATE 2022	PERFORMANCE YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
~~Sub-Total B 2 B Business Support Loan~~			~~4,714,188.47~~2023	2023	-2023	~~8,868,611.53~~2023	0%2023	0%2023	2022	2022 vs 2023
PRODUCTS
~~TOTAL B 2 B Global~~	-	-	~~300,922,998.51~~	-	10	~~-287,340,198.51~~	~~-100%~~	0%

~~TOTAL RISK ASSETS (LAGOS) & ANNEX~~	~~486,670,426.95~~	~~62,102,300.00~~	~~1,739,570,565.92~~	~~548,772,726.95~~	~~423,409,641.68~~	~~-1,177,215,038.97~~	~~30%~~	~~32%~~

~~BRANCH RISK ASSET GENERATION REPORT~~

~~RISK ASSET GENERATION REPORT~~		10	~~Ending~~		~~11-Mar-23~~
~~PORT HARCOURT~~	~~BAL B/F~~	~~WEEK 10~~	~~CUMULATIVE 2023 BUDGET~~	~~PERFORMANCE YEAR TO DATE 2023~~	~~PERFORMANCE YEAR TO DATE 2022~~	~~BUDGET VARIANCE YEAR TO DATE 2022~~	~~% CHANGE BETWEEN 2022 & 2023~~	~~BUDGET PERFORMANCE RATE~~
~~B2C~~
Personal Loan / Public Sector Employee Loan	~~110,340,759.48~~	~~13,883,750.93~~	~~586,978,481.05~~	~~124,224,~~133,484,510.41	~~134,109,~~17,033,000.00	150,517,510.41	11,984,291.39	138,533,219.02	704,374,177.26	-80%	180,283,000.00	-~~462,753,970.64~~	~~-7%~~	~~21%~~
~~Cash Backed loan / Credit Card~~			~~17,181,731.89~~			~~-17,181,731.89~~	0%	0%17%
Consumer Leases			~~12,403,030.23~~	-		-~~12,403,030.23~~	0%14,883,636.28	-100%		0%
Asset Cash Loan			-		-	0%			0%
SPBS			-		-	0%			0%
Sub-Total Port Harcourt	133,484,510.41	17,033,000.00	150,517,510.41	11,984,291.39	138,533,219.02	719,257,813.53	-80.74%	180,283,000.00	-17%
Corporate Leases			-		-	2,058,888.49	-100%		0%
Operating Leases	336,000,250.00		336,000,250.00		336,000,250.00	150,277,070.96	124%		0%
Business Support Loan/ACL-Corporate			-		-	2,424,439.78	-100%		0%
Sub-Total B 2 B Leases	336,000,250.00	0	336,000,250.00	0	336,000,250.00	154,760,399.23	117.11%	0	0%
							-		0%
B2C - Products	133,484,510.41	17,033,000.00	150,517,510.41	11,984,291.39	138,533,219.02	719,257,813.53	-81%	180,283,000.00	-17%
B2B - Products	336,000,250.00	-	336,000,250.00	-	336,000,250.00	154,760,399.23	117%	-	0%
TOTAL FOR PORT HARCOURT	469,484,760.41	17,033,000.00	486,517,760.41	11,984,291.39	474,533,469.02	874,018,212.77	-45.71%	180,283,000.00	170%
							0%		0%
~~SPBS~~Cash Backed loan / Credit Card						20,618,078.27	-100%	-	0%
							0%		0%
~~B2B~~Total Risk Assets & Cash-Backed Loan	469,484,760.41	17,033,000.00	486,517,760.41	11,984,291.39	474,533,469.02	894,636,291.04	-46.96%	180,283,000.00	170%

~~Business Support Loan/ACL-Corporate~~			~~2,020,366.48~~
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ANAMBRA BRANCH PERFORMANCE
	WEEK	WEEK 12		Ending				PERFORMANCE YEAR TO DATE 2022
	BAL B/F 2023	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE YEAR TO DATE 2022	PERFORMANCE YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	559,000.00	700,000.00	1,259,000.00		1,259,000.00		0%		0%
Consumer Leases			-		-~~2,020,366.48~~		0%		0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Port Harcourt	559,000.00	700,000.00	1,259,000.00	0	1,259,000.00	0	0.00%	0	0%
Corporate Leases			~~1,715,740.41~~-		-	~~-1,715,740.41~~	0%		0%
Operating Leases	~~336,000,250.00~~		~~125,230,892.46~~-	~~336,000,250.00~~	-	~~210,769,357.54~~	0%	~~268%~~	0%
Business Support Loan/ACL-Corporate			-		-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
	~~446,341,009.48~~	~~13,883,750.93~~	~~745,530,242.53~~	~~460,224,760.41~~	~~134,109,~~		-		0%
B2C - Products	559,000.00	700,000.00	1,259,000.00	-~~285,305,482.12~~	~~243%~~1,259,000.00	~~62%~~-	0%	-	0%

B2B

~~CONSOLIDATED~~- Products - - - - - - 0% - 0% TOTAL FOR ANAMBRA 559,000.00 700,000.00 1,259,000.00 0 1,259,000.00 0 0.00% 0 0%

0%
0% Cash Backed loan / Credit Card

0%
0%

0%
0% Total Risk Assets & Cash-Backed Loan 559,000.00 700,000.00 1,259,000.00 0 1,259,000.00 0 0.00% 0 0%

ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT

~~PERFORMANCERATE~~


		OYO BRANCH PERFORMANCE
~~CONSOLIDATED~~	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE YEAR TO DATE 2022
	BAL B/F 2023	~~WEEK~~ACTUAL 10	~~CUMULATIVE 2023 BUDGET~~PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE YEAR TO DATE 2022	~~BUDGET~~PERFORMANCE ~~VARIANCE~~ YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
~~BUDGET~~		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	~~595,353,711.43~~	~~75,986,050.93~~	~~1,956,594,936.82~~	~~671,339,762.36~~	~~527,359,358.68~~	~~-1,285,255,174.46~~	~~27%~~	~~34%~~
~~Cash Backed loan / Credit Card~~	~~1,000,~~820,000.00	-	~~57,272,439.65~~	~~1,000,~~820,000.00	~~29,150,~~	820,000.00	~~-56,272,439.65~~	~~-97%~~0%	2%	0%
Consumer Leases	~~657,475.00~~		-	~~41,343,434.11~~	~~657,475.00~~	~~1,009,273.00~~	-~~40,685,959.11~~	~~-35%~~	2%0%		0%
Asset Cash Loan	-	-	-		-	0%			0%
SPBS		-	-		-	0%			0%
Sub-Total Port Harcourt	0	820,000.00	820,000.00	0	820,000.00	0	0.00%	0	0%
Corporate Leases			-		-		0%		0%
Operating Leases			-		-		0%		0%
Business Support Loan/ACL-Corporate	~~13,582,800.00~~		-	~~6,734,554.95~~	~~13,582,800.00~~	-	~~6,848,245.05~~	0%		0%
~~Corporate~~Sub-Total B 2 B Leases	-0	-0	~~5,719,134.71~~0	-0	-0	~~-5,719,134.71~~0	0%0.00%	0	0%
~~Operating Leases~~	~~336,000,250.00~~	-	~~417,436,308.21~~	~~336,000,250.00~~	-	~~-81,436,058.21~~	0%	~~80%~~
	~~946,594,236.43~~	~~75,986,050.93~~	~~2,485,100,808.45~~	~~1,022,580,287.36~~	~~557,518,631.68~~	~~-1,462,520,521.09~~	~~83%~~	~~41%~~

TREASURY MANAGEMENT REPORT

ROSABON FINANCIAL SERVICES

LIABILITY GENERATION REPORT

WEEK

1012

Ending

~~11-~~25-Mar-23

LAGOS

BAL B/F

INFLOW

OUTFLOW

NET FLOW

CUM BUDGET
YEAR TO DATE

PERFORMANCE
YEAR TO DATE

BUDGET VARIANCE
YEAR TO DATE

% CHANGE BETWEEN 2023 & 2022 (ACTUAL)

2023

2022

TENOR FUND

~~76,074,536.85~~102,893,297.63

~~12,690,~~3,360,000.00

~~11,124,652.53~~

~~1,565,347.47~~

~~166,289,452.88~~

~~77,639,884.32~~10,537,513.90

-~~128,105,450.10~~7,177,513.90

199,547,343.45

95,715,783.73

432,870,672.62

-~~88,649,568.56~~103,831,559.72

-~~161%~~78%

R-WIN

-10,~~512,~~592,593.40

~~585,~~930,000.00

~~405,000.00~~

~~180,000.00~~

~~3,654,713.25~~1,358,695.97

-~~10,332,593.40~~428,695.97

4,385,655.90

-11,021,289.37

-7,~~272,062.03~~844,150.87

-~~13,987,306.65~~15,406,945.27

~~42%~~41%

REAP PRODUCT

-~~4,548,910.60~~3,800,058.99

~~1,229,~~190,000.00

~~706,825.~~

190,000.00

15,349,795.65

-3,610,058.99

~~522,174.01~~

~~12,791,496.38~~

~~-4,026,736.59~~

~~903,~~1,378,598.18

-~~16,818,232.97~~18,959,854.64

-~~546%~~362%

RBIP

TOTAL

~~61,013,032.85~~88,500,645.24

~~14,504,~~4,480,000.00

~~12,236,478.52~~

~~2,267,521.48~~

~~182,735,662.50~~

~~63,280,554.33~~11,896,209.87

-~~134,473,913.95~~7,416,209.87

219,282,795.00

81,084,435.37

426,405,119.93

-~~119,455,108.17~~138,198,359.63

-~~147%~~81%

ABUJA

TENOR FUND

2,6,934,089.38

~~4,000,000.00~~

~~73,906,423.50~~-

88,687,708.20

6,934,089.38

-~~554,~~454,186.50

-~~66,972,334.12~~81,753,618.82

-~~1351%~~1627%

R-WIN

1,~~624,317.00~~949,180.40

-1,~~624,317.00~~949,180.40

REAP PRODUCT

-~~701,~~581,123.06

~~120,000.00~~

~~5,685,109.50~~-

6,822,131.40

-581,123.06

-272,366.87

-~~6,266,232.56~~7,403,254.46

113%

TOTAL

~~2,232,~~6,352,966.32

~~4,120,000.00~~

~~4,120,000.00~~-

~~81,215,850.~~-

97,459,020.00

6,352,966.32

-~~826,~~726,553.37

-~~74,862,883.~~91,106,053.68

-~~869%~~974%

WARRI

TENOR FUND

R-WIN

REAP PRODUCT

TOTAL

~~63,245,999.17~~94,853,611.56

~~18,624,~~4,480,000.00

~~12,236,478.52~~

~~6,387,521.48~~

~~263,951,512.50~~

~~69,633,520.65~~11,896,209.87

-~~135,300,467.32~~7,416,209.87

316,741,815.00

87,437,401.69

425,678,566.56

-~~151%~~79%

PORT-HARCOURT

WEEK 1012

TENOR FUND

~~247,833,631.92~~263,779,724.12

5,57,500,000.00

~~4,055,479.46~~510,171.23

~~1,444,520.54~~56,989,828.77

~~129,336,241.13~~155,203,489.35

~~249,278,152.46~~320,769,552.89

-20,~~374,958.92~~729,410.98

~~119,941,911.34~~165,566,063.54

-~~1323%~~1647%

R-WIN

280,000.00

~~2,842,554.88~~3,411,065.85

280,000.00

-533

-~~2,562,554.88~~3,131,065.85

-52633%

REAP PRODUCT

~~1,640,284.63~~372,965.96

~~520,~~220,000.00

31,125.67

~~520,000.00~~188,874.33

~~9,948,941.50~~11,938,729.80

~~2,160,284.63~~

~~681,092.75~~561,840.29

-~~7,788,656.87~~421,182.34

~~217%~~-11,376,889.51

-233%

~~249,753,916.55~~264,432,690.08

~~6,020,~~57,720,000.00

~~4,055,479.46~~541,296.90

~~1,964,520.54~~57,178,703.10

~~142,127,737.50~~170,553,285.00

~~251,718,437.09~~321,611,393.18

-~~19,694,399.17~~21,151,126.32

~~109,590,699.59~~151,058,108.18

-~~1378%~~1621%

CONSOLIDATED

BAL B/F

INFLOW

OUTFLOW

NET FLOW

CUM BUDGET
YEAR TO DATE

PERFORMANCE
YEAR TO DATE

BUDGET VARIANCE
YEAR TO DATE

% CHANGE BETWEEN 2023 & 2022 (ACTUAL)

TENOR FUND

~~326,842,258.15~~373,607,111.13

~~22,190,~~60,860,000.00

~~15,180,131.99~~11,047,685.13

~~7,009,868.01~~49,812,314.87

~~369,532,117.50~~443,438,541.00

~~333,852,126.16~~423,419,426.00

411,687,075.14

-~~149,034,595.52~~20,019,115.00

~~-35,679,991.34~~

~~-324%~~3%

R-WIN

-10,~~232,~~312,593.40

~~585,~~930,000.00

~~405,000.00~~1,358,695.97

~~180,000.00~~-428,695.97

~~8,121,585.13~~9,745,902.15

-10,~~052,593.40~~741,289.37

-7,~~272,595.03~~844,683.87

-~~18,174,178.53~~20,487,191.52

~~38%~~37%

REAP PRODUCT

-~~3,609,749.03~~4,008,216.09

~~1,869,~~410,000.00

~~706,825.99~~31,125.67

~~1,162,174.01~~378,874.33

~~28,425,547.38~~34,110,656.85

-~~2,447,575.02~~3,629,341.76

~~1,312,324.06~~685,048.97

-~~30,873,122.40~~37,739,998.61

-~~287%~~630%

RBIP

~~312,999,915.72~~359,286,301.64

~~24,644,~~62,200,000.00

~~16,291,957.98~~12,437,506.77

~~8,352,042.02~~49,762,493.23

~~406,079,250.~~487,295,100.00

~~321,351,957.74~~409,048,794.87

404,527,440.24

-~~154,994,866.49~~78,246,305.13

~~-84,727,292.26~~

~~-307%~~1%

MEETING ADJOURNMENT

Faith Ozegbe seconded by Ezinne Umozurike adjourned the meeting.
Faith Ozegbe said the closing prayers