Week 15 04-15-2023

MANAGEMENT MEETING
Duration: 8:30am - 11:05am
Venue: Virtual Via Google Meet
Presided by: Faith Ozegbe

ATTENDEES

ABDULLAHI NAJIMUDEEN       -  Head, Internal Operations
ADETAYO OLUKOGA                 -  Asset Creation (Public Sector)
ANTHONIA OGBU                    -  Lead, Underwriting
BLESSING YAHAYA                    -  Ag head, Treasury
CHINEDU UGWU                       - Legal
EMMANUEL ONAKOYA             -  Head, CRM 
EDNA EJIMAKOR                       - Branch Manager, Port Harcourt
FIDELIS AZUBUIKE                     -  Head, Software
FAITH OZEGBE                           -  Acting Secretary
GODFREY EGBUOKPORO           - Ag. Head, Communications
ISMAIL BALOGUN                       -  Account
ISIMEMEN EBHOMIEN                 - Account
KEHINDE OYEBADE                     -  Ag. Head Business Operations
KHADIJAH RAJI                           - Relationship Manager, Coperate Lease
LINDA OTTAH-IJEKEYE                -  Brokers Admin
OLUSEGUN AKEJU                       -  Portfolio Risk Analyst
OLUWADAMILARE OLAYINKA     -  Transformation
OLUWAFISAYO OMOPARIOLA     - Sales Operations & Strategy
OLUWASEGUN BOLAWOLE         -  Strategic Partnership
OLUWOLE EWEJOBI                     -  Head, Information Technology
OMOWALE BELLO                        -  Coperate Lease
PETER OJUKWU                           -  Ag, Head, Recovery & Collections
SAMUEL OTTAH                           -  Rep, Product Development
SOPHIA DAGI                               -  Ag Head, Client Experience Management
STANLEY MAFUVWE                    - Lead, Asset Remedial Management
VICTOR NGEREM                         -  Asset Creation

OPENING PRAYER
Faith Ozegbe said the opening prayer 

ADOPTION OF MINUTES
Sophia Dagi seconded by Linda Ottah-Ijekeye adopted the minutes of the last meeting.

ORDER OF PRESENTATION
Account, Client Experience Management, Sales Operations, Asset Creation, Asset Creation (Public Sector), Strategic Partnership, Co-operate Lease, Treasury, Credit Risk Management, Business Operations, Product Development, and Legal.

ACTIVITY REPORT (3rd – 7th April, 2023)

CommunicationsAccounts Team Report
For the week in review, Risk asset/Cash backed loan performance shows Lagos: 82.2M, Abuja - 24.7M, Port Harcourt - 17, Anambra -  700K Oyo - 820K. Liability generation Performance Inflow: Lagos - 4.4M, Port Harcourt - 57.7M, Outflow: Lagos - 11.8M, Port Harcourt - 541.2K

Client Experience Management Team Report
For the period in review 464, conversations were recorded. 43.75% from Lagos, 29.31% from Port Harcourt, and 26.94% from Abuja. The volumeChannels of inquiriescommunication generatedbreakdown: WhatsApp @21.77%, Facebook @46.55% Phone @17.89%, Walk-in the@12.07%, monthTwitter under@1.08%, reviewInstagram decreased by 2.9%@0.65%. OurAll engagementcomplaints onreceived digitalwill mediabe increasedtaken byup 9.71%.with Ourconcerned total audience reach decreased by 26.96% while followership increased by 1.22%. google is the highest inquiry-generating channel while Personal loan is the most enquired product for the month at 91.8% of product sharestakeholders.

Sales Operations and Strategy Team Report
RISK ASSET
Overall Sales – 95.94M47.69M
InternalPublic LoyaltySector 3-PlusEmployee Loan Performing the highest
Team Performance: Telesales: 11.02%8.71%, Sales: 88.98%91.29%
Product Type Performance: Public – 8.79M9.23M (11.04%17.67%), Personal Loan - 114.53M43.01M (91.21%82.33%).
Unit Location Performance: Lagos- 66.1M, Abuja - 26.3M,30.8M, Port Harcourt – 14M,11.2M, Abuja - 7M, Oyo - 1.0M,2.1M, Anambra - 0.50M1.1M

 Asset Creation report
For the period in review, Transactions disbursed are 93.8M47.6M. Others are at various transaction stages.

 Asset Creation Report (Public Sector)
For the period in review, Transactions disbursed are 20.7M23.1M. Others are at various transaction stages.

Strategic Partnership Team Report
For the period in review, the total sales achieved is 7.6.2M (6355% 0f the budget). The report also captures the activities, visits, and pending partnerships in the public and private sectors.

Brokers Admin Team Report
The week in review shows liability generation is 62.9116.6% (12.1M)22.4M) of the budget. Risk Asset Transaction Disbursed for the week 2.2M,5M, Fresh Fund (RTN) for the Week 12M,20M, Reap Fund for the week 100K,405K, Rollover for the week nil,2M, Liquidation for the week nil.100K. The report also captured Pending RTN transactions.

Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).

Abuja Team Report
The report captures the activities for the period in review, pipelines, and constraints.

Wealth ManagementTreasury Team Report
For the week in review Executive summary shows the Liquidity Requirement status as BAD. Week 1315 experienced a net positive change in cash flow from 64185M positivenegative in week 1214 to 8555M positive. Treasury reported a negativepositive 185M55M total NetFlow, with 44116 million inflows and 222961 million outflows.

Credit Risk Management Report
The report shows Core underwriters approved 196207 transactions,transactions and pushed back 92154 transactions.transactions . The senior underwriters approved 15394 transactions and pushed back 7764 transactions. PDO recovery is 25M16M at 301219 counts (51%32% of the target). Extended interest recovery as 1.7M4M at 249 counts (48%36% of the target), Provisioned Accounts recovery as 3M3.2M at 2724 counts (102%49% of the target).

TransformationProduct Team Report
Captures ongoing and completed projects.

Business Operations Team Report
Captures ongoing and completed projects.

Legal Team Report
The report captures the litigation and other tasks for the week in review
review.

Human Resource Team Report
The report shows the activities carried out by the HR Admin, Learning and Development, People and Culture, and HRBP. It also shows completed and ongoing projects for the next month. A total of 42 staff were hired.

Software Team Report
Captures ongoing and completed projects.

Information & Technology Team Report
Captures the ongoing and completed projects

Internal Operations Team Report
Captures the ongoing and completed projects

RISK ASSET GENERATION REPORT

          

ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					LAGOS BRANCH PERFORMANCE
	WEEK	1314		Ending				01-08-Apr-23
	BAL B/F	WEEK 1314	ACTUAL PERFORMANCE	ACTUAL	NET PERFORMANCE	CUMULATIVE 2023 BUDGET	BUDGET VARIANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	542,647,608,723,987.84	66,076,30,750,000.00	608,723,639,473,987.84	33,476,350.00	575,247,605,997,637.84	1,144,608,038.04232,654,810.19	-50%51%	396,098,806.446,970,406.83	54%43%
Consumer Leases	951,141.97	-	951,141.97		951,141.97	24,185,908.9626,046,363.49	-96%	1,009,273.00	-6%
Asset Cash Loan	-		-		-				0%
SPBS	-		-		-				0%
Sub-Total	543,599,609,675,129.81	66,076,30,750,000.00	609,675,640,425,129.81	33,476,350.00	576,198,606,948,779.81	1,168,793,946.99258,701,173.68	-50.70%51.78%	397,108,079.447,979,679.83	54%43%
Corporate Leases			-		-	3,345,693.81603,054.87	-100%	-	0%
Operating Leases			-		-	244,200,240.31262,984,874.17	-100%	25,531,250.00	-100%
Business Support Loan/ACL-Corporate	13,582,800.00	-	13,582,800.00		13,582,800.00	3,939,714.654,242,769.62	245%220%	5,000,000.00	0%172%
Sub-Total	13,582,800.00	-	13,582,800.00	-	13,582,800.00	251,485,648.76270,830,698.66	-94.60%98%	25,30,531,250.00	-47%56%
B2C - Products	543,599,609,675,129.81	66,076,30,750,000.00	609,675,640,425,129.81	33,476,350.00	576,198,606,948,779.81	1,168,793,946.99258,701,173.68	-51%52%	397,108,079.447,979,679.83	54%43%
B2B - Products	13,582,800.00	-	13,582,800.00	-	13,582,800.00	251,485,648.76270,830,698.66	-95%	25,30,531,250.00	-47%56%
TOTAL FOR LAGOS	557,181,623,257,929.81	66,076,30,750,000.00	623,257,654,007,929.81	33,476,350.00	589,781,620,531,579.81	1,420,279,595.75529,531,872.35	-58.47%59.43%	422,639,329.478,510,929.83	47%37%
Cash Backed loan / Credit Card	1,000,000.00		1,000,000.00		1,000,000.00	33,504,377.2036,081,636.98	-97%	34,150,000.00	-97%
Total Risk Assets & Cash-Backed Loan	558,181,624,257,929.81	66,076,30,750,000.00	624,257,655,007,929.81	33,476,350.00	590,781,621,531,579.81	1,453,783,972.95565,613,509.33	-59.36%60.30%	456,789,329.512,660,929.83	37%28%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ABUJA BRANCH PERFORMANCE
	WEEK	1314		Ending				01-08-Apr-23
	BAL B/F	WEEK 1314	ACTUAL PERFORMANCE	ACTUAL	NET PERFORMANCE	CUMULATIVE 2023 BUDGET	BUDGET VARIANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2023 vs 2022
PRODUCTS
Personal Loan / Public Sector Employee Loan	160,622,186,944,297.00	26,322,7,046,000.00	186,944,193,990,297.00	1,516,555.61	185,427,192,473,741.39	635,893,354.47684,808,227.89	-71%72%	141,852,155,542,100.00	32%25%
Consumer Leases			-		-	13,436,616.0914,470,201.94	-100%		0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Abuja	160,622,186,944,297.00	26,322,7,046,000.00	186,944,193,990,297.00	1,516,555.61	185,427,192,473,741.39	649,329,970.55699,278,429.83	-71%72%	141,852,155,542,100.00	32%25%
Corporate Lease			-		-	1,858,718.782,001,697.15	-100%		0%
Operating Leases			-		-	135,666,800.17146,102,707.88	-100%		0%
Business Support Loan/ACL-Corporate			-		-	2,188,730.36357,094.23	-100%		0%
Sub-Total B 2 B Leases	-	-	-	-	-	139,714,249.31150,461,499.26	-100%	-	0%
					-
B2C - Products	160,622,186,944,297.00	26,322,7,046,000.00	186,944,193,990,297.00	1,516,555.61	185,427,192,473,741.39	649,329,970.55699,278,429.83	-71%72%	141,852,155,542,100.00	32%25%
B2B - Products	-	-	-	-	-	139,714,249.31150,461,499.26	-100%	-	0%
TOTAL FOR ABUJA	160,622,186,944,297.00	26,322,7,046,000.00	186,944,193,990,297.00	1,516,555.61	185,427,192,473,741.39	789,044,219.86849,739,929.08	-76%77%	141,852,155,542,100.00	32%25%
Cash Backed loan / Credit Card			-		-	18,613,542.8920,045,353.88	-100%		0%
Total Risk Assets & Cash-Backed Loan	160,622,186,944,297.00	26,322,7,046,000.00	186,944,193,990,297.00	1,516,555.61	185,427,192,473,741.39	807,657,762.75869,785,282.96	-77%78%	141,852,155,542,100.00	32%25%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					PORT-HARCOURT BRANCH PERFORMANCE
	WEEK	1314		Ending				01-08-Apr-23
	BAL B/F 2023	WEEK 1314	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2022	PERFORMANCE  YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	150,517,164,495,510.41	13,978,000.0011,216,352.99	164,495,510.41175,711,863.40	11,984,291.39	152,511,219.02163,727,572.01	763,072,025.36821,769,873.46	-80%	196,004,208,101,000.00	-16%
Consumer Leases			-		-	16,123,939.3017,364,242.33	-100%		0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Port Harcourt	150,517,164,495,510.41	13,978,000.0011,216,352.99	164,495,510.41175,711,863.40	11,984,291.39	152,511,219.02163,727,572.01	779,195,964.66839,134,115.79	-80.43%49%	196,004,208,101,000.00	-16%
Corporate Leases			-		-	2,230,462.54402,036.58	-100%		0%
Operating Leases	336,000,250.00		336,000,250.00		336,000,250.00	162,800,160.20175,323,249.45	106%92%		0%
Business Support Loan/ACL-Corporate			-		-	2,626,476.43828,513.08	-100%		0%
Sub-Total B 2 B Leases	336,000,250.00	0	336,000,250.00	0	336,000,250.00	167,657,099.17180,553,799.10	100.41%86.09%	0	0%
							-		0%
B2C - Products	150,517,164,495,510.41	13,978,000.0011,216,352.99	164,495,510.41175,711,863.40	11,984,291.39	152,511,219.02163,727,572.01	779,195,964.66839,134,115.79	-80%	196,004,208,101,000.00	-16%
B2B - Products	336,000,250.00	-	336,000,250.00	-	336,000,250.00	167,657,099.17180,553,799.10	100%86%	-	0%
TOTAL FOR PORT HARCOURT	486,517,500,495,760.41	13,978,000.0011,216,352.99	500,495,760.41511,712,113.40	11,984,291.39	488,511,469.02499,727,822.01	946,853,063.831,019,687,914.89	-48.41%50.99%	196,004,208,101,000.00	155%146%
							0%		0%
Cash Backed loan / Credit Card						22,336,251.4624,054,424.65	-100%	-	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	486,517,500,495,760.41	13,978,000.0011,216,352.99	500,495,760.41511,712,113.40	11,984,291.39	488,511,469.02499,727,822.01	969,189,315.291,043,742,339.55	-49.60%52.12%	196,004,208,101,000.00	155%146%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ANAMBRA BRANCH PERFORMANCE
	WEEK	WEEK 1314		Ending				PERFORMANCE  YEAR TO DATE 2022
	BAL B/F 2023	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2022	PERFORMANCE  YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	1,259,000.00	450,709,000.00	1,709,120,000.00	2,829,000.00		1,709,2,829,000.00		0%		0%
Consumer Leases			-		-		0%		0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Port Harcourt	1,259,000.00	450,709,000.00	1,709,120,000.00	2,829,000.00	0	1,709,2,829,000.00	0	0.00%	0	0%
Corporate Leases			-		-		0%		0%
Operating Leases			-		-		0%		0%
Business Support Loan/ACL-Corporate			-		-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	1,259,000.00	450,709,000.00	1,709,120,000.00	2,829,000.00	-	1,709,2,829,000.00	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR ANAMBRA	1,259,000.00	450,709,000.00	1,709,120,000.00	2,829,000.00	0	1,709,2,829,000.00	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%	1,676,729,681.045,000,000.00	-100%
							0%		0%
Total Risk Assets & Cash-Backed Loan	1,259,000.00	450,709,000.00	1,709,120,000.00	2,829,000.00	0	1,709,2,829,000.00	0	0.00%	1,676,729,681.045,000,000.00	-100%43%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					OYO BRANCH PERFORMANCE
	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE  YEAR TO DATE 2022
	BAL B/F 2023	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2022	PERFORMANCE  YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	1,820,000.00	1,000,2,105,000.00	1,820,3,925,000.00		1,820,3,925,000.00		0%		0%
Consumer Leases					-		0%		0%
Asset Cash Loan					-		0%		0%
SPBS					-		0%		0%
Sub-Total Port Harcourt	1,820,000.00	1,000,2,105,000.00	1,820,3,925,000.00	0	1,820,3,925,000.00	0	0.00%	0	0%
Corporate Leases					-		0%		0%
Operating Leases					-		0%		0%
Business Support Loan/ACL-Corporate					-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	1,820,000.00	1,000,2,105,000.00	1,820,3,925,000.00	-	1,820,3,925,000.00	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR OYO	1,820,000.00	1,000,2,105,000.00	1,820,3,925,000.00	0	1,820,3,925,000.00	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%	157,711,363.7215,211,250.00	-100%
							0%		0%
Total Risk Assets & Cash-Backed Loan	1,820,000.00	1,000,2,105,000.00	1,820,3,925,000.00	0	1,820,3,925,000.00	0	0.00%	157,711,363.7215,211,250.00	-99%74%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					CONSOLIDATED BRANCH PERFORMANCE
CONSOLIDATED	BAL B/F 2023	WEEK 1314	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2023	NET PERFORMANCE 2023	CUMULATIVE 2023 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2022	PERFORMANCE  YEAR TO DATE 2022	% CHANGE BETWEEN 2023 & 2022
Personal Loan	855,866,963,692,795.25	107,826,000.0052,237,352.99	963,692,795.251,015,930,148.24	46,977,197.00	916,715,598.25968,952,951.24	2,543,573,417.86739,232,911.54	-64%65%	733,954,906.810,613,506.83	31%25%
Cash Backed loan / Credit Card	1,000,000.00	-	1,000,000.00	-	1,000,000.00	74,454,171.5480,181,415.51	-99%	34,150,000.00	-97%
Consumer Leases	951,141.97	-	951,141.97	-	951,141.97	53,746,464.3557,880,807.76	-98%	1,009,273.00	-6%
Asset Cash Loan	-	-	-	-	-		0%	-	0%
SPBS	-	-	-	-	-		0%	-	0%
Business Support Loan/ACL-Corporate	13,582,800.00	-	13,582,800.00	-	13,582,800.00	8,754,921.449,428,376.93	55%44%	-5,000,000.00	0%172%
Corporate Leases	-	-	-	-	-	7,434,875.128,006,788.59	-100%	-	0%
Operating Leases	336,000,250.00	-	336,000,250.00	-	336,000,250.00	542,667,200.68584,410,831.50	-38%43%	25,531,250.00	1216%
Total Risk Assets & Cash-Backed Loan	1,207,400,315,226,987.22	107,826,000.0052,237,352.99	1,315,226,987.22367,464,340.21	46,977,197.00	1,268,249,790.22320,487,143.21	3,230,631,050.99479,141,131.83	-60.74%62.05%	794,645,429.876,304,029.83	65.51%56.05%

TREASURY MANAGEMENT REPORT

 

ROSABON FINANCIAL SERVICES	LIABILITY GENERATION REPORT
	WEEK	1314	Ending	01-08-Apr-23
LAGOS	BAL B/F	INFLOW	OUTFLOW	NET FLOW	CUM BUDGET  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	BUDGET VARIANCE  YEAR TO DATE	% CHANGE BETWEEN 2023 & 2022 (ACTUAL)
		2023	2023	2023	2023	2023	2022	2022
TENOR FUND	95,715,783.73	6,590,000.00	222,752,194.26	-216,162,194.26	216,176,288.74	-120,446,410.53	448,314,296.8190,100,000.00	54,391,449.62	35,708,550.38	232,805,234.03	-336,622,699.2784,737,860.15	295,183,169.90	-127%317,543,094.18	-129%
R-WIN	-11,021,289.37	1,490,000.00	310,000.00	1,180,000.00	4,751,127.23	-9,841,289.37	-5,793,650.871,085,000.00	2,342,235.44	-14,592,416.601,257,235.44	70%5,116,598.55	-11,098,524.81	-7,863,724.84	-16,215,123.36	41%
REAP PRODUCT	-3,610,058.99	1,380,000.00	3,028,512.82	-1,648,512.82	16,628,945.29	-5,258,571.81	1,095,581.61715,000.00	111,921.54	1,603,078.46	17,908,094.93	-3,655,493.35	1,180,571.94	-21,887,517.10563,588.28	-580%410%
RBIP									-
TOTAL	81,084,435.37	9,460,000.00	226,090,707.08	-216,630,707.08	237,556,361.25	-135,546,271.71	443,616,227.5592,900,000.00	56,845,606.60	36,054,393.40	255,829,927.50	-373,102,632.9699,491,878.31	288,500,017.00	-131%355,321,805.81	-134%
ABUJA
TENOR FUND	6,934,089.38	20,000,000.00		-20,000,000.00	96,078,350.55103,468,992.90	6,26,934,089.38	-454,186.50	-89,144,261.1776,534,903.52	-1627%6030%
R-WIN	-			-	2,111,612.10274,043.80	-	-	-2,111,612.10274,043.80	-
REAP PRODUCT	-581,123.06	330,000.00	100,560.55	229,439.45	7,959,153.30	-	7,390,642.35351,683.61	-581,123.06	-272,72,366.87	-7,971,765.418,310,836.91	113%386%
TOTAL	6,352,966.32	-20,330,000.00	100,560.55	20,229,439.45	113,702,190.00	26,582,405.77	-	-	105,580,605.00	6,352,966.32	-726,526,553.37	-99,227,638.6887,119,784.23	-974%5148%
WARRI
TENOR FUND		-	-	-		-		-	0%
R-WIN		-	-	-		-	-	-	0%
REAP PRODUCT		-	-	-		-	-	-	0%
TOTAL		-	-	-	-	-	-	-	0%
TOTAL	87,437,401.69	9,460,000.00	226,090,707.08	-216,630,707.08	343,136,966.25	-129,193,305.39	442,889,674.18113,230,000.00	56,946,167.15	56,283,832.85	369,532,117.50	-72,909,472.54	287,973,463.63	-	-129%125%
PORT-HARCOURT
			WEEK 1314
TENOR FUND	320,769,552.89	20,500,000.00	4,094,112.07	16,405,887.93	168,137,113.46	337,175,440.82	-5,229,410.9829,500,000.00	169,038,327.36564,041.09	28,935,958.91	181,070,737.58	366,111,399.73	-6548%1,795,986.32	185,040,662.16	-20485%
R-WIN	280,000.00			-	3,695,321.34979,576.83	280,000.00	229,417.68	-3,415,321.34699,576.83	22%
REAP PRODUCT	561,921,840.29	360,325,000.00		360,325,000.00	12,933,623.9513,928,518.10	921,1,246,840.29	618,817.851,527.66	-12,011,783.66681,677.81	49%46%
	321,611,393.18	20,860,000.00	4,094,112.07	16,765,887.93	184,766,058.75	338,377,281.11	-4,381,175.6429,825,000.00	153,611,222.36564,041.09	29,260,958.91	198,978,832.50	367,638,240.02	-7823%715,040.98	168,659,407.52	-51515%
CONSOLIDATED	BAL B/F	INFLOW	OUTFLOW	NET FLOW	CUM BUDGET  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	BUDGET VARIANCE  YEAR TO DATE	% CHANGE BETWEEN 2023 & 2022 (ACTUAL)
TENOR FUND	423,419,426.00	27,090,000.00	226,846,306.33	-199,756,306.33	480,391,752.75	223,663,119.67	442,630,699.33139,600,000.00	-256,728,633.54,955,490.71	84,644,509.29	517,344,964.50	308,307,628.96	292,932,997.08	-49%209,037,335.54	5%
R-WIN	-10,741,289.37	1,490,000.00	310,000.00	1,180,000.00	10,558,060.66	-9,561,289.37	-5,564,233.191,085,000.00	2,342,235.44	-20,119,350.031,257,235.44	72%11,370,219.18	-10,818,524.81	-7,634,307.16	-22,188,743.99	42%
REAP PRODUCT	-3,629,341.76	1,740,000.00	3,028,512.82	-1,288,512.82	36,953,211.59	-4,917,854.58	1,442,032.402,370,000.00	212,482.09	2,157,517.91	39,795,766.33	-41,871,066.172,760,336.67	1,959,732.73	-441%42,556,103.00	-241%
RBIP	-				-	-			0%
	409,048,794.87	30,320,000.00	230,184,819.15	-199,864,819.15	527,903,025.00	209,183,975.72	438,508,498.54143,055,000.00	57,510,208.24	85,544,791.76	568,510,950.00	294,728,767.48	287,258,422.65	-318,719,049.28273,782,182.52	-52%3%

MEETING ADJOURNMENT
Godfrey Egbuokporo said the closing prayers