Week 42 10-16-2023

MANAGEMENT MEETING
Duration: 8:30am - 09:34am
Venue: Virtual Via Google Meet
Presided by: Faith Ozegbe

ATTENDEES

1.	ABDULLAHI NAJIMUDEEN	-  Head, Internal Operations
2.	ADEJOH OCHEJA	- Recovery
3.	ADETAYO OLUKOGA	-  Asset Creation
4.	ANTHONIA OGBU	- Lead, Underwriting
5.	BLESSING YAHAYA	-  Ag Head, Wealth Management
6.	CHINEDU UGWU	- Legal
7.	EDNA EJIMAKOR	- Branch Head, Port Harcourt
8.	EKOMOBONG AMAOWOH	- Head, Product Development
9.	EMMANUEL ONAKOYA	- Head, CRM
10.	FAITH OZEGBE	- Acting Secretary
11.	GODFREY EGBUOKPORO	- Ag. Head Communication
12.	ISMAIL BALOGUN	- Account
13.	ITIEKHAO IKPEMINOGENA	- General Manager
14.	LINDA OTTAH-IJEKEYE	- Brokers Admin
15.	MERCY UMA	- Treasury
16.	OLUSEGUN AKEJU	- Portfolio Risk Analyst
17.	OLUWADAMILARE OLAYINKA	- Transformation
18.	OLUWAFISAYO OMOPARIOLA	- Sales Operations & Strategy
19.	OLUWASEGUN BOLAWOLE	- Head, Strategic Partnership
20.	OLUWOLE EWEJOBI	- Head, Information Technology
21.	OMOWALE BELLO	- Cooperate Lease
22.	SOPHIA DAGI	- Head, Client Experience Management & Telesales
23.	STANLEY MAFUVWE	- Lead, Asset Remedial Management

Sophia Dagi said the opening prayer 

ADOPTION OF MINUTES
Linda Ottah-Ijekeye seconded by Faith Ozegbe adopted the minutes of the last meeting.

ORDER OF PRESENTATION
Sales Operations, Asset Creation, Public Sector, Strategic Partnership, Broker's Admin, Co-operate Lease, Treasury, Credit Risk Management, Legal

ACTIVITY REPORT (9th - 13th October, 2023)

Sales Operations and Strategy Team Report
RISK ASSET
For the period in review
Overall Sales – 28.75M
Internal Loyalty 3 Plus Performing the highest
Team Performance: Telesales: 57.32%, Sales: 42.68%
Product Type Performance: Personal Loan - 28.75M (100%)
Unit Location Performance: Lagos- 21.0M, Portharcourt - 5.8M, Lagos - 2.1M, Abuja - 1.5M, Kano - 0.5M

Tele-sales Team Report
The total amount consummated by the team for the week in review is 0M13M (0%32% of the week’s target) at 04 counts with core tele sales and tele sales-cold call team consummating 0M13M (0%11% of the week’s target) at 04 counts and 0M (0% of the week’s target) at 0 counts respectively.

 Asset Creation report
For the period in review, Transactions disbursed are 11.1M28.7MM. Others are at various transaction stages. PDO recovery for the week is 46M

Strategic Partnership Team Report
For the period in review, the total sales achieved is 5.5M6M (4852% 0f the budget). The report also captures the activities, visits, and pending partnerships in the public and private sectors.

Brokers Admin Team Report
The week in review shows liability generation is 28.6125.83% (11M)24.1M) of the budget. Risk Asset Transaction Disbursed for the week - NIL, Fresh Fund (RTN) for the Week 5M,4M, Reap Fund for the week 510K,270K, Rollover for the week NIL,19M, Liquidation for the week 20.8M.9M. The report also captured Pending RTN transactions.

Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).

Wealth Management Team Report
For the week in review Executive summary shows the Liquidity Requirement status as BAD. Week 3741 experienced a net positivenegative change in cash flow from 9314M negative in week 3640 to 432M positivenegative. Treasury reported a positive 4M32M total NetFlow, with 3270 million inflows and 29102 million outflows.

Credit Risk Management Report
The report shows Core underwriters approved 3245 transactions and pushed back 2015 transactions. The senior underwriters approved 2031 transactions and pushed back 26 transactiontransactions in the recovery space, total recoveries isare 12.13.5M (32%35% of the target) PDO recovered:  10.3M9.9M at 9155 counts (27%26% of the target). Extended interest recovery as 576.8K926.7K at 717 counts (14%22% of the target), Provisioned Accounts recovery as 1.5M2.6M at 2133 counts (52%67% of the target).

RISK ASSET GENERATION REPORT

         

ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					LAGOS BRANCH PERFORMANCE
	WEEK	3741		Ending				16-Sep-14-Oct-23
	BAL B/F	WEEK 3741	ACTUAL PERFORMANCE	ACTUAL	NET PERFORMANCE	CUMULATIVE 2023 BUDGET	BUDGET VARIANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	1,357,555,786.386,961,286.84	1,050,20,980,000.00	1,358,605,786.407,941,286.84	109,470,227.89119,882,457.87	1,249,135,558.95288,058,828.97	3,257,730,569.80609,917,658.43	-62%64%	1,648,166,114.854,583,664.88	-18%24%
Consumer Leases	4,533,941.97		4,533,941.97		4,533,941.97	68,836,817.8076,278,635.94	-93%94%	6,397,743.472,543.15	-29%30%
Asset Cash Loan			-		-				0%
SPBS	-31,408,900.00		-31,408,900.00		-31,408,900.00				0%
Sub-Total	1,362,089,728.391,495,228.81	1,050,20,980,000.00	1,363,139,728.443,884,128.81	109,470,227.89119,882,457.87	1,253,669,500.92324,001,670.94	3,326,567,387.59686,196,294.36	-62.31%64.08%	1,654,563,858.861,056,208.03	-18%22%
Corporate Leases			-		-	9,522,359.2910,551,803.54	-100%		0%
Operating Leases	55,000,000.00		55,000,000.00		55,000,000.00	695,031,453.18770,169,988.65	-92%93%	157,231,250.00	-65%
Business Support Loan/ACL-Corporate	20,000,000.00		20,000,000.00		20,000,000.00	11,213,034.0012,425,253.89	78%61%	18,28,000,000.00	11%-29%
Sub-Total	75,000,000.00	-	75,000,000.00	-	75,000,000.00	715,766,846.46793,147,046.08	-89.52%90.54%	175,185,231,250.00	-57%60%
B2C - Products	1,362,089,728.391,495,228.81	1,050,20,980,000.00	1,363,139,728.412,475,228.81	109,470,227.89119,882,457.87	1,253,669,500.92324,001,670.94	3,326,567,387.59686,196,294.36	-62%64%	1,654,563,858.861,056,208.03	-18%24%
B2B - Products	75,000,000.00	-	75,000,000.00	-	75,000,000.00	715,766,846.46793,147,046.08	-90%91%	175,185,231,250.00	-57%60%
TOTAL FOR LAGOS	1,437,089,728.466,495,228.81	1,050,20,980,000.00	1,438,139,728.487,475,228.81	109,470,227.89119,882,457.87	1,328,669,500.92399,001,670.94	4,042,334,234.06479,343,340.44	-67.13%68.77%	1,829,795,108.2,046,287,458.03	-21%27%
Cash Backed loan / Credit Card	14,850,000.00	1,000,000.00	15,16,850,000.00		15,16,850,000.00	95,358,612.02	16,850,000.00	105,667,651.15	-83%84%	123,946,044.97	-87%86%
Total Risk Assets & Cash-Backed Loan	1,451,939,728.483,345,228.81	2,050,20,980,000.00	1,453,989,728.504,325,228.81	109,470,227.89119,882,457.87	1,344,519,500.92415,851,670.94	4,137,692,846.07585,010,991.60	-67.51%69.12%	1,953,741,153.2,170,233,503.00	-26%31%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ABUJA BRANCH PERFORMANCE
	WEEK	3741		Ending				16-Sep-14-Oct-23
	BAL B/F	WEEK 3741	ACTUAL PERFORMANCE	ACTUAL	NET PERFORMANCE	CUMULATIVE 2023 BUDGET	BUDGET VARIANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2023 vs 2022
PRODUCTS
Personal Loan / Public Sector Employee Loan	341,670,011.355,252,070.86	4,424,1,500,000.00	346,094,011.356,752,070.86	13,479,390.3315,001,860.60	332,614,621.53341,750,210.26	1,809,850,316.552,005,509,810.24	-82%83%	650,324,301.747,108,300.97	-47%52%
Consumer Leases			-		-	38,242,676.5642,377,019.97	-100%	-	0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Abuja	341,670,011.355,252,070.86	4,424,1,500,000.00	346,094,011.356,752,070.86	13,479,390.3315,001,860.60	332,614,621.53341,750,210.26	1,848,092,993.112,047,886,830.20	-82%83%	650,324,301.747,108,300.97	-47%52%
Corporate Lease			-		-	5,290,199.60862,113.08	-100%		0%
Operating Leases			-		-	386,128,585.10427,872,215.92	-100%		0%
Business Support Loan/ACL-Corporate			-		-	6,229,463.33902,918.83	-100%		0%
Sub-Total B 2 B Leases	-	-	-	-	-	397,648,248.04440,637,247.82	-100%	-	0%
					-
B2C - Products	341,670,011.355,252,070.86	4,424,1,500,000.00	346,094,011.356,752,070.86	13,479,390.3315,001,860.60	332,614,621.53341,750,210.26	1,848,092,993.112,047,886,830.20	-82%83%	650,324,301.747,108,300.97	-47%52%
B2B - Products	-	-	-	-	-	397,648,248.04440,637,247.82	-100%	-	0%
TOTAL FOR ABUJA	341,670,011.355,252,070.86	4,424,1,500,000.00	346,094,011.356,752,070.86	13,479,390.3315,001,860.60	332,614,621.53341,750,210.26	2,245,741,241.15488,524,078.03	-85%86%	650,324,301.747,108,300.97	-47%52%
Cash Backed loan / Credit Card			-		-	52,977,006.6758,704,250.64	-100%		0%
Total Risk Assets & Cash-Backed Loan	341,670,011.355,252,070.86	4,424,1,500,000.00	346,094,011.356,752,070.86	13,479,390.3315,001,860.60	332,614,621.53341,750,210.26	2,298,718,247.82547,228,328.67	-86%87%	650,324,301.747,108,300.97	-47%52%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					PORT-HARCOURT BRANCH PERFORMANCE
	WEEK	3741		Ending				16-Sep-14-Oct-23
	BAL B/F 2023	WEEK 3741	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2023 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2022	PERFORMANCE  YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	393,874,598.08	3,339,998.00	397,214,401,619,596.08	29,775,166.555,770,000.00	367,439,429.53407,389,596.08	34,393,081.07	372,996,515.01	2,171,820,379.87406,611,772.29	-83%85%	717,572,823,965,800.00	-45%51%
Consumer Leases			-		-	45,891,211.8650,852,423.95	-100%		0%
Asset Cash Loan			-		-		0%		0%
SPBS	7,150,000.00		7,150,000.00		7,150,000.00		0%		0%
Sub-Total Port Harcourt	401,024,598.08	3,339,998.00	404,364,408,769,596.08	29,775,166.555,770,000.00	374,589,429.53414,539,596.08	34,393,081.07	380,146,515.01	2,217,711,591.73457,464,196.24	-83.11%84.53%	717,572,823,965,800.00	-44%50%
Corporate Leases			-		-	6,348,239.527,034,535.69	-100%		0%
Operating Leases	336,000,250.00		336,000,250.00		336,000,250.00	463,354,302.11513,446,659.10	-27%35%		0%
Business Support Loan/ACL-Corporate	15,400,000.00		15,400,000.00		15,400,000.00	7,475,355.998,283,502.59	106%86%		0%
Sub-Total B 2 B Leases	351,400,250.00	0	351,400,250.00	0	351,400,250.00	477,177,897.63528,764,697.37	-26.36%33.54%	0	0%
							-		0%
B2C - Products	401,024,598.08	3,339,998.00	404,364,408,769,596.08	29,775,166.555,770,000.00	374,589,429.53414,539,596.08	34,393,081.07	380,146,515.01	2,217,711,591.73457,464,196.24	-83%85%	717,572,823,965,800.00	-44%50%
B2B - Products	351,400,250.00	-	351,400,250.00	-	351,400,250.00	477,177,897.63528,764,697.37	-26%34%	-	0%
TOTAL FOR PORT HARCOURT	752,424,848.08	3,339,998.00	755,764,760,169,846.08	29,775,166.555,770,000.00	725,989,679.53765,939,846.08	34,393,081.07	731,546,765.01	2,694,889,489.36986,228,893.62	-73.06%75.50%	717,572,823,965,800.00	5%-7%
							0%		0%
Cash Backed loan / Credit Card	550,000.00		550,000.00		550,000.00	63,572,408.0170,445,100.77	-99%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	752,974,848.08	3,339,998.00	756,314,760,719,846.08	29,775,166.555,770,000.00	726,539,679.53766,489,846.08	2,758,461,897.3734,393,081.07	732,096,765.01	3,056,673,994.38	-73.66%76.05%	717,572,823,965,800.00	5%-7%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ANAMBRA BRANCH PERFORMANCE
	WEEK	WEEK 3741		Ending				PERFORMANCE  YEAR TO DATE 2022
	BAL B/F 2023	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2022	PERFORMANCE  YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	27,699,000.00	1,715,000.00	29,414,30,254,000.00		29,414,30,254,000.00		30,254,000.00		0%		0%
Consumer Leases			-		-		0%		0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Port Harcourt	27,699,000.00	1,715,000.00	29,414,30,254,000.00	0	29,414,30,254,000.00	0	30,254,000.00	0	0.00%	0	0%
Corporate Leases			-		-		0%		0%
Operating Leases			-		-		0%		0%
Business Support Loan/ACL-Corporate			-		-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	27,699,000.00	1,715,000.00	29,414,30,254,000.00	-	29,414,30,254,000.00	-	30,254,000.00	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR ANAMBRA	27,699,000.00	1,715,000.00	29,414,30,254,000.00	0	29,414,30,254,000.00	0	30,254,000.00	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%		0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	27,699,000.00	1,715,000.00	29,414,30,254,000.00	0	29,414,30,254,000.00	0	30,254,000.00	0	0.00%	0	0%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					OYO BRANCH PERFORMANCE
	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE  YEAR TO DATE 2022
	BAL B/F 2023	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2022	PERFORMANCE  YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	29,180,000.00	100,000.00	29,280,380,000.00		29,280,380,000.00		29,380,000.00		0%		0%
Consumer Leases					-		0%		0%
Asset Cash Loan					-		0%		0%
SPBS					-		0%		0%
Sub-Total Port Harcourt	29,180,000.00	100,000.00	29,280,380,000.00	0	29,280,380,000.00	0	29,380,000.00	0	0.00%	0	0%
Corporate Leases					-		0%		0%
Operating Leases					-		0%		0%
Business Support Loan/ACL-Corporate					-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	29,180,000.00	100,000.00	29,280,380,000.00	-	29,280,380,000.00	-	29,380,000.00	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR OYO	29,180,000.00	100,000.00	29,280,380,000.00	0	29,280,380,000.00	0	29,380,000.00	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	29,180,000.00	100,000.00	29,280,380,000.00	0	29,280,380,000.00	0	29,380,000.00	0	0.00%	0	0%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ONDO BRANCH PERFORMANCE
	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE  YEAR TO DATE 2022
	BAL B/F 2023	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2022	PERFORMANCE  YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	7,820,000.00		7,820,000.00		7,820,000.00		0%		0%
Consumer Leases					-		0%		0%
Asset Cash Loan					-		0%		0%
SPBS					-		0%		0%
Sub-Total Port Harcourt	7,820,000.00	0	7,820,000.00	0	7,820,000.00	0	0.00%	0	0%
Corporate Leases					-		0%		0%
Operating Leases					-		0%		0%
Business Support Loan/ACL-Corporate					-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	7,820,000.00	-	7,820,000.00	-	7,820,000.00	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR ONDO	7,820,000.00	0	7,820,000.00	0	7,820,000.00	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	7,820,000.00	0	7,820,000.00	0	7,820,000.00	0	0.00%	0	0%
ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					KANO BRANCH PERFORMANCE
	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE  YEAR TO DATE 2022
	BAL B/F 2023	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE  YEAR TO DATE 2022	PERFORMANCE  YEAR TO DATE 2022	% CHANGE BETWEEN 2022 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2023	2023	2023	2023	2023	2023	2022	2022 vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan	1,100,4,625,000.00	520,500,000.00	1,620,5,125,000.00		1,620,5,125,000.00		0%		0%
Consumer Leases					-		0%		0%
Asset Cash Loan					-		0%		0%
SPBS					-		0%		0%
Sub-Total Port Harcourt	1,100,4,625,000.00	520,500,000.00	1,620,5,125,000.00	0	1,620,5,125,000.00	0	0.00%	0	0%
Corporate Leases					-		0%		0%
Operating Leases					-		0%		0%
Business Support Loan/ACL-Corporate					-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	1,100,4,625,000.00	520,500,000.00	1,620,5,125,000.00	-	1,620,5,125,000.00	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR ONDO	1,100,4,625,000.00	520,500,000.00	1,620,5,125,000.00	0	1,620,5,125,000.00	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	1,100,4,625,000.00	520,500,000.00	1,620,5,125,000.00	0	1,620,5,125,000.00	0	0.00%	0	0%

TREASURY MANAGEMENT REPORT

          

ROSABON FINANCIAL SERVICES	LIABILITY GENERATION REPORT
	WEEK	3741	Ending	16-Sep-14-Oct-23
LAGOS	BAL B/F	INFLOW	OUTFLOW	NET FLOW	CUM BUDGET  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	BUDGET VARIANCE  YEAR TO DATE	% CHANGE BETWEEN 2023 & 2022 (ACTUAL)
		2023	2023	2023	2023	2023	2022	2022
TENOR FUND	-914,553,334.721,245,081,527.97	31,385,24,405,000.00	7,946,165.52	23,438,834.48	615,270,975.64211,175,516.40	-891,114,500.24186,770,516.40	254,793,470.46681,786,756.79	-1,506,385,475.88431,852,044.37	505,247,271.35	-450%2,113,638,801.16	-383%
R-WIN	-3,412,076.83328,933.65	1,054,635,000.00	1,621,762.00653,379.54	-567,762.001,018,379.54	13,522,439.0314,984,324.33	-4,347,313.19	-3,979,838.83840,071.20	-2,564,398.2419,331,637.52	-17,502,277.86	55%13%
REAP PRODUCT	5,537,896.259,993,358.17	511,497,000.00	221,538.08	289,461.92497,000.00	47,328,536.5952,445,135.14	5,827,10,490,358.17	-1,517,184.124,241,826.73	-41,501,178.42954,776.97	-484%347%
RBIP									-
TOTAL	-912,427,515.301,238,417,103.45	32,950,25,537,000.00	9,789,465.60212,828,895.94	23,160,534.40-187,291,895.94	676,121,951.749,216,216.25	-889,266,980.901,425,708,999.39	250,711,888.10497,165,373.42	-1,565,388,932.152,174,925,215.64	-455%387%
ABUJA
TENOR FUND	-25,019,377.69		5,117,123.28	-5,117,123.28	273,453,766.95303,016,336.35	-25,019,377.6930,136,500.97	36,46,930,597.61	-298,473,144.64333,152,837.32	-168%164%
R-WIN	-			-	6,009,972.90659,699.70	-	-77,705.31	-6,009,972.90659,699.70	-1
REAP PRODUCT	-844,839.1,019,879.33			-	21,034,905.1523,308,948.95	-844,839.1,019,879.33	-51,705.1948,294.81	-21,879,744.4824,328,828.28	1534%-2212%
TOTAL	-25,864,217.26,039,257.02	-	-5,117,123.28	-5,117,123.28	300,498,645.332,984,985.00	-25,864,217.0231,156,380.30	36,801,46,901,187.11	-326,362,862.02364,141,365.30	-170%166%
WARRI
TENOR FUND		-	-	-		-		-	0%
R-WIN		-	-	-		-	-	-	0%
REAP PRODUCT		-	-	-		-	-	-	0%
TOTAL		-	-	-	-	-	-	-	0%
TOTAL	-938,291,732.321,264,456,360.47	32,950,25,537,000.00	9,789,465.60217,946,019.22	23,160,534.40-192,409,019.22	976,620,596.1,082,201,201.25	-915,131,197.921,456,865,379.69	287,513,075.21544,066,560.53	-	-418%368%
PORT-HARCOURT
			WEEK 3741
TENOR FUND	400,719,114.25391,501,552.71	60,400,000.50,799,600.00	20,612,114.088,383,073.59	39,787,885.9242,416,526.41	478,544,092.16530,278,588.61	440,507,000.17433,918,079.12	142,341,650.385,180,574.32	-38,037,091.9996,360,509.49	209%8276%
R-WIN	775,000.00			-	10,517,453.0411,654,474.99	775,000.00	49,349,814.68	-9,742,453.0410,879,474.99	1456%122%
REAP PRODUCT	-4,228.891,266,440.11	550,330,000.00		550,50,000.00	36,811,083.55280,000.00	545,771.40,790,660.15	1,546,440.11	1,286,536.442,047,748.49	-36,265,312.4439,244,220.04	-58%24%
	401,489,885.36393,542,992.82	60,950,000.51,129,600.00	20,612,114.088,433,073.59	40,337,885.9242,696,526.41	525,872,628.582,723,723.75	441,827,771.28436,239,519.23	143,678,001.507,578,137.49	-84,044,857.47146,484,204.52	208%5657%
CONSOLIDATED	BAL B/F	INFLOW	OUTFLOW	NET FLOW	CUM BUDGET  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	PERFORMANCE  YEAR TO DATE	BUDGET VARIANCE  YEAR TO DATE	% CHANGE BETWEEN 2023 & 2022 (ACTUAL)
TENOR FUND	-538,853,598.16878,599,352.95	91,785,000.75,204,600.00	28,558,279.60224,675,713.27	63,226,720.40-149,471,113.27	1,367,268,834.515,081,681.75	-475,626,877.761,028,070,466.22	434,065,718.45557,358,443.28	-1,842,895,712.512,543,152,147.97	-210%284%
R-WIN	-2,637,076.83553,933.65	1,054,635,000.00	1,621,762.00653,379.54	-567,762.001,018,379.54	30,049,864.9633,298,499.01	-3,204,838.572,313.19	-3,567,961.83	-2,592,288.8736,870,812.20	-33,254,703.79	24%0%
REAP PRODUCT	4,688,828.0310,239,918.95	1,061,827,000.00	221,538.0850,000.00	839,461.92777,000.00	105,174,525.29116,544,744.24	5,528,289.11,016,918.95	-282,352.872,145,783.43	-99,646,235.34105,527,825.29	-2058%613%
RBIP	-				-	-			0%
	-536,801,846.96870,913,367.65	93,900,000.76,666,600.00	30,401,579.68226,379,092.81	63,498,420.32-149,712,492.81	1,502,493,225.664,924,925.00	-473,303,426.641,020,625,860.46	431,191,076.71551,644,698.02	-1,975,796,651.642,685,550,785.46	-210%285%

MEETING ADJOURNMENT
LindaSophia Ottah-IjekeyeDagi seconded by EzinneMercy UmozurikeUma a djournedadjourned the meeting