Week 17 04-22-2024

MANAGEMENT MEETING
Duration: 8:30 am - 12:43 pm
Venue: Virtual Via Google Meet
Presided by: Faith Ozegbe

ATTENDEES

ABDULLAHI NAJIMUDEEN - Head, Internal Operations
ADETAYO OLUKOGA -  Asset Creation
AJA IJI - Branch Head, Abuja
AJIBOLA ABDILFATAI     - Portfolio Risk Officer
ANTHONIA OGBU - Head, Underwriting
CHIMA AGU - Ag. Head, Client Experience Management
CHINEDU UGWU - Legal
CHUKWUMA OCHONOGOR - Managing Director
EDNA EJIMAKOR     - Branch Head Port Harcourt
EMMANUEL ONAKOYA - Head, CRM
GBENGA AJAYI - Lead, Wealth Management
GODFREY EGBUOKPORO - Ag. Head, Communications
FAITH OZEGBE -  Acting Secretary
ITIEKHAO IKPEMINOGENA -  General Manager
LINDA OTTAH-IJEKEYE -  Brokers Admin
LOLO YOUNG-HARRY   - Sales
KEJI NWANNE - Sales
OLUWADAMILARE OLAYINKA    - Head, Transformation
OLUWAFEMI SIYANBOLA - Sales
OLUWOLE EWEJOBI -  Head, Information Technology
OLUWATONI LAWAL    - Head, Telesales
OMOWALE BELLO -  Cooperate Lease
OWOICHO AGADA - Ag. Head, Human Resources
SAMUEL OTTAH - Product Development
SOPHIA DAGI -  Ag Head, Client Experience Management
STANLEY MAFUVWE - Lead, Asset Remedial Management
TAWAKALITU OJESOLA    - Internal Operations

Sophia Dagi said the opening prayer

ORDER OF PRESENTATION
Account, Client Experience Management, Telesales, Asset Creation, Brokers, Corporate Lease, Wealth Management, Credit Risk Management, Product Development, Business Operations and Legal

ACTIVITY REPORT (15th – 19th April, 2024)

Accounts Team Report
The report shows the activity for the period under review.

Client Experience Management Team Report
For the period in review, 264 conversations were recorded: 87.50% from Lagos, 4.92% from Port Harcourt, and 7.58% from Abuja.. The complaint breakdown: Wrong debit @42.86%, CRC issues @23.81%, Disbursement @33.33%, Consumer Petition @4.54%. All complaints received will be taken up with concerned stakeholders.
Ikpeminogena Itiekhao asked that complaint breakdown be shown across 6 weeks, for subsequent report to track the complaints and work towards solutions.

Tele-sales Team Report
The total amount consummated by the team for the week in review is 5.6M at 5 counts (20% of the target) with the core telesales and customer retention team consummating 5.3M (54% of the week’s target) at 4 counts and 300K (2% of the week’s target) at 1 counts respectively.
Chukwuma Ochonogor expressed his displeasure in the current turnout by the team and asked that they step up.

Asset Creation report
For the period in review, Transactions disbursed are 52.2M.
Chukwuma Ochonogor expressed his displeasure in the current turnout by the team and asked that they work on being more productive.

Brokers Admin Team Report
The week in review shows liability generation is 20.24% (3M) of the budget. Risk Asset Transaction Disbursed for the week Nil, Fresh Fund (RTN) for the Week 2.8M, Reap Fund for the week 50K, Rollover for the week 1.0M, Liquidation for the week Nil. The report also captured Pending RTN transactions.
Chukwuma Ochonogor reiterated his instruction from last week as regards the slide showing the manpower ~~report~~report.

Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).

~~PortHarcourt~~Chukwuma ~~Team Report~~Ochonogor
~~Captures~~ asked the ~~activities~~team ~~for~~to ~~the~~add ~~period~~to intheir ~~review~~

report

~~Abuja~~details ~~Team~~on ~~Report~~
~~Captures~~fleet ~~the~~size ~~activities~~and ~~for~~take ~~the~~out ~~period~~SME inFinance ~~review~~lease

Wealth Management Team Report
For the week in review, the Executive summary shows the Liquidity Requirement status as BAD (~~35%~~49%). Week 1316 experienced a net positive change in cash flow from ~~49M~~27M ~~positive~~negative in week 1215 to ~~167~~32M positive. Wealth Management reported a positive ~~167M~~32M total NetFlow, with ~~254~~346 million inflows and 87314 million outflows.

Chuwkwuma Ochonogor asked that the % YTD achievement be added to the graph with graphs and also the manpower report should be improved on.

Credit Risk Management Report
The report shows Core underwriters approved 80126 transactions and pushed back 3861 transactions. The senior underwriters approved 5278 transactions and pushed back ~~21.~~25. In the recovery space, ~~the total recovery is 25.1M (65%)~~ broken down as PDO is ~~19.9M at 83 counts~~17.5M (~~56%~~33.6% of the target). Extended interest recovery as ~~19M~~1.2M at 3315 counts (~~37%~~23.95% of the target), Provisioned Accounts recovery as ~~3.1M~~7.5M at 4127 counts (~~48%~~109.5% of the target).
Chuwkwuma Ochonogor asked that report be properly structured.

~~Transformation~~Product Team Report
Captures ongoing and completed projects.

Business Development Team Report
Captures ongoing and completed projects.
Chukwuma Ochonogor mentioned the report is too long, the team should priortize on tasks to be reported, these tasks should be one that moves business models forward

Legal Team Report
The report captures the litigation and other tasks for the week in review

~~Human Resource Team Report~~
The report shows the activities carried out by the HR Admin, Learning and Development, People and Culture, and HRBP. It also shows completed and ongoing projects for the next month. A total of 97 staff were hired.

~~Information & Technology Team Report~~
~~Captures ongoing and completed projects.~~

RISK ASSET GENERATION REPORT

ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					LAGOS BRANCH PERFORMANCE
	WEEK	13		Ending				29-Mar-24
	BAL B/F	WEEK 13	ACTUAL PERFORMANCE	ACTUAL	NET PERFORMANCE	CUMULATIVE 2024 BUDGET	BUDGET VARIANCE YEAR TO DATE	PERFORMANCE YEAR TO DATE	% CHANGE BETWEEN 2024 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan	267,649,500.00	33,400,000.00	301,049,500.00	-	301,049,500.00	1,146,831,797.55	-74%	578,530,487.84	-48%
Consumer Leases			-		-	4,911,599.97	-100%	4,533,941.97	-100%
Asset Cash Loan			-		-				0%
SPBS			-		-				0%
Sub-Total	267,649,500.00	33,400,000.00	301,049,500.00	-	301,049,500.00	1,151,743,397.52	-73.86%	583,064,429.81	-48%
Corporate Leases			-		-	8,743,413.14	0%		-100%
Operating Leases	-		-		-	248,753,939.22	0%		-100%
Business Support Loan/ACL-Corporate	-		-		-	2,555,535.85	0%	10000000	-100%
Sub-Total	-	-	-	-	-	260,052,888.21	-100.00%	10,000,000.00	-100%

B2C - Products	267,649,500.00	33,400,000.00	301,049,500.00	-	301,049,500.00	1,151,743,397.52	-74%	583,064,429.81	-48%
B2B - Products	-	-	-	-	-	260,052,888.21	-100%	10,000,000.00	-100%
TOTAL FOR LAGOS	267,649,500.00	33,400,000.00	301,049,500.00	-	301,049,500.00	1,411,796,285.73	-78.68%	593,064,429.81	-49%

Cash Backed loan / Credit Card	10,000,000.00	9,000,000.00	19,000,000.00		19,000,000.00	76,755,482.30	-75%	1,000,000.00	1800%

Total Risk Assets & Cash-Backed Loan	277,649,500.00	42,400,000.00	320,049,500.00	-	320,049,500.00	1,488,551,768.03	-78.50%	594,064,429.81	-46%

ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ABUJA BRANCH PERFORMANCE
	WEEK	13		Ending				29-Mar-24
	BAL B/F	WEEK 13	ACTUAL PERFORMANCE	ACTUAL	NET PERFORMANCE	CUMULATIVE 2024 BUDGET	BUDGET VARIANCE YEAR TO DATE	PERFORMANCE YEAR TO DATE	% CHANGE BETWEEN 2024 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan	57,785,000.00	7,500,000.00	65,285,000.00	-	65,285,000.00	831,453,053.22	-92%	178,724,297.00	-63%
Consumer Leases			-		-	1,786,036.35	-100%	-	0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Abuja	57,785,000.00	7,500,000.00	65,285,000.00	-	65,285,000.00	833,239,089.57	-92%	178,724,297.00	-63%
Corporate Lease			-		-	1,249,059.02	-100%		0%
Operating Leases			-		-	38,695,057.21	-100%		0%
Business Support Loan/ACL-Corporate			-		-	1,405,544.72	-100%		0%
Sub-Total B 2 B Leases	-	-	-	-	-	41,349,660.95	-100%	-	0%
					-
B2C - Products	57,785,000.00	7,500,000.00	65,285,000.00	-	65,285,000.00	833,239,089.57	-92%	178,724,297.00	-63%
B2B - Products	-	-	-	-	-	41,349,660.95	-100%	-	0%
TOTAL FOR ABUJA	57,785,000.00	7,500,000.00	65,285,000.00	-	65,285,000.00	874,588,750.52	-93%	178,724,297.00	-63%

Cash Backed loan / Credit Card			-		-	7,675,548.23	-100%		0%

Total Risk Assets & Cash-Backed Loan	57,785,000.00	7,500,000.00	65,285,000.00	-	65,285,000.00	882,264,298.75	-93%	178,724,297.00	-63%

ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					PORT-HARCOURT BRANCH PERFORMANCE
	WEEK	13		Ending				29-Mar-24
	BAL B/F	WEEK 13	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2024	NET PERFORMANCE 2023	CUMULATIVE 2024 BUDGET	BUDGET VARIANCE YEAR TO DATE 2024	PERFORMANCE YEAR TO DATE 2023	% CHANGE BETWEEN 2024 & 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan	81,293,493.34	10,100,000.00	91,393,493.34	-	91,393,493.34	888,794,643.10	-90%	162,601,510.41	-44%
Consumer Leases	159,300.00		159,300.00		159,300.00	2,232,545.44	-93%		0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Port Harcourt	81,452,793.34	10,100,000.00	91,552,793.34	0	91,552,793.34	891,027,188.54	-89.73%	162,601,510.41	-44%
Corporate Leases			-		-	2,498,118.04	-100%		0%
Operating Leases			-		-	265,337,535.17	-100%	336,000,250.00	-100%
Business Support Loan/ACL-Corporate			-		-	2,427,759.06	-100%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	270,263,412.27	-100.00%	336,000,250.00	-100%
							-		0%
B2C - Products	81,452,793.34	10,100,000.00	91,552,793.34	-	91,552,793.34	891,027,188.54	-90%	162,601,510.41	-44%
B2B - Products	-	-	-	-	-	270,263,412.27	-100%	336,000,250.00	-100%
TOTAL FOR PORT HARCOURT	81,452,793.34	10,100,000.00	91,552,793.34	0	91,552,793.34	1,161,290,600.81	-92.12%	498,601,760.41	-82%
							0%		0%
Cash Backed loan / Credit Card	-		-		-	25,219,658.47	-100%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	81,452,793.34	10,100,000.00	91,552,793.34	0	91,552,793.34	1,186,510,259.28	-92.28%	498,601,760.41	-82%


ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ANAMBRA BRANCH PERFORMANCE
	WEEK	WEEK 13		Ending				PERFORMANCE YEAR TO DATE 2023
	BAL B/F	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE YEAR TO DATE 2024	PERFORMANCE YEAR TO DATE 2023	% CHANGE BETWEEN 2024 Vs 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan	5,302,000.00	2,475,000.00	7,777,000.00		7,777,000.00		0%	1,709,000.00	355%
Consumer Leases			-		-		0%		0%
Asset Cash Loan			-		-		0%		0%
SPBS			-		-		0%		0%
Sub-Total Port Harcourt	5,302,000.00	2,475,000.00	7,777,000.00	0	7,777,000.00	0	0.00%	1,709,000.00	355%
Corporate Leases			-		-		0%		0%
Operating Leases			-		-		0%		0%
Business Support Loan/ACL-Corporate			-		-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	5,302,000.00	2,475,000.00	7,777,000.00	-	7,777,000.00	-	0%	1,709,000.00	355%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR ANAMBRA	5,302,000.00	2,475,000.00	7,777,000.00	0	7,777,000.00	0	0.00%	1,709,000.00	355%
							0%		0%
Cash Backed loan / Credit Card							0%		0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	5,302,000.00	2,475,000.00	7,777,000.00	0	7,777,000.00	0	0.00%	1,709,000.00	355%


ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					OYO BRANCH PERFORMANCE
	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE YEAR TO DATE 2023
	BAL B/F	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2022	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE YEAR TO DATE 2024	PERFORMANCE YEAR TO DATE 2023	% CHANGE BETWEEN 2024 Vs 2023
		ACTUAL PERFOMANCE	YEAR TO DATE	PRE-LIQUIDATED LOANS	YEAR TO DATE
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan	5,920,000.00	1,250,000.00	7,170,000.00		7,170,000.00		0%	1,820,000.00	294%
Consumer Leases					-		0%		0%
Asset Cash Loan					-		0%		0%
SPBS					-		0%		0%
Sub-Total Port Harcourt	5,920,000.00	1,250,000.00	7,170,000.00	0	7,170,000.00	0	0.00%	1,820,000.00	294%
Corporate Leases					-		0%		0%
Operating Leases					-		0%		0%
Business Support Loan/ACL-Corporate					-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	5,920,000.00	1,250,000.00	7,170,000.00	-	7,170,000.00	-	0%	1,820,000.00	294%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR OYO	5,920,000.00	1,250,000.00	7,170,000.00	0	7,170,000.00	0	0.00%	1,820,000.00	294%
							0%		0%
Cash Backed loan / Credit Card							0%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	5,920,000.00	1,250,000.00	7,170,000.00	0	7,170,000.00	0	0.00%	1,820,000.00	294%


ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					ONDO BRANCH PERFORMANCE
	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE YEAR TO DATE 2023
	BAL B/F	ACTUAL PERFOMANCE	PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2024	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE YEAR TO DATE 2024	PERFORMANCE YEAR TO DATE 2023	% CHANGE BETWEEN 2024 Vs 2023
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan			-		-		0%		0%
Consumer Leases					-		0%		0%
Asset Cash Loan					-		0%		0%
SPBS					-		0%		0%
Sub-Total Port Harcourt	0	0	0	0	0	0	0.00%	0	0%
Corporate Leases					-		0%		0%
Operating Leases					-		0%		0%
Business Support Loan/ACL-Corporate					-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	-	-	-	-	-	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR ONDO	0	0	0	0	0	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	0	0	0	0	0	0	0.00%	0	0%


ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT					KANO BRANCH PERFORMANCE
	WEEK	ACTUAL PERFOMANCE		Ending				PERFORMANCE YEAR TO DATE 2023
	BAL B/F		PERFORMANCE YEAR TO DATE 2023	PRE-LIQUIDATED LOANS 2024	NET PERFORMANCE 2023	CUMULATIVE 2022 BUDGET	BUDGET VARIANCE YEAR TO DATE 2024	PERFORMANCE YEAR TO DATE 2023	% CHANGE BETWEEN 2024 Vs 2023
		2024	2024	2024	2024	2024	2024	2023	2024 Vs 2023
PRODUCTS
Personal Loan / Public Sector Employee Loan / Group Loan	9,700,000.00	1,665,000.00	11,365,000.00		11,365,000.00		0%		0%
Consumer Leases					-		0%		0%
Asset Cash Loan					-		0%		0%
SPBS					-		0%		0%
Sub-Total Port Harcourt	9,700,000.00	1,665,000.00	11,365,000.00	0	11,365,000.00	0	0.00%	0	0%
Corporate Leases					-		0%		0%
Operating Leases					-		0%		0%
Business Support Loan/ACL-Corporate					-		0%		0%
Sub-Total B 2 B Leases	0	0	0	0	0	0	0.00%	0	0%
							-		0%
B2C - Products	9,700,000.00	1,665,000.00	11,365,000.00	-	11,365,000.00	-	0%	-	0%
B2B - Products	-	-	-	-	-	-	0%	-	0%
TOTAL FOR ONDO	9,700,000.00	1,665,000.00	11,365,000.00	0	11,365,000.00	0	0.00%	0	0%
							0%		0%
Cash Backed loan / Credit Card							0%	0	0%
							0%		0%
Total Risk Assets & Cash-Backed Loan	9,700,000.00	1,665,000.00	11,365,000.00	0	11,365,000.00	0	0.00%	0	0%

TREASURY MANAGEMENT REPORT

ROSABON FINANCIAL SERVICES

LIABILITY GENERATION REPORT

WEEK

1316

Ending

~~29-Mar-~~20-Apr-24

LAGOS

BAL B/F

INFLOW

OUTFLOW

NET FLOW

CUM BUDGET
YEAR TO DATE

PERFORMANCE
YEAR TO DATE

BUDGET VARIANCE
YEAR TO DATE

% CHANGE BETWEEN 2024 & 2023 (ACTUAL)

2024

2023

2024

TENOR FUND

~~459,413,344.03~~410,280,382.87

~~19,247,~~294,850,000.00

~~73,343,089.58~~15,609,650.21

279,240,349.79

1,079,936,579.88

689,520,732.66

26,592,349.32

-~~54,096,089.58~~390,415,847.22

~~877,448,471.15~~

~~405,317,254.45~~

~~-120,446,410.53~~

~~-472,131,216.70~~

~~-437%~~2493%

R-WIN

-~~5,633,150.63~~9,803,480.04

~~980,~~400,000.00

1,~~708,840.08~~045,575.92

-~~728,840.08~~645,575.92

~~18,669,116.41~~22,977,374.04

-~~6,361,990.71~~10,449,055.96

-~~9,841,289.37~~11,348,524.81

-~~25,031,107.12~~33,426,430.00

-~~35%~~8%

REAP PRODUCT

~~3,983,061.23~~5,889,137.85

~~2,095,~~290,000.00

~~2,117,923.38~~835,310.11

-~~22,923.38~~545,310.11

~~37,338,232.82~~45,954,748.08

~~3,960,137.85~~5,343,827.74

-~~5,258,571.81~~2,545,522.96

-~~33,378,094.97~~40,610,920.34

-~~175%~~310%

RBIP

TOTAL

~~457,763,254.63~~406,366,040.68

~~22,322,~~295,540,000.00

~~77,169,853.04~~17,490,536.24

278,049,463.76

1,148,868,702.00

684,415,504.44

12,698,301.55

-~~54,847,853.04~~464,453,197.56

~~933,455,820.38~~

~~402,915,401.59~~

~~-135,546,271.71~~

~~-530,540,418.79~~

~~-397%~~5290%

ABUJA

TENOR FUND

~~76,959,096.72~~78,716,116.57

1,026,630.14

-1,026,630.14

~~488,117,030.31~~600,759,421.92

~~76,959,096.72~~

~~6,934,089.38~~77,689,486.43

-~~411,157,933.59~~16,896,586.01

~~1010%~~-523,069,935.49

-560%

R-WIN

~~10,385,468.73~~12,782,115.36

-~~10,385,468.73~~12,782,115.36

REAP PRODUCT

-~~1,941,250.20~~2,043,247.61

~~20,770,937.46~~25,564,230.72

-~~1,941,250.20~~2,043,247.61

-~~581,123.06~~351,683.61

-~~22,712,187.66~~27,607,478.33

~~234%~~481%

TOTAL

~~75,017,846.52~~76,672,868.96

-1,026,630.14

~~519,273,436.50~~639,105,768.00

75,~~017,846.52~~

~~6,352,966.32~~646,238.82

-~~444,255,589.98~~17,248,269.62

~~1081%~~-563,459,529.18

-539%

WARRI

TENOR FUND

R-WIN

REAP PRODUCT

TOTAL

~~532,781,101.15~~483,038,909.64

~~22,322,~~295,540,000.00

~~77,169,853.04~~18,517,166.38

277,022,833.62

1,787,974,470.00

760,061,743.26

-~~54,847,853.04~~

~~1,452,729,256.88~~

~~477,933,248.11~~

~~-129,193,305.39~~4,549,968.07

-~~470%~~16805%

PORT-HARCOURT

WEEK 1316

TENOR FUND

~~308,257,913.78~~25,675,592.68

42,516,043.73

~~21,368,095.03~~37,341,431.51

5,174,612.22

703,269,958.20

30,850,204.90

407,644,536.06

-~~21,368,095.03~~

~~571,406,841.04~~

~~286,889,818.75~~

~~337,175,440.82~~672,419,753.30

-~~284,517,022.29~~

~~-15%~~92%

R-WIN

-1,903,457.29

~~12,157,592.36~~14,963,190.60

-1,903,457.29

280,000.00

-~~14,061,049.65~~16,866,647.89

-780%

REAP PRODUCT

~~-557,391.37~~

~~900,000.00~~962,608.63

~~900,000.00~~

~~24,315,184.73~~-

~~342,~~29,926,381.20

962,608.63

~~921,840.29~~788,705.27

-~~23,972,576.10~~28,963,772.57

~~-63%~~22%

~~305,797,065.12~~24,734,744.02

~~900,000.~~42,516,043.73

37,341,431.51

5,174,612.22

748,159,530.00

~~21,368,095.03~~29,909,356.24

408,713,241.33

-~~20,468,095.03~~

~~607,879,618.13~~

~~285,328,970.09~~

~~338,377,281.11~~718,250,173.76

-~~322,550,648.04~~

~~-16%~~93%

CONSOLIDATED

BAL B/F

INFLOW

OUTFLOW

NET FLOW

CUM BUDGET
YEAR TO DATE

PERFORMANCE
YEAR TO DATE

BUDGET VARIANCE
YEAR TO DATE

% CHANGE BETWEEN 2023 & 2022 (ACTUAL)

TENOR FUND

~~844,630,354.53~~514,672,092.12

~~19,247,000.~~337,366,043.73

53,977,711.86

283,388,331.87

2,383,965,960.00

~~94,711,184.61~~798,060,423.99

~~-75,464,184.61~~

~~1,936,972,342.50~~

~~769,166,169.92~~

~~223,663,119.67~~417,340,299.37

-1,~~167,806,172.58~~585,905,536.01

~~244%~~91%

R-WIN

-~~7,536,607.92~~11,706,937.33

~~980,~~400,000.00

1,~~708,840.08~~045,575.92

-~~728,840.08~~645,575.92

~~41,212,177.50~~

~~-8,265,448.~~50,722,680.00

-~~9,561,289.37~~12,352,513.25

-~~49,477,625.50~~11,068,524.81

-~~14%~~63,075,193.25

12%

REAP PRODUCT

~~1,484,419.66~~4,808,498.87

~~2,995,~~290,000.00

~~2,117,923.38~~835,310.11

~~877,076.62~~-545,310.11

~~82,424,355.~~101,445,360.00

~~2,361,496.28~~4,263,188.76

-~~4,917,854.58~~2,108,501.30

-~~80,062,858.72~~97,182,171.24

-~~148%~~302%

RBIP

~~838,578,166.27~~507,773,653.66

~~23,222,~~338,056,043.73

55,858,597.89

282,197,445.84

2,536,134,000.00

~~98,537,948.07~~789,971,099.50

~~-75,315,948.07~~

~~2,060,608,875.00~~

~~763,262,218.20~~

~~209,183,975.72~~404,163,273.26

-1,~~297,346,656.80~~746,162,900.50

~~265%~~95%