Week 01 01-02-2024
MANAGEMENT MEETING
Duration: 8:30am - 10:30am
Venue: Virtual Via Google Meet
Presided by: Faith Ozegbe
ATTENDEES
ADETAYO OLUKOGA - Asset Creation
AJIBOLA ABDILFATAI - Portfolio Risk Officer
AMOTO SERIKI - Internal Operations
ANTHONIA OGBU - Lead, Underwriting
BLESSING YAHAYA - Ag Head, Wealth Management
CHIMA ANNOYE - Head, Business Operations
EMMANUEL ONAKOYA - Head, CRM
GODFREY EGBUOKPORO - Ag. Head, Communications
FAITH OZEGBE - Acting Secretary
ISMAIL BALOGUN - Accounts
LINDA OTTAH-IJEKEYE - Brokers Admin
OLUSEGUN AKEJU - Portfolio Risk Analyst
OLUWADAMILARE OLAYINKA - Head, Transformation
OLUWAFISAYO OMOPARIOLA - Sales Operations & Strategy
OLUWASEGUN BOLAWOLE - Head, Strategic Partnership
OLUWOLE EWEJOBI - Head, Information Technology
OMOWALE BELLO - Cooperate Lease
SAMUEL OTTAH - Product Development
SOPHIA DAGI - Ag Head, Client Experience Management
STANLEY MAFUVWE - Lead, Asset Remedial Management
Sophia Dagi said the opening prayer
MINUTE ADOPTION
Linda Ottah-Ijekeye seconded by Faith Ozegbe
ORDER OF PRESENTATION
Client experience, Sales Operations, Telesales, Asset Creation, Corporate Lease, Port Harcourt, Wealth Management, Credit Risk Management, Product Development, Business Operations, Transformation, Legal, Software, and Information Technology.
ACTIVITY REPORT (18th – 22nd December, 2023)
Client Experience Management Team Report
For the period in review, 270 inquiries were recorded. 52.22% from Lagos, 21.11% from Abuja, and 26.67% from Port Harcourt. The complaint breakdown: Wrong debit @ 82.61%, CRC issues @31.47%, Disbursement @ 0%, Consumer Petition @14.96%. All complaints received will be taken up with concerned stakeholders.
Sales Operations and Strategy Team Report
RISK ASSET
Overall Sales – 12.32M
Corporate Mini Vehicle Plus Performing the highest
Team Performance: Telesales: 0%, Sales: 100%
Product Type Performance: Personal Loan - 3.32M (26.92%), Asset Cash Loan B2B 9M(73.08%)
Unit Location Performance: Lagos- 12.1M, Anambra– 0.1M, Abuja - 0.1M
Tele-sales Team Report
The total amount consummated by the team for the week in review is 0M (0% of the week’s target) at 0 counts with core tele sales and tele sales-cold call team consummating 0K (0% of the week’s target) at 0 counts and 0M (0% of the week’s target) at 0 counts respectively.
Asset Creation report
For the period in review, Transactions disbursed are 12.3M. Others are at various transaction stages.
Brokers Admin Team Report
The week in review shows liability generation is 0.78% (150k) of the budget. Risk Asset Transaction Disbursed for the week Nil, Fresh Fund (RTN) for the Week Nil, Reap Fund for the week 150K, Rollover for the week Nil, Liquidation for the week Nil. The report also captured Pending RTN transactions.
Strategic Partnership Team Report
For the period in review, the total sales achieved is 3M (27% Of the budget). The report also captures the activities, visits, and pending partnerships in the public and private sectors.
Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).
Abuja Team Report
Captures the activities for the period in review.
Wealth Management Team Report
For the week in review Executive summary shows the Liquidity Requirement status as FAIR (50). Week 52 experienced a net negative change in cash flow from 53M positive in week 51 to 22M negative. Treasury reported a negative 22M total NetFlow, with 50 million inflows and 72 million outflows.
Credit Risk Management Report
The report shows Core underwriters approved 2 transactions and pushed back 1 transaction. The senior underwriters approved 2 transactions and pushed back. In the recovery space, the recovery is broken down as PDO is 5.5M at 55 counts (13% of the target). Extended interest recovery as 150K at 3 counts (4% of the target), Provisioned Accounts recovery as 959.2K at 19 counts (24% of the target).
Product Development Team Report
Captures ongoing, pending, and completed projects.
Business Operation Team Report
Captures ongoing, pending, and completed projects.
Transformation Team Report
Captures ongoing and completed projects.
Legal Team Report
The report captures the litigation and other tasks for the week in review
Human Resource Team Report
The report shows the activities carried out by the HR Admin, Learning and Development, People and Culture, and HRBP. It also shows completed and ongoing projects for the next month. A total of 31 staff were hired.
Information & Technology Team Report
Captures ongoing and completed projects.
RISK ASSET GENERATION REPORT
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | LAGOS BRANCH PERFORMANCE | ||||||||
| WEEK | 52 | Ending | 30-Dec-23 | ||||||
| BAL B/F | WEEK 52 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2023 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 1,459,569,016.84 | 3,095,000.00 | 1,462,664,016.84 | 122,238,527.48 | 1,340,425,489.36 | 4,578,432,152.15 | -71% | 1,975,433,164.88 | -26% |
| Consumer Leases | 4,533,941.97 | 4,533,941.97 | 4,533,941.97 | 96,743,635.82 | -95% | 13,972,543.15 | -68% | ||
| Asset Cash Loan | - | - | 0% | ||||||
| SPBS | 31,408,900.00 | 31,408,900.00 | 31,408,900.00 | 5,000,000.00 | 528% | ||||
| Sub-Total | 1,464,102,958.81 | 3,095,000.00 | 1,498,606,858.81 | 122,238,527.48 | 1,376,368,331.33 | 4,675,175,787.97 | -70.56% | 1,994,405,708.03 | -25% |
| Corporate Leases | - | - | 13,382,775.22 | -100% | 0% | ||||
| Operating Leases | 55,000,000.00 | 55,000,000.00 | 55,000,000.00 | 976,800,961.22 | -94% | 157,231,250.00 | -65% | ||
| Business Support Loan/ACL-Corporate | 20,000,000.00 | 9,000,000.00 | 29,000,000.00 | 29,000,000.00 | 15,758,858.59 | 84% | 28,000,000.00 | 4% | |
| Sub-Total | 75,000,000.00 | 9,000,000.00 | 84,000,000.00 | - | 84,000,000.00 | 1,005,942,595.03 | -91.65% | 185,231,250.00 | -55% |
| B2C - Products | 1,464,102,958.81 | 3,095,000.00 | 1,467,197,958.81 | 122,238,527.48 | 1,376,368,331.33 | 4,675,175,787.97 | -71% | 1,994,405,708.03 | -26% |
| B2B - Products | 75,000,000.00 | 9,000,000.00 | 84,000,000.00 | - | 84,000,000.00 | 1,005,942,595.03 | -92% | 185,231,250.00 | -55% |
| TOTAL FOR LAGOS | 1,539,102,958.81 | 12,095,000.00 | 1,551,197,958.81 | 122,238,527.48 | 1,460,368,331.33 | 5,681,118,383.00 | -74.29% | 2,179,636,958.03 | -29% |
| Cash Backed loan / Credit Card | 36,600,000.00 | 36,600,000.00 | 36,600,000.00 | 134,017,508.78 | -73% | 123,946,044.97 | -70% | ||
| Total Risk Assets & Cash-Backed Loan | 1,575,702,958.81 | 12,095,000.00 | 1,587,797,958.81 | 122,238,527.48 | 1,496,968,331.33 | 5,815,135,891.78 | -74.26% | 2,303,583,003.00 | -31% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ABUJA BRANCH PERFORMANCE | ||||||||
| WEEK | 52 | Ending | 30-Dec-23 | ||||||
| BAL B/F | WEEK 52 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2023 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2023 vs 2022 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 376,733,067.86 | 100,000.00 | 376,833,067.86 | 15,481,284.60 | 361,351,783.26 | 2,543,573,417.86 | -86% | 779,182,499.97 | -52% |
| Consumer Leases | - | - | 53,746,464.35 | -100% | - | 0% | |||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Abuja | 376,733,067.86 | 100,000.00 | 376,833,067.86 | 15,481,284.60 | 361,351,783.26 | 2,597,319,882.21 | -86% | 779,182,499.97 | -52% |
| Corporate Lease | - | - | 7,434,875.12 | -100% | 0% | ||||
| Operating Leases | - | - | 542,667,200.68 | -100% | 0% | ||||
| Business Support Loan/ACL-Corporate | - | - | 8,754,921.44 | -100% | 0% | ||||
| Sub-Total B 2 B Leases | - | - | - | - | - | 558,856,997.24 | -100% | - | 0% |
| - | |||||||||
| B2C - Products | 376,733,067.86 | 100,000.00 | 376,833,067.86 | 15,481,284.60 | 361,351,783.26 | 2,597,319,882.21 | -86% | 779,182,499.97 | -52% |
| B2B - Products | - | - | - | - | - | 558,856,997.24 | -100% | - | 0% |
| TOTAL FOR ABUJA | 376,733,067.86 | 100,000.00 | 376,833,067.86 | 15,481,284.60 | 361,351,783.26 | 3,156,176,879.45 | -89% | 779,182,499.97 | -52% |
| Cash Backed loan / Credit Card | - | - | 74,454,171.54 | -100% | 0% | ||||
| Total Risk Assets & Cash-Backed Loan | 376,733,067.86 | 100,000.00 | 376,833,067.86 | 15,481,284.60 | 361,351,783.26 | 3,230,631,050.99 | -89% | 779,182,499.97 | -52% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | PORT-HARCOURT BRANCH PERFORMANCE | ||||||||
| WEEK | 52 | Ending | 30-Dec-23 | ||||||
| BAL B/F 2023 | WEEK 52 | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2023 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 415,421,596.08 | 415,421,596.08 | 37,326,394.74 | 378,095,201.34 | 3,052,288,101.44 | -88% | 868,550,800.00 | -52% | |
| Consumer Leases | - | - | 64,495,757.21 | -100% | 0% | ||||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | 7,150,000.00 | 7,150,000.00 | 7,150,000.00 | 0% | 0% | ||||
| Sub-Total Port Harcourt | 422,571,596.08 | 0 | 422,571,596.08 | 37,326,394.74 | 385,245,201.34 | 3,116,783,858.65 | -87.64% | 868,550,800.00 | -51% |
| Corporate Leases | - | - | 8,921,850.14 | -100% | 0% | ||||
| Operating Leases | 336,000,250.00 | 336,000,250.00 | 336,000,250.00 | 651,200,640.81 | -48% | 0% | |||
| Business Support Loan/ACL-Corporate | 15,400,000.00 | 15,400,000.00 | 15,400,000.00 | 10,505,905.72 | 47% | 0% | |||
| Sub-Total B 2 B Leases | 351,400,250.00 | 0 | 351,400,250.00 | 0 | 351,400,250.00 | 670,628,396.67 | -47.60% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 422,571,596.08 | - | 422,571,596.08 | 37,326,394.74 | 385,245,201.34 | 3,116,783,858.65 | -88% | 868,550,800.00 | -51% |
| B2B - Products | 351,400,250.00 | - | 351,400,250.00 | - | 351,400,250.00 | 670,628,396.67 | -48% | - | 0% |
| TOTAL FOR PORT HARCOURT | 773,971,846.08 | 0 | 773,971,846.08 | 37,326,394.74 | 736,645,451.34 | 3,787,412,255.32 | -80.55% | 868,550,800.00 | -11% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 550,000.00 | 550,000.00 | 550,000.00 | 89,345,005.85 | -99% | 0 | 0% | ||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 774,521,846.08 | 0 | 774,521,846.08 | 37,326,394.74 | 737,195,451.34 | 3,876,757,261.17 | -80.98% | 868,550,800.00 | -11% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ANAMBRA BRANCH PERFORMANCE | ||||||||
| WEEK | WEEK 52 | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 33,799,000.00 | 120,000.00 | 33,919,000.00 | 33,919,000.00 | 0% | 0% | |||
| Consumer Leases | - | - | 0% | 0% | |||||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Port Harcourt | 33,799,000.00 | 120,000.00 | 33,919,000.00 | 0 | 33,919,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | - | 0% | 0% | |||||
| Operating Leases | - | - | 0% | 0% | |||||
| Business Support Loan/ACL-Corporate | - | - | 0% | 0% | |||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 33,799,000.00 | 120,000.00 | 33,919,000.00 | - | 33,919,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ANAMBRA | 33,799,000.00 | 120,000.00 | 33,919,000.00 | 0 | 33,919,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0% | |||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 33,799,000.00 | 120,000.00 | 33,919,000.00 | 0 | 33,919,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | OYO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 30,825,000.00 | 30,825,000.00 | 30,825,000.00 | 0% | 0% | ||||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 30,825,000.00 | - | 30,825,000.00 | - | 30,825,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR OYO | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ONDO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 8,120,000.00 | 8,120,000.00 | 8,120,000.00 | 0% | 0% | ||||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 8,120,000.00 | - | 8,120,000.00 | - | 8,120,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | KANO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 5,450,000.00 | 5,450,000.00 | 5,450,000.00 | 0% | 0% | ||||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 5,450,000.00 | 0 | 5,450,000.00 | 0 | 5,450,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 5,450,000.00 | - | 5,450,000.00 | - | 5,450,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 5,450,000.00 | 0 | 5,450,000.00 | 0 | 5,450,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 5,450,000.00 | 0 | 5,450,000.00 | 0 | 5,450,000.00 | 0 | 0.00% | 0 | 0% |
TREASURY MANAGEMENT REPORT
| ROSABON FINANCIAL SERVICES | LIABILITY GENERATION REPORT | ||||||||
| WEEK | 52 | Ending | 30-Dec-23 | ||||||
| LAGOS | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2023 & 2022 (ACTUAL) |
| 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 | |||
| TENOR FUND | -1,165,731,613.87 | 40,055,000.00 | 42,765,431.88 | -2,710,431.88 | 864,705,154.95 | -1,168,442,045.75 | 307,440,686.15 | -2,033,147,200.70 | -480% |
| R-WIN | -8,066,562.57 | 820,000.00 | 490,000.00 | 330,000.00 | 19,004,508.90 | -7,736,562.57 | 15,258,376.04 | -26,741,071.47 | -151% |
| REAP PRODUCT | 16,307,482.00 | 2,610,000.00 | 40,939.78 | 2,569,060.22 | 66,515,781.15 | 18,876,542.22 | 336,783.31 | -47,639,238.93 | 5505% |
| RBIP | - | ||||||||
| TOTAL | -1,157,490,694.44 | 43,485,000.00 | 43,296,371.66 | 188,628.34 | 950,225,445.00 | -1,157,302,066.10 | 323,035,845.50 | -2,107,527,511.10 | -458% |
| ABUJA | |||||||||
| TENOR FUND | -15,434,391.89 | - | 384,313,402.20 | -15,434,391.89 | 40,189,919.83 | -399,747,794.09 | -138% | ||
| R-WIN | - | - | 8,446,448.40 | - | -77,705.31 | -8,446,448.40 | -1 | ||
| REAP PRODUCT | -625,823.07 | - | 29,562,569.40 | -625,823.07 | -59,915.46 | -30,188,392.47 | 945% | ||
| TOTAL | -16,060,214.96 | - | - | - | 422,322,420.00 | -16,060,214.96 | 40,052,299.06 | -438,382,634.96 | -140% |
| WARRI | |||||||||
| TENOR FUND | - | - | - | - | - | 0% | |||
| R-WIN | - | - | - | - | - | - | 0% | ||
| REAP PRODUCT | - | - | - | - | - | - | 0% | ||
| TOTAL | - | - | - | - | - | - | - | 0% | |
| TOTAL | -1,173,550,909.40 | 43,485,000.00 | 43,296,371.66 | 188,628.34 | 1,372,547,865.00 | -1,173,362,281.06 | 363,088,144.56 | - | -423% |
| PORT-HARCOURT | |||||||||
| WEEK 52 | |||||||||
| TENOR FUND | 659,733,418.11 | 2,319,003.00 | -2,319,003.00 | 672,548,453.85 | 657,414,415.11 | 143,209,043.20 | -15,134,038.74 | 359% | |
| R-WIN | 5,775,000.00 | 100,000.00 | -100,000.00 | 14,781,285.35 | 5,675,000.00 | 349,814.68 | -9,106,285.35 | 1522% | |
| REAP PRODUCT | 2,757,617.28 | 265,000.00 | 265,000.00 | 51,734,495.80 | 3,022,617.28 | 4,589,619.26 | -48,711,878.52 | -34% | |
| 668,266,035.39 | 265,000.00 | 2,419,003.00 | -2,154,003.00 | 739,064,235.00 | 666,112,032.39 | 148,148,477.14 | -72,952,202.61 | 350% | |
| CONSOLIDATED | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2023 & 2022 (ACTUAL) |
| TENOR FUND | -521,432,587.65 | 40,055,000.00 | 45,084,434.88 | -5,029,434.88 | 1,921,567,011.00 | -526,462,022.53 | 490,839,649.18 | -2,448,029,033.53 | -207% |
| R-WIN | -2,291,562.57 | 820,000.00 | 590,000.00 | 230,000.00 | 42,232,242.65 | -2,061,562.57 | 15,530,485.41 | -44,293,805.22 | -113% |
| REAP PRODUCT | 18,439,276.21 | 2,875,000.00 | 40,939.78 | 2,834,060.22 | 147,812,846.35 | 21,273,336.43 | 4,866,487.11 | -126,539,509.92 | 337% |
| RBIP | - | - | - | 0% | |||||
| -505,284,874.01 | 43,750,000.00 | 45,715,374.66 | -1,965,374.66 | 2,111,612,100.00 | -507,250,248.67 | 511,236,621.70 | -2,618,862,348.67 | -199% |
MEETING ADJOURNMENT
Godfrey Egbuokporo seconded by Aja Iji adjourned the meeting
Adetayo Olukoga said the closing prayers
No Comments