Week 31 07-29-2024
Duration: 8:30am - 10:48am
Venue: Virtual Via Google Meet
Presided by: Faith Ozegbe
ATTENDEES
ABDULLAHI NAJIMUDEEN - Lead, Internal Operations
ADETAYO OLUKOGA - National Channels Manager
ANTHONIA OGBU - Lead, Underwriting
CHIMA AGU - Ag, Lead Client Experience Management
EMMANUEL ONAKOYA - Lead, CRM
GODFREY EGBUOKPORO - Lead, Communications
FAITH OZEGBE - Acting Secretary
ISIMEMEN EBHOMIEN - Accounts
JOHN ESAN - Product Manager,
LINDA OTTAH-IJEKEYE - Brokers Admin
LOLO YOUNG-HARRY - Sales
NWANNE IKEJI - Sales
OLUSEGUN AKEJU - Lead Data Science Unit/Loan Portfolio Unit
OLUWADAMILARE OLAYINKA - lead, Transformation
OLUWAFEMI SIYANBOLA - Sales
OLUWATOBI GBADAMOSI - Product Manager
OLUWATONI LAWAL - Lead, Telesales
OLUWOLE EWEJOBI - Head, Information Technology
OMOWALE BELLO - Cooperate Lease
OMOWASINUOLA IJASANMI - Product Manager
OWOICHO AGADA - AG. Head, Human Resources
PETER OJUKWU - Asset Remedial
RALPH BRAYILLA - Head, Business Operations
SAMUEL OTTAH - Product Development
SOPHIA DAGI - Deputy National Channel Manager
TAIWO AJAGUNSEGUN - Business Operations
WALE ABATAN - Wealth Management
Sophia Dagi said the opening prayer
Isimemen Ebhimien seconded by Faith Ozegbe adopted the last minutes
ORDER OF PRESENTATION
Account, Client Experience, Asset Creation, Corporate Lease, Wealth Management, Credit Risk Management, Product Development, Business Operations, Legal,
ACTIVITY REPORT (22nd – 26th August, 2024)
Account Team Report
The report caputures the Risk asset and Liability generation for the period in review.
Client Experience Management Team Report
For the period in review, 237 inquiries were recorded: Lagos: 87.34%, Port Harcourt: 8.02%, Abuja: 4.64%. The complaint breakdown: Wrong debit @ 46.15%, Credit update @17.95%, Disbursement @23.08%, Double debit @12.82%. All complaints received will be taken up with the concerned stakeholder
Tele-sales Team Report
The total amount consummated by the team for the week in review is 18.3M with the core telesales and customer retention team consummating 8.7M (88% of the week’s target) at 6 counts and 9.6M (51% of the week’s target) at 3 counts respectively.
Asset Creation report
For the period in review, Transactions disbursed are 109.7M.
Wealth Management Global Report
The week in review shows total netflow as -50.5M
Brokers Admin Team Report
The week in review shows liability generation is 69.81% (57.6M) of the budget. Risk Asset Transaction Disbursed for the week 15.3, Fresh Fund (RTN) for the Week 6.3M, Reap Fund for the week 246K, Rollover for the week 33.7M, Liquidation for the week 1.3M. The report also captured Pending RTN transactions.
Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).
Wealth Management Team Report
For the week in review Executive summary shows the Liquidity Requirement status as BAD (40%).
Credit Risk Management Report
The report shows Core underwriters approved 126 transactions and pushed back 85 transactions. The senior underwriters approved 133 transactions and pushed back 30. In the recovery space, the total recovery is 18.4M (47.65%) broken down as PDO is 12.1M (32.56% of the target). Extended interest recovery as 4.6M (85.88% of the target), Provisioned Accounts recovery as 1.5M at 29 counts (25.9% of the target).
Product Development Team Report
Captures ongoing and completed projects.
Business Development Team Report
Captures ongoing and completed projects.
Legal Team Report
The report captures the litigation and other tasks for the week in review
RISK ASSET GENERATION REPORT
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | LAGOS BRANCH PERFORMANCE | ||||||||
| WEEK | 30 | Ending | 27-Jul-24 | ||||||
| BAL B/F | WEEK 30 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2024 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 1,068,940,382.00 | 91,466,000.00 | 1,160,406,382.00 | - | 1,160,406,382.00 | 2,646,534,917.41 | -56% | 1,295,528,786.84 | -10% |
| Consumer Leases | 349,520.00 | 349,520.00 | 349,520.00 | 11,334,461.48 | -97% | 4,533,941.97 | -92% | ||
| Asset Cash Loan | - | - | 0% | ||||||
| SPBS | - | - | 0% | ||||||
| Sub-Total | 1,069,289,902.00 | 91,466,000.00 | 1,160,755,902.00 | - | 1,160,755,902.00 | 2,657,869,378.89 | -56.33% | 1,300,062,728.81 | -11% |
| Corporate Leases | 92,125,000.00 | 92,125,000.00 | 92,125,000.00 | 20,177,107.25 | 0% | 357% | |||
| Operating Leases | - | - | - | 574,047,552.05 | 0% | 55000000 | -100% | ||
| Business Support Loan/ACL-Corporate | - | 25,000,000.00 | 25,000,000.00 | 25,000,000.00 | 5,897,390.43 | 0% | 20000000 | 324% | |
| Sub-Total | 92,125,000.00 | 25,000,000.00 | 117,125,000.00 | - | 117,125,000.00 | 600,122,049.72 | -80.48% | 75,000,000.00 | 56% |
| B2C - Products | 1,069,289,902.00 | 91,466,000.00 | 1,160,755,902.00 | - | 1,160,755,902.00 | 2,657,869,378.89 | -56% | 1,300,062,728.81 | -11% |
| B2B - Products | 92,125,000.00 | 25,000,000.00 | 117,125,000.00 | - | 117,125,000.00 | 600,122,049.72 | -80% | 75,000,000.00 | 56% |
| TOTAL FOR LAGOS | 1,161,414,902.00 | 116,466,000.00 | 1,277,880,902.00 | - | 1,277,880,902.00 | 3,257,991,428.61 | -60.78% | 1,375,062,728.81 | -7% |
| Cash Backed loan / Credit Card | 37,350,000.00 | 800,000.00 | 38,150,000.00 | 38,150,000.00 | 177,128,036.08 | -78% | 12,250,000.00 | 211% | |
| Total Risk Assets & Cash-Backed Loan | 1,198,764,902.00 | 117,266,000.00 | 1,316,030,902.00 | - | 1,316,030,902.00 | 3,435,119,464.68 | -61.69% | 1,387,312,728.81 | -5% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ABUJA BRANCH PERFORMANCE | ||||||||
| WEEK | 30 | Ending | 27-Jul-24 | ||||||
| BAL B/F | WEEK 30 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2024 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 266,180,350.28 | 11,547,000.00 | 277,727,350.28 | - | 277,727,350.28 | 1,918,737,815.12 | -86% | 339,053,011.86 | -18% |
| Consumer Leases | - | - | 4,121,622.35 | -100% | - | 0% | |||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Abuja | 266,180,350.28 | 11,547,000.00 | 277,727,350.28 | - | 277,727,350.28 | 1,922,859,437.48 | -86% | 339,053,011.86 | -18% |
| Corporate Lease | - | - | 2,882,443.89 | -100% | 0% | ||||
| Operating Leases | - | - | 89,296,285.88 | -100% | 0% | ||||
| Business Support Loan/ACL-Corporate | - | - | 3,243,564.73 | -100% | 0% | ||||
| Sub-Total B 2 B Leases | - | - | - | - | - | 95,422,294.50 | -100% | - | 0% |
| - | |||||||||
| B2C - Products | 266,180,350.28 | 11,547,000.00 | 277,727,350.28 | - | 277,727,350.28 | 1,922,859,437.48 | -86% | 339,053,011.86 | -18% |
| B2B - Products | - | - | - | - | - | 95,422,294.50 | -100% | - | 0% |
| TOTAL FOR ABUJA | 266,180,350.28 | 11,547,000.00 | 277,727,350.28 | - | 277,727,350.28 | 2,018,281,731.98 | -86% | 339,053,011.86 | -18% |
| Cash Backed loan / Credit Card | - | - | 17,712,803.61 | -100% | 0% | ||||
| Total Risk Assets & Cash-Backed Loan | 266,180,350.28 | 11,547,000.00 | 277,727,350.28 | - | 277,727,350.28 | 2,035,994,535.58 | -86% | 339,053,011.86 | -18% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | PORT-HARCOURT BRANCH PERFORMANCE | ||||||||
| WEEK | 30 | Ending | 27-Jul-24 | ||||||
| BAL B/F | WEEK 30 | PERFORMANCE YEAR TO DATE 2024 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 296,037,993.33 | 13,056,000.00 | 309,093,993.33 | - | 309,093,993.33 | 2,051,064,560.99 | -85% | 384,620,262.06 | -20% |
| Consumer Leases | 159,300.00 | 159,300.00 | 159,300.00 | 5,152,027.94 | -97% | 0% | |||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 7,150,000.00 | -100% | ||||
| Sub-Total Port Harcourt | 296,197,293.33 | 13,056,000.00 | 309,253,293.33 | 0 | 309,253,293.33 | 2,056,216,588.93 | -84.96% | 391,770,262.06 | -21% |
| Corporate Leases | - | - | 5,764,887.78 | -100% | 0% | ||||
| Operating Leases | - | - | 612,317,388.85 | -100% | 336,000,250.00 | -100% | |||
| Business Support Loan/ACL-Corporate | - | - | 5,602,520.91 | -100% | 0% | ||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 623,684,797.54 | -100.00% | 336,000,250.00 | -100% |
| - | 0% | ||||||||
| B2C - Products | 296,197,293.33 | 13,056,000.00 | 309,253,293.33 | - | 309,253,293.33 | 2,056,216,588.93 | -85% | 391,770,262.06 | -21% |
| B2B - Products | - | - | - | - | - | 623,684,797.54 | -100% | 336,000,250.00 | -100% |
| TOTAL FOR PORT HARCOURT | 296,197,293.33 | 13,056,000.00 | 309,253,293.33 | 0 | 309,253,293.33 | 2,679,901,386.47 | -88.46% | 727,770,512.06 | -58% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 50,000,000.00 | 50,000,000.00 | 50,000,000.00 | 58,199,211.85 | -14% | 550,000.00 | 8991% | ||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 346,197,293.33 | 13,056,000.00 | 359,253,293.33 | 0 | 359,253,293.33 | 2,738,100,598.33 | -86.88% | 728,320,512.06 | -51% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ANAMBRA BRANCH PERFORMANCE | ||||||||
| WEEK | WEEK 30 | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 22,601,000.00 | 116,000.00 | 22,717,000.00 | 22,717,000.00 | 0% | 24,933,000.00 | -9% | ||
| Consumer Leases | - | - | 0% | 0% | |||||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Port Harcourt | 22,601,000.00 | 116,000.00 | 22,717,000.00 | 0 | 22,717,000.00 | 0 | 0.00% | 24,933,000.00 | -9% |
| Corporate Leases | - | - | 0% | 0% | |||||
| Operating Leases | - | - | 0% | 0% | |||||
| Business Support Loan/ACL-Corporate | - | - | 0% | 0% | |||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 22,601,000.00 | 116,000.00 | 22,717,000.00 | - | 22,717,000.00 | - | 0% | 24,933,000.00 | -9% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ANAMBRA | 22,601,000.00 | 116,000.00 | 22,717,000.00 | 0 | 22,717,000.00 | 0 | 0.00% | 24,933,000.00 | -9% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0% | |||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 22,601,000.00 | 116,000.00 | 22,717,000.00 | 0 | 22,717,000.00 | 0 | 0.00% | 24,933,000.00 | -9% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | OYO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2024 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 28,471,000.00 | 1,650,000.00 | 30,121,000.00 | 30,121,000.00 | 0% | 29,180,000.00 | 3% | ||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 28,471,000.00 | 1,650,000.00 | 30,121,000.00 | 0 | 30,121,000.00 | 0 | 0.00% | 29,180,000.00 | 3% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 28,471,000.00 | 1,650,000.00 | 30,121,000.00 | - | 30,121,000.00 | - | 0% | 29,180,000.00 | 3% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR OYO | 28,471,000.00 | 1,650,000.00 | 30,121,000.00 | 0 | 30,121,000.00 | 0 | 0.00% | 29,180,000.00 | 3% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 28,471,000.00 | 1,650,000.00 | 30,121,000.00 | 0 | 30,121,000.00 | 0 | 0.00% | 29,180,000.00 | 3% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ONDO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | |
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 900,000.00 | 600,000.00 | 1,500,000.00 | 1,500,000.00 | 0% | 7,820,000.00 | -81% | ||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 900,000.00 | 600,000.00 | 1,500,000.00 | 0 | 1,500,000.00 | 0 | 0.00% | 7,820,000.00 | -81% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 900,000.00 | 600,000.00 | 1,500,000.00 | - | 1,500,000.00 | - | 0% | 7,820,000.00 | -81% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 900,000.00 | 600,000.00 | 1,500,000.00 | 0 | 1,500,000.00 | 0 | 0.00% | 7,820,000.00 | -81% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 900,000.00 | 600,000.00 | 1,500,000.00 | 0 | 1,500,000.00 | 0 | 0.00% | 7,820,000.00 | -81% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | KANO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2023 |
||||||
| BAL B/F | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | ||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 32,534,000.00 | 950,000.00 | 33,484,000.00 | 33,484,000.00 | 0% | 0% | |||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 32,534,000.00 | 950,000.00 | 33,484,000.00 | 0 | 33,484,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 32,534,000.00 | 950,000.00 | 33,484,000.00 | - | 33,484,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 32,534,000.00 | 950,000.00 | 33,484,000.00 | 0 | 33,484,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 32,534,000.00 | 950,000.00 | 33,484,000.00 | 0 | 33,484,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | OSUN BRANCH PERFORMANCE | ||||||||
| WEEK | Ending | PERFORMANCE YEAR TO DATE 2023 |
|||||||
| BAL B/F | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2024 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2024 |
PERFORMANCE YEAR TO DATE 2023 |
% CHANGE BETWEEN 2024 Vs 2023 | ||
| 2024 | 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 Vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan / Group Loan | 13,105,000.00 | 4,400,000.00 | 17,505,000.00 | 17,505,000.00 | 0% | 0% | |||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 13,105,000.00 | 4,400,000.00 | 17,505,000.00 | 0 | 17,505,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 13,105,000.00 | 4,400,000.00 | 17,505,000.00 | - | 17,505,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 13,105,000.00 | 4,400,000.00 | 17,505,000.00 | 0 | 17,505,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 13,105,000.00 | 4,400,000.00 | 17,505,000.00 | 0 | 17,505,000.00 | 0 | 0.00% | 0 | 0% |
TREASURY MANAGEMENT REPORT
| ROSABON FINANCIAL SERVICES | LIABILITY GENERATION REPORT | ||||||||
| WEEK | 30 | Ending | 27-Jul-24 | ||||||
| LAGOS | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2024 & 2023 (ACTUAL) |
| 2024 | 2024 | 2024 | 2024 | 2024 | 2023 | 2024 | |||
| TENOR FUND | 453,315,400.79 | 145,380,000.00 | 23,846,413.62 | 121,533,586.38 | 2,024,881,087.28 | 574,848,987.17 | -834,506,063.00 | -1,450,032,100.11 | -169% |
| R-WIN | -2,587,603.11 | 6,252,000.00 | 236,750.15 | 6,015,249.85 | 43,082,576.33 | 3,427,646.74 | -3,876,484.46 | -39,654,929.59 | -188% |
| REAP PRODUCT | 18,423,327.05 | 2,270,000.00 | 2,270,000.00 | 86,165,152.65 | 20,693,327.05 | 5,591,998.92 | -65,471,825.60 | 270% | |
| RBIP | - | ||||||||
| TOTAL | 469,151,124.73 | 153,902,000.00 | 24,083,163.77 | 129,818,836.23 | 2,154,128,816.25 | 598,969,960.96 | -832,790,548.54 | -1,555,158,855.29 | -172% |
| ABUJA | |||||||||
| TENOR FUND | 101,948,423.40 | 15,000,000.00 | 2,632,500.00 | 12,367,500.00 | 1,126,423,916.10 | 114,315,923.40 | -15,565,516.83 | -1,012,107,992.70 | -834% |
| R-WIN | - | - | 23,966,466.30 | - | - | -23,966,466.30 | - | ||
| REAP PRODUCT | -1,353,247.61 | - | 47,932,932.60 | -1,353,247.61 | 343,297.19 | -49,286,180.21 | -494% | ||
| TOTAL | 100,595,175.79 | 15,000,000.00 | 2,632,500.00 | 12,367,500.00 | 1,198,323,315.00 | 112,962,675.79 | -15,222,219.64 | -1,085,360,639.21 | -842% |
| WARRI | |||||||||
| TENOR FUND | - | - | - | - | - | 0% | |||
| R-WIN | - | - | - | - | - | - | 0% | ||
| REAP PRODUCT | - | - | - | - | - | - | 0% | ||
| TOTAL | - | - | - | - | - | - | - | 0% | |
| TOTAL | 569,746,300.52 | 168,902,000.00 | 26,715,663.77 | 142,186,336.23 | 3,352,452,131.25 | 711,932,636.75 | -848,012,768.18 | - | -184% |
| PORT-HARCOURT | |||||||||
| WEEK 30 | |||||||||
| TENOR FUND | 244,697,399.42 | 4,000,000.00 | 196,662,005.81 | -192,662,005.81 | 1,318,631,171.63 | 52,035,393.61 | 443,362,123.38 | -1,266,595,778.02 | -88% |
| R-WIN | -1,903,457.29 | - | 28,055,982.38 | -1,903,457.29 | 1,075,000.00 | -29,959,439.67 | -277% | ||
| REAP PRODUCT | 1,413,894.71 | 50,000.00 | 84,298.82 | -34,298.82 | 56,111,964.75 | 1,379,595.89 | -499,304.29 | -54,732,368.86 | -376% |
| 244,207,836.84 | 4,050,000.00 | 196,746,304.63 | -192,696,304.63 | 1,402,799,118.75 | 51,511,532.21 | 443,937,819.09 | -1,351,287,586.54 | -88% | |
| CONSOLIDATED | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2023 & 2022 (ACTUAL) |
| TENOR FUND | 799,961,223.61 | 164,380,000.00 | 223,140,919.43 | -58,760,919.43 | 4,469,936,175.00 | 741,200,304.18 | -406,709,456.45 | -3,728,735,870.82 | -282% |
| R-WIN | -4,491,060.40 | 6,252,000.00 | 236,750.15 | 6,015,249.85 | 95,105,025.00 | 1,524,189.45 | -2,801,484.46 | -93,580,835.55 | -154% |
| REAP PRODUCT | 18,483,974.15 | 2,320,000.00 | 84,298.82 | 2,235,701.18 | 190,210,050.00 | 20,719,675.33 | 5,435,991.82 | -169,490,374.67 | 281% |
| RBIP | - | - | - | 0% | |||||
| 813,954,137.36 | 172,952,000.00 | 223,461,968.40 | -50,509,968.40 | 4,755,251,250.00 | 763,444,168.96 | -404,074,949.09 | -3,991,807,081.04 | -289% |
MEETING ADJOURNMENT
Ezinne Umorzurike seconded by Faith Ozegbe adjourned the meeting
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