Week 24 06-13-2023
MANAGEMENT MEETING
Duration: 8:30am - 09:50am
Venue: Virtual Via Google Meet
Presided by: Faith Ozegbe
ATTENDEES
ABDULLAHI NAJIMUDEENÂ Â Â Â -Â Â Head, Internal Operations
ADETAYO OLUKOGAÂ Â Â Â Â Â Â Â Â -Â Â Asset Creation
ANIEKAN UDOHÂ Â Â Â Â Â Â Â Â Â Â Â -Â Â National Channel Manager
ANTHONIA OGBUÂ Â Â Â Â Â Â Â Â Â Â - Lead, Underwriting
BLESSING YAHAYAÂ Â Â Â Â Â Â Â Â Â -Â Â Ag. Head, Treasury
EDNA EJIMAKORÂ Â Â Â Â Â Â Â Â Â Â Â Â - Branch Head, Port Harcourt
ELIZABETH ADENIJIÂ Â Â Â Â Â Â Â Â Â Â - Head, Product Development
EMMANUEL ONAKOYAÂ Â Â Â Â Â Â -Â Head, CRM
EZINNE UMOZURIKEÂ Â Â Â Â Â Â Â Â -Â Lead, LegalÂ
FIDELIS AZUBUIKEÂ Â Â Â Â Â Â Â Â Â Â -Â Head, Software
FAITH OZEGBEÂ Â Â Â Â Â Â Â Â Â Â Â Â Â -Â Acting Secretary
GODFREY EGBUOKPOROÂ Â Â Â Â - Ag. Head Communication
ISMAIL BALOGUNÂ Â Â Â Â Â Â Â Â Â Â -Â Account
KEHINDE OYEBADEÂ Â Â Â Â Â Â Â Â Â Â Â -Â Ag. Head Business Operations
LINDA OTTAH-IJEKEYEÂ Â Â Â Â Â Â Â -Â Â Brokers Admin
OLUSEGUN AKEJUÂ Â Â Â Â Â Â Â Â Â Â Â -Â Â Portfolio Risk Analyst
OLUWADAMILARE OLAYINKAÂ Â Â -Â Â Transformation
OLUWAFISAYO OMOPARIOLAÂ Â Â - Sales Operations & Strategy
OLUWASEGUN BOLAWOLEÂ Â Â Â Â -Â Head, Strategic Partnership
OLUWATONI LAWALÂ Â Â Â Â Â Â Â Â Â Â - Telesales
OMOWALE BELLOÂ Â Â Â Â Â Â Â Â Â Â Â -Â Â Cooperate Lease
SAMUEL OTTAHÂ Â Â Â Â Â Â Â Â Â Â Â Â Â -Â Â Rep, Product Development
SOPHIA DAGIÂ Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â -Â Â Head, Client Experience Management & Telesales
STANLEY MAFUVWEÂ Â Â Â Â Â Â Â Â Â -Â Lead, Asset Remedial Management
TAIWO AJAGUNSEGUNÂ Â Â Â Â Â Â Â Â - Business Operations
OPENING PRAYER
Oluwafisayo Omopariola said the opening prayerÂ
ADOPTION OF MINUTES
Sophia Dagi seconded by Blessing Yahaya adopted the minutes of the last meeting.
ORDER OF PRESENTATION
Sales Operations, Asset Creation, Public Sector, Strategic Partnership, Co-operate Lease, Treasury, Credit Risk Management, Legal
ACTIVITY REPORT (5th – 9th May, 2023)
Sales Operations and Strategy Team Report
RISK ASSET
For the period in review
Overall Sales – 142.06M
Internal Loan 3 Plus Performing the highest
Team Performance: Brokers Admin: 0.39%, Telesales: 32.14%, Sales: 67.47%
Product Type Performance: Public – 16.39M (11.54%), Personal Loan - 125.12M (88.07%).
Unit Location Performance: Lagos- 89.9M, Abuja - 21.0M, Rivers 15.2M, Port Harcourt – 13.5M, Oyo - 1.0M, Ondo - 0.8M, Anambra - 0.7M.
Tele-sales Team Report
The total amount consummated by the team for the week in review is 67.9M (131% of the week’s target) at 40 counts with core tele sales and tele sales-cold call team consummating 24.5M (224% of the week’s target) at 18 counts and 43.3M (106% of the week’s target) at 22 counts respectively.
 Asset Creation report
For the period in review, Transactions disbursed are 82.1M. Others are at various transaction stages.
 Asset Creation Report (Public Sector)
For the period in review, Transactions disbursed are 23.1M. Others are at various transaction stages.
Strategic Partnership Team Report
For the period in review, the total sales achieved is 13.6M (118% 0f the budget). The report also captures the activities, visits, and pending partnerships in the public and private sectors.
Brokers Admin Team Report
The week in review shows liability generation is 12.8% (2.4M) of the budget. Risk Asset Transaction Disbursed for the week - 2.4M, Fresh Fund (RTN) for the Week 2M, Reap Fund for the week 465K, Rollover for the week Nil, Liquidation for the week 3M. The report also captured Pending RTN transactions.
Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).
Wealth Management Team Report
For the week in review Executive summary shows the Liquidity Requirement status as CRITICAL. Week 33 experienced a net positive change in cash flow from 64M negative in week 22 to 26M negative. Treasury reported a negative 26M total NetFlow, with 54 million inflows and 79Â million outflows.
Credit Risk Management Report
The report shows Core underwriters approved 157 transactions and pushed back 80 transactions. The senior underwriters approved 137 transactions and pushed back 69 transactions, In the recovery space, 26.6M was recovered 37% of the week's target broken down as PDO recovered:Â 19.7M 207 counts (35% of the target). Extended interest recovery as 1.7M at 35 counts (43% of the target), Provisioned Accounts recovery as 5.1M at 89 counts (168% of the target).
RISK ASSET GENERATION REPORT
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | LAGOS BRANCH PERFORMANCE | ||||||||
| WEEK | 23 | Ending | 10-Jun-23 | ||||||
| BAL B/F | WEEK 23 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2023 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 962,685,287.84 | 89,872,500.00 | 1,052,557,787.84 | 33,476,350.00 | 1,019,081,437.84 | 2,025,075,759.60 | -50% | 899,879,946.27 | 17% |
| Consumer Leases | 951,141.97 | 951,141.97 | 951,141.97 | 42,790,454.31 | -98% | 6,169,688.15 | -85% | ||
| Asset Cash Loan | - | - | 0% | ||||||
| SPBS | - | - | - | 0% | |||||
| Sub-Total | 963,636,429.81 | 89,872,500.00 | 1,053,508,929.81 | 33,476,350.00 | 1,020,032,579.81 | 2,067,866,213.91 | -50.67% | 906,049,634.42 | 16% |
| Corporate Leases | - | - | 5,919,304.42 | -100% | 0% | ||||
| Operating Leases | 55,000,000.00 | 55,000,000.00 | 55,000,000.00 | 432,046,579.00 | -87% | 125,531,250.00 | -56% | ||
| Business Support Loan/ACL-Corporate | 13,582,800.00 | - | 13,582,800.00 | 13,582,800.00 | 6,970,264.38 | 95% | 18,000,000.00 | -25% | |
| Sub-Total | 68,582,800.00 | - | 68,582,800.00 | - | 68,582,800.00 | 444,936,147.80 | -84.59% | 143,531,250.00 | -52% |
| B2C - Products | 963,636,429.81 | 89,872,500.00 | 1,053,508,929.81 | 33,476,350.00 | 1,020,032,579.81 | 2,067,866,213.91 | -51% | 906,049,634.42 | 16% |
| B2B - Products | 68,582,800.00 | - | 68,582,800.00 | - | 68,582,800.00 | 444,936,147.80 | -85% | 143,531,250.00 | -52% |
| TOTAL FOR LAGOS | 1,032,219,229.81 | 89,872,500.00 | 1,122,091,729.81 | 33,476,350.00 | 1,088,615,379.81 | 2,512,802,361.71 | -56.68% | 1,049,580,884.42 | 7% |
| Cash Backed loan / Credit Card | 11,850,000.00 | 11,850,000.00 | 11,850,000.00 | 59,276,975.04 | -80% | 89,646,044.97 | -87% | ||
| Total Risk Assets & Cash-Backed Loan | 1,044,069,229.81 | 89,872,500.00 | 1,133,941,729.81 | 33,476,350.00 | 1,100,465,379.81 | 2,572,079,336.75 | -57.21% | 1,139,226,929.39 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ABUJA BRANCH PERFORMANCE | ||||||||
| WEEK | 23 | Ending | 10-Jun-23 | ||||||
| BAL B/F | WEEK 23 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2023 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2023 vs 2022 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 271,200,663.86 | 21,047,999.00 | 292,248,662.86 | 1,516,555.61 | 290,732,107.25 | 1,125,042,088.67 | -74% | 321,288,098.98 | -9% |
| Consumer Leases | - | - | 23,772,474.62 | -100% | - | 0% | |||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Abuja | 271,200,663.86 | 21,047,999.00 | 292,248,662.86 | 1,516,555.61 | 290,732,107.25 | 1,148,814,563.29 | -75% | 321,288,098.98 | -9% |
| Corporate Lease | - | - | 3,288,502.46 | -100% | 0% | ||||
| Operating Leases | - | - | 240,025,877.22 | -100% | 0% | ||||
| Business Support Loan/ACL-Corporate | - | - | 3,872,369.10 | -100% | 0% | ||||
| Sub-Total B 2 B Leases | - | - | - | - | - | 247,186,748.78 | -100% | - | 0% |
| - | |||||||||
| B2C - Products | 271,200,663.86 | 21,047,999.00 | 292,248,662.86 | 1,516,555.61 | 290,732,107.25 | 1,148,814,563.29 | -75% | 321,288,098.98 | -9% |
| B2B - Products | - | - | - | - | - | 247,186,748.78 | -100% | - | 0% |
| TOTAL FOR ABUJA | 271,200,663.86 | 21,047,999.00 | 292,248,662.86 | 1,516,555.61 | 290,732,107.25 | 1,396,001,312.06 | -79% | 321,288,098.98 | -9% |
| Cash Backed loan / Credit Card | - | - | 32,931,652.80 | -100% | 0% | ||||
| Total Risk Assets & Cash-Backed Loan | 271,200,663.86 | 21,047,999.00 | 292,248,662.86 | 1,516,555.61 | 290,732,107.25 | 1,428,932,964.86 | -80% | 321,288,098.98 | -9% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | PORT-HARCOURT BRANCH PERFORMANCE | ||||||||
| WEEK | 23 | Ending | 10-Jun-23 | ||||||
| BAL B/F 2023 | WEEK 23 | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2023 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 276,455,764.06 | 28,124,500.00 | 304,580,264.06 | 11,984,291.39 | 292,595,972.67 | 1,350,050,506.41 | -78% | 385,686,800.00 | -21% |
| Consumer Leases | - | - | 28,526,969.54 | -100% | 0% | ||||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Port Harcourt | 276,455,764.06 | 28,124,500.00 | 304,580,264.06 | 11,984,291.39 | 292,595,972.67 | 1,378,577,475.94 | -78.78% | 385,686,800.00 | -21% |
| Corporate Leases | - | - | 3,946,202.95 | -100% | 0% | ||||
| Operating Leases | 336,000,250.00 | 336,000,250.00 | 336,000,250.00 | 288,031,052.67 | 17% | 0% | |||
| Business Support Loan/ACL-Corporate | - | - | 4,646,842.91 | -100% | 0% | ||||
| Sub-Total B 2 B Leases | 336,000,250.00 | 0 | 336,000,250.00 | 0 | 336,000,250.00 | 296,624,098.53 | 13.27% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 276,455,764.06 | 28,124,500.00 | 304,580,264.06 | 11,984,291.39 | 292,595,972.67 | 1,378,577,475.94 | -79% | 385,686,800.00 | -21% |
| B2B - Products | 336,000,250.00 | - | 336,000,250.00 | - | 336,000,250.00 | 296,624,098.53 | 13% | - | 0% |
| TOTAL FOR PORT HARCOURT | 612,456,014.06 | 28,124,500.00 | 640,580,514.06 | 11,984,291.39 | 628,596,222.67 | 1,675,201,574.47 | -62.48% | 385,686,800.00 | 66% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 550,000.00 | 550,000.00 | 550,000.00 | 39,517,983.36 | -99% | 0 | 0% | ||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 612,456,014.06 | 28,674,500.00 | 641,130,514.06 | 11,984,291.39 | 629,146,222.67 | 1,714,719,557.83 | -63.31% | 385,686,800.00 | 66% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ANAMBRA BRANCH PERFORMANCE | ||||||||
| WEEK | WEEK 23 | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 14,891,000.00 | 740,000.00 | 15,631,000.00 | 15,631,000.00 | 0% | 0% | |||
| Consumer Leases | - | - | 0% | 0% | |||||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Port Harcourt | 14,891,000.00 | 740,000.00 | 15,631,000.00 | 0 | 15,631,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | - | 0% | 0% | |||||
| Operating Leases | - | - | 0% | 0% | |||||
| Business Support Loan/ACL-Corporate | - | - | 0% | 0% | |||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 14,891,000.00 | 740,000.00 | 15,631,000.00 | - | 15,631,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ANAMBRA | 14,891,000.00 | 740,000.00 | 15,631,000.00 | 0 | 15,631,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0% | |||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 14,891,000.00 | 740,000.00 | 15,631,000.00 | 0 | 15,631,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | OYO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 17,740,000.00 | 950,000.00 | 18,690,000.00 | 18,690,000.00 | 0% | 0% | |||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 17,740,000.00 | 950,000.00 | 18,690,000.00 | 0 | 18,690,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 17,740,000.00 | 950,000.00 | 18,690,000.00 | - | 18,690,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR OYO | 17,740,000.00 | 950,000.00 | 18,690,000.00 | 0 | 18,690,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 17,740,000.00 | 950,000.00 | 18,690,000.00 | 0 | 18,690,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ONDO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 2,540,000.00 | 780,000.00 | 3,320,000.00 | 3,320,000.00 | 0% | 0% | |||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 2,540,000.00 | 780,000.00 | 3,320,000.00 | 0 | 3,320,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 2,540,000.00 | 780,000.00 | 3,320,000.00 | - | 3,320,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 2,540,000.00 | 780,000.00 | 3,320,000.00 | 0 | 3,320,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 2,540,000.00 | 780,000.00 | 3,320,000.00 | 0 | 3,320,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | CONSOLIDATED BRANCH PERFORMANCE | ||||||||
| CONSOLIDATED | BAL B/F 2023 | WEEK 23 | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2023 | NET PERFORMANCE 2023 | CUMULATIVE 2023 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2023 & 2022 |
| Personal Loan | 1,545,512,715.76 | 141,514,999.00 | 1,687,027,714.76 | 46,977,197.00 | 1,640,050,517.76 | 4,500,168,354.68 | -64% | 1,606,854,845.25 | 5% |
| Cash Backed loan / Credit Card | 11,850,000.00 | 550,000.00 | 12,400,000.00 | - | 12,400,000.00 | 131,726,611.19 | -91% | 89,646,044.97 | -86% |
| Consumer Leases | 951,141.97 | - | 951,141.97 | - | 951,141.97 | 95,089,898.46 | -99% | 6,169,688.15 | -85% |
| Asset Cash Loan | - | - | - | - | - | 0% | - | 0% | |
| SPBS | - | - | - | - | - | 0% | - | 0% | |
| Business Support Loan/ACL-Corporate | 13,582,800.00 | - | 13,582,800.00 | - | 13,582,800.00 | 15,489,476.39 | -12% | 18,000,000.00 | -25% |
| Corporate Leases | - | - | - | - | - | 13,154,009.83 | -100% | - | 0% |
| Operating Leases | 391,000,250.00 | - | 391,000,250.00 | - | 391,000,250.00 | 960,103,508.89 | -59% | 125,531,250.00 | 211% |
| Total Risk Assets & Cash-Backed Loan | 1,962,896,907.73 | 142,064,999.00 | 2,104,961,906.73 | 46,977,197.00 | 2,057,984,709.73 | 5,715,731,859.44 | -63.99% | 1,846,201,828.37 | 14.02% |
TREASURY MANAGEMENT REPORT
| ROSABON FINANCIAL SERVICES | LIABILITY GENERATION REPORT | ||||||||
| WEEK | 23 | Ending | 10-Jun-23 | ||||||
| LAGOS | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2023 & 2022 (ACTUAL) |
| 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 | |||
| TENOR FUND | -753,271,038.13 | 55,590,000.00 | 113,554,731.02 | -57,964,731.02 | 382,465,741.61 | -811,235,769.15 | 438,397,376.01 | -1,193,701,510.76 | -285% |
| R-WIN | -9,192,157.79 | 1,576,000.00 | 602,454.80 | 973,545.20 | 8,405,840.48 | -8,218,612.59 | -8,431,115.73 | -16,624,453.07 | -3% |
| REAP PRODUCT | 2,660,928.80 | 690,000.00 | 2,185,056.82 | -1,495,056.82 | 29,420,441.66 | 1,165,871.98 | -693,806.14 | -28,254,569.68 | -268% |
| RBIP | - | ||||||||
| TOTAL | -759,802,267.12 | 57,856,000.00 | 116,342,242.64 | -58,486,242.64 | 420,292,023.75 | -818,288,509.76 | 429,272,454.14 | -1,238,580,533.51 | -291% |
| ABUJA | |||||||||
| TENOR FUND | -10,569,681.90 | - | 169,984,774.05 | -10,569,681.90 | 14,135,813.50 | -180,554,455.95 | -175% | ||
| R-WIN | - | - | 3,735,929.10 | - | - | -3,735,929.10 | - | ||
| REAP PRODUCT | 838,316.39 | - | 13,075,751.85 | 838,316.39 | 127,633.13 | -12,237,435.46 | 557% | ||
| TOTAL | -9,731,365.51 | - | - | - | 186,796,455.00 | -9,731,365.51 | 14,263,446.63 | -196,527,820.51 | -168% |
| WARRI | |||||||||
| TENOR FUND | - | - | - | - | - | 0% | |||
| R-WIN | - | - | - | - | - | - | 0% | ||
| REAP PRODUCT | - | - | - | - | - | - | 0% | ||
| TOTAL | - | - | - | - | - | - | - | 0% | |
| TOTAL | -769,533,632.63 | 57,856,000.00 | 116,342,242.64 | -58,486,242.64 | 607,088,478.75 | -828,019,875.27 | 443,535,900.77 | - | -287% |
| PORT-HARCOURT | |||||||||
| WEEK 23 | |||||||||
| TENOR FUND | 320,804,764.37 | 14,190,000.00 | 15,384,843.13 | -1,194,843.13 | 297,473,354.59 | 319,609,921.24 | 90,419,808.22 | 22,136,566.65 | 253% |
| R-WIN | 1,075,000.00 | - | 6,537,876.21 | 1,075,000.00 | 49,814.68 | -5,462,876.21 | 2058% | ||
| REAP PRODUCT | 2,740,509.79 | 230,000.00 | 67,563.73 | 162,436.27 | 22,882,565.45 | 2,902,946.06 | 3,237,804.07 | -19,979,619.39 | -10% |
| 324,620,274.16 | 14,420,000.00 | 15,452,406.86 | -1,032,406.86 | 326,893,796.25 | 323,587,867.30 | 93,707,426.97 | -3,305,928.95 | 245% | |
| CONSOLIDATED | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2023 & 2022 (ACTUAL) |
| TENOR FUND | -443,035,955.66 | 69,780,000.00 | 128,939,574.15 | -59,159,574.15 | 849,923,870.25 | -502,195,529.81 | 542,952,997.73 | -1,352,119,400.06 | -192% |
| R-WIN | -8,117,157.79 | 1,576,000.00 | 602,454.80 | 973,545.20 | 18,679,645.79 | -7,143,612.59 | -8,381,301.05 | -25,823,258.38 | -15% |
| REAP PRODUCT | 6,239,754.98 | 920,000.00 | 2,252,620.55 | -1,332,620.55 | 65,378,758.96 | 4,907,134.43 | 2,671,631.06 | -60,471,624.53 | 84% |
| RBIP | - | - | - | 0% | |||||
| -444,913,358.47 | 72,276,000.00 | 131,794,649.50 | -59,518,649.50 | 933,982,275.00 | -504,432,007.97 | 537,243,327.74 | -1,438,414,282.97 | -194% |
MEETING ADJOURNMENT
Ezinne Umozurike seconded by Faith Ozegbe adjourned the meeting
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