Week 49 12-04-2023
MANAGEMENT MEETING
Duration: 8:30am - 10:46am
Venue: Virtual Via Google meet
Presided by: Faith Ozegbe
ATTENDEES
ABDULLAHI NAJIMUDEEN - Head, Internal Operations
AJA IJI - Branch Head, Abuja
AJIBOLA ABDULFATAI - Portfolio Risk Officer
AMOTO SERIKI - Internal Operations
ANTHONIA OGBU - Head, Underwriting
CHINEDU UGWU - Legal
EMEKA ASHIBUOGWU - Information Technology
EMMANUEL ONAKOYA - Head, CRM
FAITH OZEGBE - Acting Secretary
GODFREY EGBUOKPORO - Ag. Head, Communications
IBEREAYO AMOO - Ag. Head, Human Resources
ISMAIL BALOGUN - Account
ITIEKHAO IKEPEMINOGENA - General Manager
LINDA OTTAH-IJEKEYE - Brokers Admin
OLUSEGUN AKEJU - Portfolio Risk Analyst
OLUWADAMILARE OLAYINKA - Transformation
OLUWAFISAYO OMOPARIOLA - Sales Operations & Strategy
OLUWASEGUN BOLAWOLE - Strategic Partnership
OMOWALE BELLO - Cooperate Lease
OWOICHO AGADA - Head, Learning & development
SOPHIA DAGI - Ag Head, Client Experience Management
STANLEY MAFUVWE - Lead, Asset Remedial Management
USIWOMA IGBI - Wealth Management
OPENING PRAYER
Linda Ottah-Ijekeye said the opening prayer
ADOPTION OF MINUTES
Linda Ottah-Ijekeye seconded by Faith Ozegbe adopted the minutes of the last meeting.
ORDER OF PRESENTATION
Client Experience Management, Sales Operations, Tele-sales, Asset Creation, Strategic Partnership, corporate lease, Abuja, Treasury, Credit Risk Management, Transformation, Legal, Human Resources, Software, and Internal Operations.
ACTIVITY REPORT (27th November – 1st December, 2023)
Accounts Team Report
For the week in review, Risk asset/Cash-backed loan performance shows Lagos - 800K, and Port Harcourt - 700K. Liability generation Performance Inflow: Lagos - 46.9M, PH - 7.8M, Outflow: Lagos - 40.4M, Port Harcourt - 15.2M
Client Experience Management Team Report
For the period in review, 603 conversations were recorded. 47.93% from Lagos, 18.01% from Abuja, and 33.17% from Port Harcourt. The conversation breakdown includes Requests - 25.87%, General inquiries - 20.07%, Loans - 46.77%, and Complaints - 7.30% while the complaints breakdown includes Wrong debit - 52.27%, CRC Issues - 27.27%, Disbursement - 13.63%., Consumer Petition - 6.82%. All complaints received will be taken up with concerned stakeholders.
Sales Operations and Strategy Team Report
RISK ASSET
Overall Sales – 10.08M
Group Loan - Lagos state Performing the highest
Team Performance: Sales: 100%
Product Type Performance - Personal Loan - 10.08M (100%)
Unit Location Performance: Lagos- 7.5M, Abuja – 1.3M, Anambra - 1.3M
Tele-sales Team Report
The total amount consummated by the team for the week in review is 0 (0% of the week’s target) at 0 count with core tele sales and tele sales-cold call team consummating 0 (0% of the week’s target) at 0 counts and 0M (0% of the week’s target) at 0 counts respectively.
Asset Creation report
For the period in review, Transactions disbursed are N10M. Others are at various transaction stages. Recovered Amount is 7.5M
Strategic Partnership Team Report
For the period in review, the total sales achieved is 900K (6% of the budget). The report also captures the activities, visits, and pending partnerships in the public and private sectors.
Brokers Admin Team Report
The week in review shows liability generation is 111.80%% (9.9M) of the budget. Risk Asset Transaction Disbursed for the week Nil, Fresh Fund for the Week 20M, Reap Fund for the week 1.5M, Rollover for the week nIL, Liquidation for the week NIL. The report also captured Pending RTN transactions.
Cooperate Lease Team Report
shows all transactions of the existing operating lease clients and their outstanding payments. The report also captures transactions in the pipeline (operating lease).
Abuja Team Report
The report captures the activities for the period in review, pipelines, and constraints.
Wealth Management Team Report
For the week in review, the Executive summary shows the Liquidity Requirement status as CRITICAL. Week 48 experienced a net positive change in cash flow from 32M negative in week 47 to 15M positive. Treasury reported a negative 15M total NetFlow, with 56 million inflows and 41 million outflows.
Credit Risk Management Report
The report shows Core underwriters approved 10 transactions and pushed back 3 transactions. The senior underwriters approved 5 transactions and pushed back 9 transactions. In the recovery space, the total recovery is 25.6M 66% of the weeks target broken down as PDO is 22.8M at 185 counts (68% of the target). Extended interest recovery as 834.7K at 17 counts (20% of the target), Provisioned Accounts recovery as 1.9M at 41 counts (50% of the target).
Business Operations Team Report
Captures ongoing and completed projects.
Transformation Team Report
Captures ongoing and completed projects.
Legal Team Report
The report captures the litigation and other tasks for the week in review
Human Resource Team Report
The report shows the activities carried out by the HR Admin, Learning and Development, People and Culture, and HRBP. It also shows completed and ongoing projects for the next month. A total of 22 staff were hired.
Information Technology Team Report
Captures ongoing and completed projects.
Internal Operations Team Report
Captures the ongoing and completed projects
RISK ASSET GENERATION REPORT
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | LAGOS BRANCH PERFORMANCE | ||||||||
| WEEK | 48 | Ending | 02-Dec-23 | ||||||
| BAL B/F | WEEK 48 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2023 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 1,446,099,016.84 | 7,510,000.00 | 1,453,609,016.84 | 122,238,527.48 | 1,331,370,489.36 | 4,226,245,063.52 | -68% | 1,975,433,164.88 | -26% |
| Consumer Leases | 4,533,941.97 | 4,533,941.97 | 4,533,941.97 | 89,301,817.68 | -95% | 13,972,543.15 | -68% | ||
| Asset Cash Loan | - | - | 0% | ||||||
| SPBS | 31,408,900.00 | 31,408,900.00 | 31,408,900.00 | 5,000,000.00 | 528% | ||||
| Sub-Total | 1,450,632,958.81 | 7,510,000.00 | 1,489,551,858.81 | 122,238,527.48 | 1,367,313,331.33 | 4,315,546,881.20 | -68.32% | 1,994,405,708.03 | -25% |
| Corporate Leases | - | - | 12,353,330.97 | -100% | 0% | ||||
| Operating Leases | 55,000,000.00 | 55,000,000.00 | 55,000,000.00 | 901,662,425.74 | -94% | 157,231,250.00 | -65% | ||
| Business Support Loan/ACL-Corporate | 20,000,000.00 | 20,000,000.00 | 20,000,000.00 | 14,546,638.70 | 37% | 28,000,000.00 | -29% | ||
| Sub-Total | 75,000,000.00 | - | 75,000,000.00 | - | 75,000,000.00 | 928,562,395.41 | -91.92% | 185,231,250.00 | -60% |
| B2C - Products | 1,450,632,958.81 | 7,510,000.00 | 1,458,142,958.81 | 122,238,527.48 | 1,367,313,331.33 | 4,315,546,881.20 | -68% | 1,994,405,708.03 | -27% |
| B2B - Products | 75,000,000.00 | - | 75,000,000.00 | - | 75,000,000.00 | 928,562,395.41 | -92% | 185,231,250.00 | -60% |
| TOTAL FOR LAGOS | 1,525,632,958.81 | 7,510,000.00 | 1,533,142,958.81 | 122,238,527.48 | 1,442,313,331.33 | 5,244,109,276.62 | -72.50% | 2,179,636,958.03 | -30% |
| Cash Backed loan / Credit Card | 22,100,000.00 | 22,100,000.00 | 22,100,000.00 | 123,708,469.64 | -82% | 123,946,044.97 | -82% | ||
| Total Risk Assets & Cash-Backed Loan | 1,547,732,958.81 | 7,510,000.00 | 1,555,242,958.81 | 122,238,527.48 | 1,464,413,331.33 | 5,367,817,746.26 | -72.72% | 2,303,583,003.00 | -32% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ABUJA BRANCH PERFORMANCE | ||||||||
| WEEK | 48 | Ending | 02-Dec-23 | ||||||
| BAL B/F | WEEK 48 | ACTUAL PERFORMANCE | ACTUAL | NET PERFORMANCE | CUMULATIVE 2023 BUDGET | BUDGET VARIANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2023 vs 2022 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 371,218,069.86 | 1,315,000.00 | 372,533,069.86 | 15,481,284.60 | 357,051,785.26 | 2,347,913,924.18 | -85% | 779,182,499.97 | -52% |
| Consumer Leases | - | - | 49,612,120.94 | -100% | - | 0% | |||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Abuja | 371,218,069.86 | 1,315,000.00 | 372,533,069.86 | 15,481,284.60 | 357,051,785.26 | 2,397,526,045.12 | -85% | 779,182,499.97 | -52% |
| Corporate Lease | - | - | 6,862,961.65 | -100% | 0% | ||||
| Operating Leases | - | - | 500,923,569.86 | -100% | 0% | ||||
| Business Support Loan/ACL-Corporate | - | - | 8,081,465.94 | -100% | 0% | ||||
| Sub-Total B 2 B Leases | - | - | - | - | - | 515,867,997.45 | -100% | - | 0% |
| - | |||||||||
| B2C - Products | 371,218,069.86 | 1,315,000.00 | 372,533,069.86 | 15,481,284.60 | 357,051,785.26 | 2,397,526,045.12 | -85% | 779,182,499.97 | -52% |
| B2B - Products | - | - | - | - | - | 515,867,997.45 | -100% | - | 0% |
| TOTAL FOR ABUJA | 371,218,069.86 | 1,315,000.00 | 372,533,069.86 | 15,481,284.60 | 357,051,785.26 | 2,913,394,042.57 | -88% | 779,182,499.97 | -52% |
| Cash Backed loan / Credit Card | - | - | 68,726,927.58 | -100% | 0% | ||||
| Total Risk Assets & Cash-Backed Loan | 371,218,069.86 | 1,315,000.00 | 372,533,069.86 | 15,481,284.60 | 357,051,785.26 | 2,982,120,970.14 | -88% | 779,182,499.97 | -52% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | PORT-HARCOURT BRANCH PERFORMANCE | ||||||||
| WEEK | 48 | Ending | 02-Dec-23 | ||||||
| BAL B/F 2023 | WEEK 48 | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2023 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 414,741,596.08 | 414,741,596.08 | 37,326,394.74 | 377,415,201.34 | 2,817,496,709.02 | -87% | 868,550,800.00 | -52% | |
| Consumer Leases | - | - | 59,534,545.12 | -100% | 0% | ||||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | 7,150,000.00 | 7,150,000.00 | 7,150,000.00 | 0% | 0% | ||||
| Sub-Total Port Harcourt | 421,891,596.08 | 0 | 421,891,596.08 | 37,326,394.74 | 384,565,201.34 | 2,877,031,254.14 | -86.63% | 868,550,800.00 | -51% |
| Corporate Leases | - | - | 8,235,553.98 | -100% | 0% | ||||
| Operating Leases | 336,000,250.00 | 336,000,250.00 | 336,000,250.00 | 601,108,283.82 | -44% | 0% | |||
| Business Support Loan/ACL-Corporate | 15,400,000.00 | 15,400,000.00 | 15,400,000.00 | 9,697,759.13 | 59% | 0% | |||
| Sub-Total B 2 B Leases | 351,400,250.00 | 0 | 351,400,250.00 | 0 | 351,400,250.00 | 619,041,596.93 | -43.23% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 421,891,596.08 | - | 421,891,596.08 | 37,326,394.74 | 384,565,201.34 | 2,877,031,254.14 | -87% | 868,550,800.00 | -51% |
| B2B - Products | 351,400,250.00 | - | 351,400,250.00 | - | 351,400,250.00 | 619,041,596.93 | -43% | - | 0% |
| TOTAL FOR PORT HARCOURT | 773,291,846.08 | 0 | 773,291,846.08 | 37,326,394.74 | 735,965,451.34 | 3,496,072,851.06 | -78.95% | 868,550,800.00 | -11% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 550,000.00 | 550,000.00 | 550,000.00 | 82,472,313.09 | -99% | 0 | 0% | ||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 773,841,846.08 | 0 | 773,841,846.08 | 37,326,394.74 | 736,515,451.34 | 3,578,545,164.16 | -79.42% | 868,550,800.00 | -11% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ANAMBRA BRANCH PERFORMANCE | ||||||||
| WEEK | WEEK 48 | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 32,664,000.00 | 1,250,000.00 | 33,914,000.00 | 33,914,000.00 | 0% | 0% | |||
| Consumer Leases | - | - | 0% | 0% | |||||
| Asset Cash Loan | - | - | 0% | 0% | |||||
| SPBS | - | - | 0% | 0% | |||||
| Sub-Total Port Harcourt | 32,664,000.00 | 1,250,000.00 | 33,914,000.00 | 0 | 33,914,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | - | 0% | 0% | |||||
| Operating Leases | - | - | 0% | 0% | |||||
| Business Support Loan/ACL-Corporate | - | - | 0% | 0% | |||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 32,664,000.00 | 1,250,000.00 | 33,914,000.00 | - | 33,914,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ANAMBRA | 32,664,000.00 | 1,250,000.00 | 33,914,000.00 | 0 | 33,914,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0% | |||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 32,664,000.00 | 1,250,000.00 | 33,914,000.00 | 0 | 33,914,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | OYO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 30,825,000.00 | 30,825,000.00 | 30,825,000.00 | 0% | 0% | ||||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 30,825,000.00 | - | 30,825,000.00 | - | 30,825,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR OYO | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 30,825,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | ONDO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 8,120,000.00 | 8,120,000.00 | 8,120,000.00 | 0% | 0% | ||||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 8,120,000.00 | - | 8,120,000.00 | - | 8,120,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 8,120,000.00 | 0 | 0.00% | 0 | 0% |
| ROSABON FINANCIAL SERVICES LTD- RISK ASSET GENERATION REPORT | KANO BRANCH PERFORMANCE | ||||||||
| WEEK | ACTUAL PERFOMANCE | Ending | PERFORMANCE YEAR TO DATE 2022 |
||||||
| BAL B/F 2023 | ACTUAL PERFOMANCE | PERFORMANCE YEAR TO DATE 2023 | PRE-LIQUIDATED LOANS 2022 | NET PERFORMANCE 2023 | CUMULATIVE 2022 BUDGET | BUDGET VARIANCE YEAR TO DATE 2022 |
PERFORMANCE YEAR TO DATE 2022 |
% CHANGE BETWEEN 2022 & 2023 | |
| ACTUAL PERFOMANCE | YEAR TO DATE | PRE-LIQUIDATED LOANS | YEAR TO DATE | ||||||
| 2023 | 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 vs 2023 | ||
| PRODUCTS | |||||||||
| Personal Loan / Public Sector Employee Loan | 5,275,000.00 | 5,275,000.00 | 5,275,000.00 | 0% | 0% | ||||
| Consumer Leases | - | 0% | 0% | ||||||
| Asset Cash Loan | - | 0% | 0% | ||||||
| SPBS | - | 0% | 0% | ||||||
| Sub-Total Port Harcourt | 5,275,000.00 | 0 | 5,275,000.00 | 0 | 5,275,000.00 | 0 | 0.00% | 0 | 0% |
| Corporate Leases | - | 0% | 0% | ||||||
| Operating Leases | - | 0% | 0% | ||||||
| Business Support Loan/ACL-Corporate | - | 0% | 0% | ||||||
| Sub-Total B 2 B Leases | 0 | 0 | 0 | 0 | 0 | 0 | 0.00% | 0 | 0% |
| - | 0% | ||||||||
| B2C - Products | 5,275,000.00 | - | 5,275,000.00 | - | 5,275,000.00 | - | 0% | - | 0% |
| B2B - Products | - | - | - | - | - | - | 0% | - | 0% |
| TOTAL FOR ONDO | 5,275,000.00 | 0 | 5,275,000.00 | 0 | 5,275,000.00 | 0 | 0.00% | 0 | 0% |
| 0% | 0% | ||||||||
| Cash Backed loan / Credit Card | 0% | 0 | 0% | ||||||
| 0% | 0% | ||||||||
| Total Risk Assets & Cash-Backed Loan | 5,275,000.00 | 0 | 5,275,000.00 | 0 | 5,275,000.00 | 0 | 0.00% | 0 | 0% |
TREASURY MANAGEMENT REPORT
| ROSABON FINANCIAL SERVICES | LIABILITY GENERATION REPORT | ||||||||
| WEEK | 48 | Ending | 02-Dec-23 | ||||||
| LAGOS | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2023 & 2022 (ACTUAL) |
| 2023 | 2023 | 2023 | 2023 | 2023 | 2022 | 2022 | |||
| TENOR FUND | -1,273,742,802.41 | 12,470,000.00 | 87,334,873.96 | -74,864,873.96 | 798,189,373.80 | -1,348,607,676.37 | 243,440,835.83 | -2,146,797,050.17 | -654% |
| R-WIN | -11,389,034.18 | 680,000.00 | 345,657.81 | 334,342.19 | 17,542,623.60 | -11,054,691.99 | 6,496,280.01 | -28,597,315.59 | -270% |
| REAP PRODUCT | 11,309,590.97 | 1,866,500.00 | 379,277.01 | 1,487,222.99 | 61,399,182.60 | 12,796,813.96 | 3,704,782.43 | -48,602,368.64 | 245% |
| RBIP | - | ||||||||
| TOTAL | -1,273,822,245.62 | 15,016,500.00 | 88,059,808.78 | -73,043,308.78 | 877,131,180.00 | -1,346,865,554.40 | 253,641,898.27 | -2,223,996,734.40 | -631% |
| ABUJA | |||||||||
| TENOR FUND | -4,536,500.97 | 100,000.00 | 100,000.00 | 354,750,832.80 | -4,436,500.97 | 42,415,919.83 | -359,187,333.77 | -110% | |
| R-WIN | - | - | 7,796,721.60 | - | -77,705.31 | -7,796,721.60 | -1 | ||
| REAP PRODUCT | -629,879.33 | - | 27,288,525.60 | -629,879.33 | 148,294.81 | -27,918,404.93 | -525% | ||
| TOTAL | -5,166,380.30 | 100,000.00 | - | 100,000.00 | 389,836,080.00 | -5,066,380.30 | 42,486,509.33 | -394,902,460.30 | -112% |
| WARRI | |||||||||
| TENOR FUND | - | - | - | - | - | 0% | |||
| R-WIN | - | - | - | - | - | - | 0% | ||
| REAP PRODUCT | - | - | - | - | - | - | 0% | ||
| TOTAL | - | - | - | - | - | - | - | 0% | |
| TOTAL | -1,278,988,625.92 | 15,116,500.00 | 88,059,808.78 | -72,943,308.78 | 1,266,967,260.00 | -1,351,931,934.70 | 296,128,407.60 | - | -557% |
| PORT-HARCOURT | |||||||||
| WEEK 48 | |||||||||
| TENOR FUND | 677,027,776.42 | 37,700,000.00 | 7,285,061.66 | 30,414,938.34 | 620,813,957.40 | 707,442,714.76 | 98,906,535.96 | 86,628,757.36 | 615% |
| R-WIN | 1,575,000.00 | 2,000,000.00 | 2,000,000.00 | 13,644,263.40 | 3,575,000.00 | 349,814.68 | -10,069,263.40 | 922% | |
| REAP PRODUCT | 1,535,888.64 | 1,870,000.00 | 240,000.00 | 1,630,000.00 | 47,754,919.20 | 3,165,888.64 | 3,438,271.01 | -44,589,030.56 | -8% |
| 680,138,665.06 | 41,570,000.00 | 7,525,061.66 | 34,044,938.34 | 682,213,140.00 | 714,183,603.40 | 102,694,621.65 | 31,970,463.40 | 595% | |
| CONSOLIDATED | BAL B/F | INFLOW | OUTFLOW | NET FLOW | CUM BUDGET YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
PERFORMANCE YEAR TO DATE |
BUDGET VARIANCE YEAR TO DATE |
% CHANGE BETWEEN 2023 & 2022 (ACTUAL) |
| TENOR FUND | -601,251,526.96 | 50,270,000.00 | 94,619,935.62 | -44,349,935.62 | 1,773,754,164.00 | -645,601,462.58 | 384,763,291.62 | -2,419,355,626.58 | -268% |
| R-WIN | -9,814,034.18 | 2,680,000.00 | 345,657.81 | 2,334,342.19 | 38,983,608.60 | -7,479,691.99 | 6,768,389.38 | -46,463,300.59 | -211% |
| REAP PRODUCT | 12,215,600.28 | 3,736,500.00 | 619,277.01 | 3,117,222.99 | 136,442,627.40 | 15,332,823.27 | 7,291,348.25 | -121,109,804.13 | 110% |
| RBIP | - | - | - | 0% | |||||
| -598,849,960.86 | 56,686,500.00 | 95,584,870.44 | -38,898,370.44 | 1,949,180,400.00 | -637,748,331.30 | 398,823,029.25 | -2,586,928,731.30 | -260% |
MEETING ADJOURNMENT
Emeka Ashibuogwu seconded by Faith Ozegbe adjourned the meeting.
Faith Ozegbe said the opening prayers
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